Century Communities (CCS) AI Stock Analysis

• Market Cap: $1.75B
• Dividend Yield: 1.9%
• Average Volume (3M): 371.26K
• Price to Earnings (P/E): 8.7
• Beta (1Y): 0.93
• Revenue Growth: -6.28%
• EPS Growth: -31.55%
• Country: US
• Employees: 1,873
• Sector: Real Estate
• Sector Strength: 53
• Industry: Residential Construction
• EPS (TTM): 1.52
• Shares Outstanding: 29,384,289
• 10 Day Avg. Volume: 337,976
• 30 Day Avg. Volume: 371,260
• PEG Ratio: 0.23
• Price to Book (P/B): 0.88
• Price to Sales (P/S): 0.53
• P/FCF Ratio: 26.65
• Enterprise Value/Market Cap: 1.94
• Enterprise Value/Revenue: 0.82
• Enterprise Value/Gross Profit: 3.97
• Enterprise Value/Ebitda: 11.03
• 1Y Price Target: $73.00
• Price Target Upside: 22.90% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 69 Neutral
• Price Target: $67.00 ▲(12.79% Upside)

Century Communities' overall stock score reflects a balanced view of its financial stability, valuation, and earnings outlook. The company's strong cash flow and stable balance sheet are significant positives, while the mixed earnings call and technical indicators suggest caution. The valuation remains attractive, providing potential for future growth.

Positive Factors

Cash Generation

Strong cash generation enhances liquidity and operational flexibility, supporting long-term investments and financial stability.

Community Growth

Community growth indicates expanding market presence and potential for increased future sales, supporting long-term revenue growth.

Debt Management

Effective debt management enhances financial stability and reduces refinancing risk, supporting long-term strategic initiatives.

Negative Factors

Revenue Decline

Declining revenues suggest challenges in maintaining sales momentum, potentially impacting long-term profitability and growth.

Increased Incentives

Rising incentives can pressure margins, affecting profitability and indicating competitive challenges in the market.

Inventory Impairment

Inventory impairments and lot abandonments reflect potential misalignment in supply-demand, impacting asset utilization and profitability.

Century Communities Business Overview & Revenue Model

Company Description

Century Communities, Inc., together with its subsidiaries, engages in the design, development, construction, marketing, and sale of single-family attached and detached homes. It is also involved in the entitlement and development of the underlying land; and provision of mortgage, title, and insurance services to its home buyers. The company offers homes under the Century Communities and Century Complete brands. It sells homes through its sales representatives, retail studios, and internet, as well as through independent real estate brokers in 17 states in the United States. Century Communities, Inc. was founded in 2002 and is headquartered in Greenwood Village, Colorado.

How the Company Makes Money

Century Communities generates revenue primarily through the sale of residential properties, which includes both new home sales and the development of land for future residential projects. The company profits by acquiring land, developing it into communities, and then selling homes at a markup. Key revenue streams include home sales, which are influenced by market demand and the company's ability to manage construction costs effectively. Additionally, Century Communities may engage in joint ventures or partnerships with landowners and other developers, which can provide access to prime locations and shared resources, further enhancing its earnings potential. The company also benefits from economies of scale as it operates in multiple states, allowing for cost efficiencies and broader market reach.

Century Communities Financial Statement Overview

Summary

Century Communities shows solid profitability with a strong equity base but faces challenges with declining revenue, shrinking margins, and cash flow pressures. The leverage is managed conservatively, yet declining ROE and cash flow generation indicate areas for improvement.

Income Statement

Century Communities shows a mixed performance in its income statement metrics. The TTM gross profit margin stands at 20.89%, indicating solid profitability, although it has decreased compared to the previous year. The net profit margin for the TTM is 6.02%, which is healthy for the industry, but it reflects a decline from the previous annual period. Revenue growth is a concern with a decline of 1.91% from the previous year to the TTM. The EBIT and EBITDA margins are 8.69% and 9.15% respectively, showing operational efficiency but also a decline. Overall, while profitability remains reasonable, the declining revenue and margins are areas to watch.

Balance Sheet

The balance sheet of Century Communities reflects a stable yet cautious financial position. The debt-to-equity ratio for the TTM is 0.44, indicating a conservative approach to leverage. The return on equity (ROE) is 10.14%, which is reasonable, though it has declined compared to previous annual periods. The equity ratio is 55.97%, suggesting a strong equity base relative to total assets. Despite a strong equity position, the decline in ROE and increased debt levels over time suggest potential financial pressure.

