Lemonade Inc (CH:LE0)
NYSE:LE0
LE0 Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Revenue And ScaleRapid top-line scaling demonstrates durable demand and distribution traction. Revenue growth has been driven by expanding in‑force premium, new customer additions and cross-sell momentum, which can amortize fixed tech and platform costs and support sustained margin improvement over multiple quarters.
Gross Margin & Unit EconomicsMaterial gross‑profit expansion and a higher adjusted gross profit as a percent of GEP indicate improving underwriting economics and pricing power. Persistently stronger unit economics support longer‑term operating leverage as volume grows and reinsurance/retention normalize.
Cash Generation & LiquidityThe shift to positive operating and free cash flow on a TTM basis, plus sizable cash and investments, reflects improving convertibility of earnings to cash. Durable positive cash generation reduces funding risk, supports reinvestment in growth, and improves resilience through underwriting cycles.
Bears Say
Persisting GAAP LossesDespite improving adjusted metrics, sustained GAAP losses and negative EBIT/EBITDA imply the business has not yet fully translated growth and gross‑profit gains into accounting profitability. Ongoing GAAP deficits can erode equity, constrain capital deployment, and keep financing costs and investor scrutiny elevated.
Weak Underwriting (Combined Ratio)A materially elevated combined ratio versus incumbents signals underwriting and expense load issues. If underwriting metrics remain structurally higher, profitability will depend on sustained premium pricing, reinsurance strategy and expense discipline rather than topline growth alone, prolonging path to durable margins.
Rising Operating Expense BaseGrowing sales, tech and G&A spend increases the fixed cost base and can outpace revenue if growth slows. Persistent elevation in operating expense hampers leverage from better gross margins, risks compressing future profitability, and raises capital needs if cash conversion falters in stress periods.
Lemonade News
LE0 FAQ
What was Lemonade Inc’s price range in the past 12 months?
Currently, no data Available
What is Lemonade Inc’s market cap?
Lemonade Inc’s market cap is CHF3.65B.
When is Lemonade Inc’s upcoming earnings report date?
Lemonade Inc’s upcoming earnings report date is Aug 05, 2026 which is in 43 days.
How were Lemonade Inc’s earnings last quarter?
Lemonade Inc released its earnings results on Apr 29, 2026. The company reported -$0.374 earnings per share for the quarter, beating the consensus estimate of -$0.451 by $0.076.
Is Lemonade Inc overvalued?
According to Wall Street analysts Lemonade Inc’s price is currently Undervalued.
Does Lemonade Inc pay dividends?
Lemonade Inc does not currently pay dividends.
What is Lemonade Inc’s EPS estimate?
Lemonade Inc’s EPS estimate is -0.45.
How many shares outstanding does Lemonade Inc have?
Currently, no data Available
What happened to Lemonade Inc’s price movement after its last earnings report?
Lemonade Inc reported an EPS of -$0.374 in its last earnings report, beating expectations of -$0.451. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Lemonade Inc?
Currently, no hedge funds are holding shares in CH:LE0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
CHF55.18 (― Downside)
CHF55.18 (― Downside)
Insider Transactions
Sold Shares
Worth CHF222.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
45.28%
12-Months-Change
Fundamentals
Return on Equity
-26.52%
Trailing 12-Months
Asset Growth
19.68%
Trailing 12-Months
Company Description
Lemonade Inc
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.
LE0 Company Deck
LE0 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong and accelerating top-line growth (IFP +32% YoY, revenue +71% YoY), substantial expansion in gross profit (+159%) and improving profitability measures (adjusted EBITDA loss narrowed 64% and adjusted free cash flow positive). Management highlighted sustainable unit economics (LTV:CAC >3), operational leverage from AI-driven automation (IFP per employee >$1M, LAE ~6%), and material progress in key product lines (Pet IFP $500M). Key challenges remain: a relatively high gross loss/combined ratio (~138% combined per analyst), rising operating expenses and stock-based comp, ADR pressure from prior book clean-up, and remaining GAAP net losses. Given the pronounced improvements in growth, margins, cash flow, and explicit targets toward breakeven (positive EBITDA quarter expected in Q4), the positive developments materially outweigh the lingering lowlights.View all CH:LE0 earnings summariesLE0 Stock 12 Month Forecast
Average Price Target
$55.18
Options Prices
Currently, No data available
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