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CLBK Stock Chart & Stats
$11.66
-$0.13(-1.18%)
At close: 4:00 PM EDT
$11.66
-$0.13(-1.18%)
Day’s Range― - ―
52-Week Range$6.56 - $12.00
Previous CloseN/A
Volume8.20M
Average Volume (3M)4.22M
Market Cap
$2.92B
Enterprise Value$2.76B
Total Cash (Recent Filing)$1.09B
Total Debt (Recent Filing)$1.22B
Price to Earnings (P/E)41.7
Beta0.67
Next Earnings
Oct 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.46%
Share Statistics
EPS (TTM)0.26
Shares Outstanding269,545,140
10 Day Avg. Volume2,930,280
30 Day Avg. Volume4,215,476
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.36
Price to Sales (P/S)3.10
P/FCF Ratio26.90
Enterprise Value/Market Cap0.94
Enterprise Value/Revenue5.47
Enterprise Value/Gross Profit10.49
Enterprise Value/Ebitda33.67
Forecast
1Y Price Target
$14.17Price Target Upside21.50% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)0.61
Revenue Forecast (FY)$408.27M
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryThe return to positive, healthy margins after the 2024 loss indicates a meaningful recovery in earnings capacity. If maintained, stronger profitability can improve internal capital generation, support investment in banking operations, and provide greater resilience through changing credit and rate conditions.
Cash GenerationConsistently positive operating and free cash flow, together with free cash flow conversion near 0.88 times net income in the TTM period, supports the quality of reported earnings. This gives Columbia greater flexibility to fund operations, strengthen capital, and pursue growth without relying solely on external financing.
Strategic Expansion And CapitalThe approved conversion, proposed Northfield Bancorp acquisition, and substantial capital raise could materially expand Columbia’s balance sheet and competitive position. Successful execution would increase scale and funding capacity, although the transaction remains subject to regulatory approvals and offering conditions.
Bears Say
Reported Revenue DeclineThe extreme TTM reported revenue decline is a major fundamental warning because it raises questions about current operating momentum and the comparability of recent results. Even with recovered margins, sustained revenue weakness could limit earnings growth and reduce the benefits of scale over the next several quarters.
Moderate Returns And LeverageAlthough leverage is described as manageable and equity has grown modestly, debt-to-equity remains meaningful while TTM return on equity is only about 5%. This combination limits capital efficiency and leaves less room for operating improvements to translate into strong shareholder returns.
Cash Flow VolatilityPositive cash generation is encouraging, but the pronounced free cash flow declines in 2023–2024 show that results can vary materially across periods. Such volatility makes internal funding less predictable and can complicate capital planning, especially while the company pursues a large strategic transaction.
CLBK FAQ
What was Columbia Financial Inc’s price range in the past 12 months?
Columbia Financial Inc lowest stock price was $6.56 and its highest was $12.00 in the past 12 months.
What is Columbia Financial Inc’s market cap?
Columbia Financial Inc’s market cap is $2.92B.
When is Columbia Financial Inc’s upcoming earnings report date?
Columbia Financial Inc’s upcoming earnings report date is Oct 28, 2026 which is today.
How were Columbia Financial Inc’s earnings last quarter?
Columbia Financial Inc released its earnings results on Jul 30, 2026. The company reported $0.14 earnings per share for the quarter, beating the consensus estimate of $0.068 by $0.072.
Is Columbia Financial Inc overvalued?
According to Wall Street analysts Columbia Financial Inc’s price is currently Undervalued.
Does Columbia Financial Inc pay dividends?
Columbia Financial Inc pays a Notavailable dividend of $0.05 which represents an annual dividend yield of 0.46%. See more information on Columbia Financial Inc dividends here
What is Columbia Financial Inc’s EPS estimate?
Columbia Financial Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Columbia Financial Inc have?
Columbia Financial Inc has 269,545,140 shares outstanding.
What happened to Columbia Financial Inc’s price movement after its last earnings report?
Columbia Financial Inc reported an EPS of $0.14 in its last earnings report, beating expectations of $0.068. Following the earnings report the stock price went down -1.275%.
Which hedge fund is a major shareholder of Columbia Financial Inc?
Currently, no hedge funds are holding shares in CLBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Columbia Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$14.17 (21.50% Upside)
$14.17 (21.50% Upside)
Blogger Sentiment
Bullish
CLBK Sentiment 100%
Sector Average 58%
Sector Average 58%
Insider Transactions
Bought Shares
Worth $233.6 over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.3%
Last 30 Days ▲ 0.8%
Last 30 Days ▲ 0.8%
Technicals
SMA
Positive
20 days / 200 days
Momentum
55.82%
12-Months-Change
Fundamentals
Return on Equity
4.98%
Trailing 12-Months
Asset Growth
13.35%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Columbia Financial Inc
Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wealth management services, and sophisticated cash management tools like remote deposit, lockbox services, and sweep accounts. Columbia Financial, Inc. operates as a subsidiary under the umbrella of Columbia Bank MHC.
CLBK Stock 12 Month Forecast
Average Price Target
$14.17
▲(21.50% Upside)
Technical Analysis
Dime Community Bancshares
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Kearny Financial
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Oceanfirst Financial
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Provident Financial Services
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ConnectOne Bancorp
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Ownership Overview
2.01% Insiders
1.59% Mutual Funds
0.24% Other Institutional Investors
81.15% Public Companies and
Individual Investors










