Want to see CMTV full AI Analyst Report?
Top Page
Community Bancorp
(NASDAQ:CMTV)
Select Model
Select Model
Rating:64Neutral
Price Target:
$44.00
▲(77.42% Upside)
Action:Reiterated
Date:08/18/26
The score is primarily held back by financial performance uncertainty (sharp TTM revenue contraction and volatile current-period balance sheet/returns). Offsetting this, technicals are moderately constructive with price above key moving averages and positive MACD, and valuation is supportive with a moderate P/E and a ~3% dividend yield. Corporate events are positive but largely routine.
Positive Factors
Historical Revenue Growth
Steady annual revenue expansion indicates the community banking franchise has historically grown its customer, lending, and deposit base. This provides a durable operating foundation, although maintaining that trajectory depends on restoring the weaker recent run-rate.
Negative Factors
Sharp TTM Revenue Contraction
A roughly 46% trailing-twelve-month revenue decline raises a material question about the durability of the current earnings base. If the contraction reflects weaker loan activity, funding pressure, or nonrecurring items, future profitability and capital generation could remain constrained.
Read all positive and negative factors
Positive Factors
Negative Factors
Historical Revenue Growth
Steady annual revenue expansion indicates the community banking franchise has historically grown its customer, lending, and deposit base. This provides a durable operating foundation, although maintaining that trajectory depends on restoring the weaker recent run-rate.
Read all positive factors
Community Bancorp (CMTV) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$230.59M
Dividend Yield3.03%
Average Volume (3M)34.85K
Price to Earnings (P/E)12.5
Beta (1Y)0.03
Revenue Growth8.95%
EPS Growth25.40%
CountryUS
Employees125
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)3.29
Shares Outstanding5,600,902
10 Day Avg. Volume30,938
30 Day Avg. Volume34,847
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.23
Price to Sales (P/S)2.03
P/FCF Ratio9.14
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Community Bancorp Business Overview & Revenue Model
Company Description
Community Bancorp serves as the parent entity for Community National Bank, offering a broad spectrum of retail banking solutions. These services cater to the financial requirements of individual consumers, businesses, non-profit organizations, and...
How the Company Makes Money
Community Bancorp primarily makes money through its banking subsidiary by generating net interest income and noninterest income. Net interest income is earned from the spread between (1) interest and fees collected on loans and other interest-earn...
Community Bancorp Financial Statement Overview
Summary
Income Statement
56
Neutral
Balance Sheet
48
Neutral
Cash Flow
67
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 68.18M | 68.79M | 59.61M | 52.01M | 43.25M | 40.21M |
| Gross Profit | 46.96M | 47.41M | 38.10M | 37.84M | 38.24M | 36.47M |
| EBITDA | 23.29M | 21.45M | 16.23M | 17.40M | 18.02M | 17.23M |
| Net Income | 18.44M | 16.97M | 12.76M | 13.43M | 13.74M | 13.14M |
Balance Sheet | ||||||
| Total Assets | 1.17T | 1.29B | 1.25B | 1.10B | 1.06B | 1.02B |
| Cash, Cash Equivalents and Short-Term Investments | 147.76B | 156.33M | 169.57M | 15.00M | 205.22M | 200.18M |
| Total Debt | 58.88B | 90.36M | 134.43M | 67.49M | 47.26M | 46.80M |
| Total Liabilities | 1.05T | 1.17B | 1.15B | 1.01B | 980.86M | 934.35M |
| Stockholders Equity | 120.93B | 113.69M | 98.05M | 89.03M | 75.18M | 84.76M |
Cash Flow | ||||||
| Free Cash Flow | 19.76M | 15.26M | 14.98M | 14.30M | 15.12M | 13.15M |
| Operating Cash Flow | 20.81M | 16.04M | 15.77M | 14.93M | 15.74M | 14.04M |
| Investing Cash Flow | 4.82M | -16.19M | -56.56M | -92.09M | -95.00M | -104.59M |
| Financing Cash Flow | -14.54M | 17.27M | 131.30M | 26.46M | 40.05M | 85.86M |
Community Bancorp Technical Analysis
Positive
24.80
Price Trends
39.95
Positive
39.22
Positive
34.16
Positive
Market Momentum
0.17
Positive
53.82
Neutral
45.91
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CMTV, the sentiment is Positive. The current price of 24.8 is below the 20-day moving average (MA) of 40.65, below the 50-day MA of 39.95, and below the 200-day MA of 34.16, indicating a bullish trend. The MACD of 0.17 indicates Positive momentum. The RSI at 53.82 is Neutral, neither overbought nor oversold. The STOCH value of 45.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CMTV.
Community Bancorp Risk Analysis
Community Bancorp disclosed 30 risk factors in its most recent earnings report. Community Bancorp reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Community Bancorp Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | $176.27M | 10.90 | 11.79% | 2.42% | 9.50% | 46.27% | |
72 Outperform | $120.95M | 15.16 | 7.31% | 1.78% | -0.53% | 27.52% | |
71 Outperform | $198.11M | 13.90 | 7.20% | ― | 34.21% | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | $230.59M | 12.55 | 0.06% | 3.90% | 8.95% | 25.40% | |
63 Neutral | $144.30M | 43.50 | 1.80% | 1.10% | 6.46% | 1.90% |
* Financial Sector Average
CMTV
Community Bancorp
41.28
19.43
88.92%
SBFG
SB Financial Group
29.22
7.80
36.39%
SFBC
Sound Financial Bancorp
47.60
1.09
2.34%
RBKB
Rhinebeck Bancorp
12.79
3.06
31.46%
SRBK
SR Bancorp, Inc.
19.50
4.52
30.18%
Community Bancorp Corporate Events
Executive/Board ChangesShareholder Meetings
Community Bancorp Shareholders Reelect Directors, Ratify Auditor
Positive
May 22, 2026
At its Annual Meeting of Shareholders held on May 19, 2026, Community Bancorp shareholders voted on the election of two directors to a board class whose terms will expire at the 2029 annual meeting, and on the ratification of BDMP Assurance, LLP a...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.