Want to see CMRB full AI Analyst Report?

First Commerce Bank (Lakewood New Jersey) (CMRB) Price & Analysis

Q: What was First Commerce Bank (Lakewood New Jersey)’s price range in the past 12 months?

First Commerce Bank (Lakewood New Jersey) lowest stock price was $4.62 and its highest was $7.50 in the past 12 months.

Q: What is First Commerce Bank (Lakewood New Jersey)’s market cap?

First Commerce Bank (Lakewood New Jersey)’s market cap is $153.79M.

Q: When is First Commerce Bank (Lakewood New Jersey)’s upcoming earnings report date?

First Commerce Bank (Lakewood New Jersey)’s upcoming earnings report date is Nov 04, 2026 which is in 54 days.

Q: How were First Commerce Bank (Lakewood New Jersey)’s earnings last quarter?

First Commerce Bank (Lakewood New Jersey) released its earnings results on Jul 29, 2026. The company reported $0.232 earnings per share for the quarter.

Q: Is First Commerce Bank (Lakewood New Jersey) overvalued?

According to Wall Street analysts First Commerce Bank (Lakewood New Jersey)’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Q: Does First Commerce Bank (Lakewood New Jersey) pay dividends?

First Commerce Bank (Lakewood New Jersey) pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 2.06%. See more information on First Commerce Bank (Lakewood New Jersey) dividends here

Q: What is First Commerce Bank (Lakewood New Jersey)’s EPS estimate?

First Commerce Bank (Lakewood New Jersey)’s EPS estimate for its next earnings report is not yet available.

Q: How many shares outstanding does First Commerce Bank (Lakewood New Jersey) have?

First Commerce Bank (Lakewood New Jersey) has 20,782,110 shares outstanding.

Q: What happened to First Commerce Bank (Lakewood New Jersey)’s price movement after its last earnings report?

First Commerce Bank (Lakewood New Jersey) reported an EPS of $0.232 in its last earnings report. Following the earnings report the stock price went up 3.55%.

Q: Which hedge fund is a major shareholder of First Commerce Bank (Lakewood New Jersey)?

Currently, no hedge funds are holding shares in CMRB

27 Followers

CMRB Stock Chart & Stats

$7.35

$0.24(3.54%)

At close: Jul 29 4:00 PM EDT

$7.35

$0.24(3.54%)

Day’s Range― - ―

52-Week Range$4.62 - $7.50

Previous CloseN/A

Volume15.39K

Average Volume (3M)1.63K

Market Cap

$153.79M

Enterprise Value$466.34

Total Cash (Recent Filing)$1.80M

Total Debt (Recent Filing)$364.10M

Price to Earnings (P/E)10.9

Beta>-0.01

Next Earnings

Nov 04, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.06%

Share Statistics

EPS (TTM)0.67

Shares Outstanding20,782,110

10 Day Avg. Volume239

30 Day Avg. Volume1,631

Financial Highlights & Ratios

PEG Ratio0.16

Price to Book (P/B)0.71

Price to Sales (P/S)1.31

P/FCF Ratio22.54

Enterprise Value/Market Cap<0.01

Enterprise Value/Revenue<0.01

Enterprise Value/Gross Profit<0.01

Enterprise Value/Ebitda<0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue AccelerationSustained ~31.8% revenue growth in 2025 indicates expanding core business scale and stronger loan/deposit activity. Over a 2–6 month horizon this larger revenue base supports more predictable earnings, funds reinvestment, and improves prospects for stable margin recovery versus prior weak years.

Asset Growth/scaleMaterial asset growth reflects successful balance-sheet expansion, enhancing franchise scale and diversification of interest and fee income. Larger asset size improves competitive positioning, ability to absorb shocks, and long-term revenue potential, supporting franchise durability over the medium term.

