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Credit Agricole (CRARY)
OTHER OTC:CRARY
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Credit Agricole (CRARY) Price & Analysis

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CRARY Stock Chart & Stats

$10.53
$0.16(1.54%)
At close: 4:00 PM EDT
$10.53
$0.16(1.54%)

Bulls Say, Bears Say

Bulls Say
Diversified Business ModelCredit Agricole's multi‑line banking and insurance model creates durable revenue diversification across interest, fees, premiums and asset management. That mix reduces single‑market exposure, enables cross‑sell economics and stabilizes earnings through cycles, supporting long‑term resilience.
Strong Liquidity And Funding PositionLarge liquidity reserves, robust LCR/NSFR and visible funding execution materially lower short‑term refinancing and systemic funding risk. This structural strength supports lending capacity, cushion for stress events and gives management flexibility for capital allocation over the medium term.
Consistent Profitability And Revenue MomentumSustained positive net income and rising operating income indicate the group can generate recurring earnings and internal capital. Solid ROTE and record group revenues noted by management support continued capacity for dividends, reinvestment and meeting regulatory capital targets over coming quarters.
Bears Say
Rising LeverageA sharp increase in leverage materially raises financial risk and reduces balance sheet flexibility. Higher debt magnifies earnings volatility in downturns, increases capital consumption under stress tests and can constrain future M&A or dividend capacity absent improved equity generation.
Inconsistent Cash GenerationMulti‑year volatility in operating and free cash flow weakens predictability of internal funding for dividends, buybacks and capital needs. Timing effects or non‑recurring items driving swings increase forecasting risk and reduce confidence in sustained cash conversion.
Structural SFS/mobility HeadwindsExposure to specialized financial services and auto remarketing ties earnings to used‑car market dynamics and residual value risk. Persistent weak remarketing or OEM production shifts can force recurring provisions, capex and margin compression, limiting SFS recovery and pressuring group profitability over several quarters.

Credit Agricole News

CRARY FAQ

What was Credit Agricole’s price range in the past 12 months?
Credit Agricole lowest stock price was $8.91 and its highest was $11.22 in the past 12 months.
    What is Credit Agricole’s market cap?
    Credit Agricole’s market cap is $67.26B.
      When is Credit Agricole’s upcoming earnings report date?
      Credit Agricole’s upcoming earnings report date is Oct 30, 2026 which is in 89 days.
        How were Credit Agricole’s earnings last quarter?
        Credit Agricole released its earnings results on Jul 31, 2026. The company reported $0.339 earnings per share for the quarter, missing the consensus estimate of $0.343 by -$0.004.
          Is Credit Agricole overvalued?
          According to Wall Street analysts Credit Agricole’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Credit Agricole pay dividends?
            Credit Agricole pays a Annually dividend of $0.656 which represents an annual dividend yield of 6.32%. See more information on Credit Agricole dividends here
              What is Credit Agricole’s EPS estimate?
              Credit Agricole’s EPS estimate is 0.33.
                How many shares outstanding does Credit Agricole have?
                Credit Agricole has 6,051,804,700 shares outstanding.
                  What happened to Credit Agricole’s price movement after its last earnings report?
                  Credit Agricole reported an EPS of $0.339 in its last earnings report, missing expectations of $0.343. Following the earnings report the stock price went up 2.619%.
                    Which hedge fund is a major shareholder of Credit Agricole?
                    Currently, no hedge funds are holding shares in CRARY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Credit Agricole Stock Smart Score

                      Company Description

                      Credit Agricole

                      Crédit Agricole S.A. (CRARY) is a globally active financial institution, delivering an extensive array of banking, insurance, and investment services. Its operations are structured into several key segments: Asset Gathering, Large Customers, Specialised Financial Services, French Retail Banking (primarily through LCL), and International Retail Banking. The company provides a comprehensive suite of banking solutions, which includes the management of savings and current accounts, deposit services, various financing options, payment processing, and cash flow management. It also extends consumer lending products to its clientele. In the realm of wealth management, Crédit Agricole assists individuals with the administration, safeguarding, and transfer of their assets, alongside offering broader asset management services. Its insurance portfolio is diverse, covering savings and retirement plans, life and disability coverage (including for creditors and groups), as well as property and casualty policies. Furthermore, Crédit Agricole specializes in diverse financing activities. This encompasses funding for property and equipment upgrades, trade receivables management for corporate clients, and financing for green energy and public infrastructure projects. Leasing services are also a core part of its offerings. The firm's investment banking division is active in structured finance, international trade finance, commercial banking, capital markets, and syndication. It also provides extensive asset servicing solutions for various investment products and asset classes, including execution, clearing, foreign exchange, securities lending and borrowing, custody, depositary banking, fund administration, outsourced middle-office functions, fund distribution support, and issuer services. Crédit Agricole caters to a broad and diverse clientele, ranging from individual retail customers and corporations to banks, financial institutions, government bodies, and local municipalities. Established in 1894, Crédit Agricole S.A. is headquartered in Montrouge, France, and operates as a subsidiary of SAS Rue La Boétie.

                      Credit Agricole (CRARY) Earnings & Revenues

                      CRARY Company Deck

                      CRARY Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presents a predominantly positive operational and financial picture: strong revenue generation at the group level (record EUR 10bn), solid net income and profitability (ROTE 13.7%), robust liquidity and capital headroom, significant customer acquisition and digital progress, and tangible synergy realizations. Offsetting this are higher year‑on‑year cost of risk driven by prudent Stage 1/2 provisioning and overlays (including ~EUR 60m linked to the Middle East), notable weather/nat‑cat claims (>EUR 200m gross), and material near‑term headwinds in Specialized Financial Services and mobility (residual value and used‑car market pressures, ~EUR 30m impact). CET1 marginally declined due to organic growth, methodological effects and the Banco BPM stake increase. Overall, the positives (record revenues, strong client capture, efficiency gains, capital and liquidity comfort) outweigh the cyclical and event‑driven lowlights, though key business sensitivities (automotive remarketing, market volatility and geopolitical provisioning) warrant monitoring.View all CRARY earnings summaries
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