Community Bancorp. (CMTV)
NASDAQ:CMTV
Want to see CMTV full AI Analyst Report?
CMTV Stock Chart & Stats
$24.80
$0.00(0.00%)
At close: 4:00 PM EST
$24.80
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$18.95 - $42.92
Previous CloseN/A
Volume100.00
Average Volume (3M)4.41K
Market Cap
$202.40M
Enterprise Value$226.14M
Total Cash (Recent Filing)$202.38M
Total Debt (Recent Filing)$88.95M
Price to Earnings (P/E)11.6
Beta0.08
Next Earnings
Jul 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.9%
Share Statistics
EPS (TTM)3.17
Shares Outstanding5,591,253
10 Day Avg. Volume1,933
30 Day Avg. Volume4,407
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.23
Price to Sales (P/S)2.03
P/FCF Ratio9.14
Enterprise Value/Market Cap1.12
Enterprise Value/Revenue3.30
Enterprise Value/Gross Profit4.81
Enterprise Value/Ebitda10.16
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained revenue expansion from ~$40M to ~$69M over 2021–2025 indicates durable loan origination and deposit-driven franchise growth. A growing top line builds the structural base for net interest income and fee income, supporting long-term earnings capacity and scalability of fixed-cost investments.
Margin SustainabilityConsistently healthy TTM net and operating margins (~26% and ~31%) show the bank converts revenue to profit efficiently. Durable margins imply pricing power in lending and disciplined expense control, which underpin sustainable return generation even amid cyclic pressures in regional banking.
Improved Leverage And ROEA lower debt-to-equity (~0.76) versus the 2024 spike and a healthy ROE (~15.9%) indicate improved capitalization and more conservative funding. Better leverage supports lending capacity, reduces refinancing risk, and reflects stronger financial flexibility to support growth or absorb credit stress.
Bears Say
Cash Flow QualityUnusually large TTM operating/free cash flow relative to the income scale raises questions about cash recognition and comparability. This undermines confidence in the run-rate of cash generation, complicates forecasting for dividends, provisioning, and capital allocation over the medium term.
Profitability NormalizationProfitability has normalized below prior peak margins (~32%+), suggesting structural pressure from funding costs, competitive loan pricing, or mix shifts. A reduced margin buffer limits the firm's ability to absorb higher credit costs or reinvestment needs while maintaining prior return levels.
Leverage VolatilityHistorical swings in leverage, including a 2024 spike, indicate funding or capital management variability. Such volatility increases earnings sensitivity to rate moves or credit deterioration and signals potential strategic reliance on episodic balance-sheet adjustments rather than steady capitalization policies.
Community Bancorp News
CMTV FAQ
What was Community Bancorp.’s price range in the past 12 months?
Community Bancorp. lowest stock price was $18.95 and its highest was $42.91 in the past 12 months.
What is Community Bancorp.’s market cap?
Community Bancorp.’s market cap is $202.40M.
When is Community Bancorp.’s upcoming earnings report date?
Community Bancorp.’s upcoming earnings report date is Jul 28, 2026 which is in 52 days.
How were Community Bancorp.’s earnings last quarter?
Community Bancorp. released its earnings results on Apr 21, 2026. The company reported $0.782 earnings per share for the quarter, beating the consensus estimate of N/A by $0.782.
Is Community Bancorp. overvalued?
According to Wall Street analysts Community Bancorp.’s price is currently Overvalued.
Does Community Bancorp. pay dividends?
Community Bancorp. pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 3.9%. See more information on Community Bancorp. dividends here
What is Community Bancorp.’s EPS estimate?
Community Bancorp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Community Bancorp. have?
Community Bancorp. has 5,591,253 shares outstanding.
What happened to Community Bancorp.’s price movement after its last earnings report?
Community Bancorp. reported an EPS of $0.782 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.785%.
Which hedge fund is a major shareholder of Community Bancorp.?
Currently, no hedge funds are holding shares in CMTV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Community Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Insider Transactions
Bought Shares
Worth $172.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
42.12%
12-Months-Change
Fundamentals
Return on Equity
15.88%
Trailing 12-Months
Asset Growth
3.99%
Trailing 12-Months
Company Description
Community Bancorp.
Community Bancorp. operates as the bank holding company for Community National Bank that provides a range of retail banking services to residents, businesses, nonprofit organizations, and municipalities. It provides various consumer banking products and services, including checking accounts, savings programs, ATMs, debit/credit cards, and night deposit facilities, as well as online, mobile, and telephone banking. The company's business banking products and services comprise credit products for various business purposes, including financing for commercial business properties, equipment, inventories, and accounts receivable, as well as letters of credit; and business checking and other deposit accounts, cash management services, repurchase agreements, ACH and wire transfer services, and remote deposit capture. It offers commercial real estate lending products for commercial developers and investors, residential builders and developers, and community development entities, which include credit products to facilitate the purchase of land and/or build structures for business, for investors to develop residential or commercial properties, and for real estate secured financing of existing businesses, as well as financing to startups and other small businesses. The company's residential real estate lending products include fixed-rate and adjustable rate residential mortgage and home equity loans; retail credit products include personal, automobile, and boat/recreational vehicle loans; and municipal and institutional banking products and services for state and local governments, schools, charities, membership, and not-for-profit associations comprise deposit accounts, tax-exempt loans, lines of credit, and term loans, as well as a collateralized secured deposit products. It operates through a main office in Derby; and eleven branch offices in northeastern and central Vermont. Community Bancorp. was founded in 1851 and is headquartered in Derby, Vermont.
Technical Analysis
SB Financial Group
―
Affinity Bancshares
―
Sound Financial Bancorp
―
Rhinebeck Bancorp
―
SR Bancorp, Inc.
―
Ownership Overview
1.85% Insiders
4.20% Mutual Funds
1.61% Other Institutional Investors
88.21% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---