Cash-flow ReboundThe shift to positive operating and free cash flow in 2025 shows improved cash conversion after prior swings. Consistent cash generation strengthens funding flexibility, supports organic capital formation and potential shareholder returns, and reduces near-term dependence on external financing.

Bears Say

Rising LeverageA jump in debt-to-equity to ~1.77 materially increases financial leverage and vulnerability to rate or credit shocks. Over months this elevated leverage limits capital flexibility, raises refinancing and funding risk for a regional bank, and heightens downside sensitivity if earnings or asset quality deteriorate.

Volatile Margins & Cash ConversionPronounced swings in margins and intermittent negative EBITDA/FCF signal inconsistent earnings quality and cash conversion. Such volatility undermines forecasting, stresses capital planning, and means short-term improvements may not persist without structural margin stabilization.

Modest Returns On EquityROE falling to mid-single digits shows reduced efficiency of the balance sheet and weaker profitability. Persistently low returns constrain internal capital build, limit dividend and growth capacity, and indicate competitive pressures that could persist absent structural margin improvement.

CMRB FAQ

What was First Commerce Bank (Lakewood New Jersey)’s price range in the past 12 months?

First Commerce Bank (Lakewood New Jersey) lowest stock price was $4.62 and its highest was $7.50 in the past 12 months.

What is First Commerce Bank (Lakewood New Jersey)’s market cap?

First Commerce Bank (Lakewood New Jersey)’s market cap is $153.79M.

When is First Commerce Bank (Lakewood New Jersey)’s upcoming earnings report date?

First Commerce Bank (Lakewood New Jersey)’s upcoming earnings report date is Nov 04, 2026 which is in 54 days.

How were First Commerce Bank (Lakewood New Jersey)’s earnings last quarter?

First Commerce Bank (Lakewood New Jersey) released its earnings results on Jul 29, 2026. The company reported $0.232 earnings per share for the quarter.

Is First Commerce Bank (Lakewood New Jersey) overvalued?

According to Wall Street analysts First Commerce Bank (Lakewood New Jersey)’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Commerce Bank (Lakewood New Jersey) pay dividends?

First Commerce Bank (Lakewood New Jersey) pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 2.06%. See more information on First Commerce Bank (Lakewood New Jersey) dividends here

What is First Commerce Bank (Lakewood New Jersey)’s EPS estimate?

First Commerce Bank (Lakewood New Jersey)’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Commerce Bank (Lakewood New Jersey) have?

First Commerce Bank (Lakewood New Jersey) has 20,782,110 shares outstanding.

What happened to First Commerce Bank (Lakewood New Jersey)’s price movement after its last earnings report?

First Commerce Bank (Lakewood New Jersey) reported an EPS of $0.232 in its last earnings report. Following the earnings report the stock price went up 3.55%.

Which hedge fund is a major shareholder of First Commerce Bank (Lakewood New Jersey)?

Currently, no hedge funds are holding shares in CMRB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

First Commerce Bank (Lakewood New Jersey)

First Commerce Bank is a financial institution offering a diverse array of banking products and services. It caters to the needs of individuals, professional entities, and small to medium-sized businesses. For its commercial clients, the bank provides accounts such as business checking, statement savings, money market, and escrow sub-accounts. Additionally, it facilitates electronic payments through ACH origination and remote deposit functionalities. Individual customers can access personal checking, money market, and traditional savings accounts. The bank's lending portfolio encompasses various commercial and business loan options, including commercial mortgages, construction financing, Small Business Administration (SBA) loans, term loans, equipment financing, and lines of credit. Complementing these, First Commerce Bank also offers convenient services like safe deposit boxes, telephone and mobile banking, online banking with bill payment capabilities, debit cards, and wire transfer facilities. Its primary operational focus is within four New Jersey counties: Bergen, Mercer, Monmouth, and Ocean. Established in 2006, the institution initially operated as Northern State Bank before rebranding to First Commerce Bank in June 2011. Its main office is situated in Lakewood, New Jersey.