Cash Flow

The cash flow metrics show some challenges and improvements for Century Communities. The free cash flow growth rate has declined significantly in the TTM, with free cash flow dropping to $47.02 million from $86.73 million the previous year. The operating cash flow to net income ratio is 0.60, indicating adequate conversion of income to cash but with room for improvement. The free cash flow to net income ratio is 0.18, showing limited free cash flow generation compared to net income. While operational cash flow is positive, the overall cash flow position suggests cash management challenges.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	4.16B	4.40B	3.69B	4.51B	4.22B	3.16B
Gross Profit	854.22M	962.76M	802.97M	1.14B	1.05B	616.33M
EBITDA	307.38M	470.56M	371.43M	716.08M	669.63M	285.59M
Net Income	214.38M	333.82M	259.22M	525.13M	498.50M	206.16M
Balance Sheet
Total Assets	4.69B	4.53B	4.14B	3.77B	3.50B	2.85B
Cash, Cash Equivalents and Short-Term Investments	130.07M	150.00M	226.15M	296.72M	316.31M	394.00M
Total Debt	1.15B	1.48B	1.30B	1.22B	1.35B	1.15B
Total Liabilities	2.12B	1.91B	1.75B	1.62B	1.73B	1.56B
Stockholders Equity	2.58B	2.62B	2.39B	2.15B	1.76B	1.28B
Cash Flow
Free Cash Flow	183.72M	86.72M	-90.05M	264.65M	-212.73M	332.06M
Operating Cash Flow	242.02M	125.69M	41.63M	315.35M	-201.15M	340.58M
Investing Cash Flow	75.64M	-232.69M	-131.98M	-54.26M	-6.48M	-8.40M
Financing Cash Flow	-333.35M	40.31M	23.86M	-274.83M	131.79M	7.39M

Century Communities Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 59.40
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCS, the sentiment is Negative. The current price of 59.4 is below the 20-day moving average (MA) of 60.61, below the 50-day MA of 63.72, and below the 200-day MA of 62.63, indicating a bearish trend. The MACD of -0.43 indicates Negative momentum. The RSI at 42.09 is Neutral, neither overbought nor oversold. The STOCH value of 30.61 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CCS.

Century Communities Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TPH	―	$2.75B	9.43	9.47%	―	-16.60%	-29.85%
CCS	―	$1.75B	8.67	8.37%	1.90%	-6.28%	-31.55%
MHO	―	$3.30B	7.42	15.76%	―	4.77%	-9.30%
HOV	―	$760.70M	5.86	20.08%	―	7.97%	-35.64%
Sector *	―	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
LGIH	―	$941.40M	6.16	7.84%	―	-7.89%	-19.53%
DFH	―	$1.86B	6.77	23.25%	―	20.18%	-1.04%

Century Communities Corporate Events

Century Communities’ Earnings Call: Mixed Outlook Amid Growth

Century Communities, Inc. recently held its earnings call, revealing a mixed sentiment about its financial performance and future outlook. While the company demonstrated robust cost management and community growth, it faces challenges with declining home deliveries, revenue, and increased incentives affecting margins.

Century Communities Reports Solid Q3 2025 Results

Century Communities, Inc., a leading homebuilder in the United States, specializes in constructing and selling high-quality, affordable homes across 16 states and over 45 markets. In its third quarter of 2025, Century Communities reported total revenues of $980.3 million, with net income reaching $37.4 million, or $1.25 per diluted share. The company delivered 2,486 homes and achieved a record book value per share of $87.74. Key financial metrics included an adjusted net income of $45.7 million and an adjusted homebuilding gross margin of 20.1%. Additionally, the company repurchased nearly 297,000 shares of common stock and completed a $500 million senior notes offering. Despite economic uncertainties, Century Communities maintains a strong balance sheet with $2.6 billion in stockholders’ equity and $836 million in liquidity. Looking ahead, the company anticipates delivering between 10,000 to 10,250 homes for the full year 2025, with expected home sales revenues ranging from $3.8 to $3.9 billion.

Century Communities Issues $500M in Senior Notes

On September 17, 2025, Century Communities, Inc. issued $500 million in 6.625% Senior Notes due 2033, with interest accruing from the issuance date and payable semi-annually. These notes are unsecured senior obligations and are subject to specific covenants and redemption options, impacting the company’s financial strategy and flexibility in managing debt and equity transactions.

The most recent analyst rating on (CCS) stock is a Buy with a $73.00 price target. To see the full list of analyst forecasts on Century Communities stock, see the CCS Stock Forecast page.

Century Communities Announces $500M Senior Notes Offering

On September 3, 2025, Century Communities announced the pricing of a private offering of $500 million in 6.625% Senior Notes due 2033. The offering is expected to close on September 17, 2025, with net proceeds of approximately $494 million intended to finance the redemption of the company’s existing 6.750% Senior Notes due 2027. This strategic financial move aims to optimize the company’s debt structure and potentially improve its market position.

The most recent analyst rating on (CCS) stock is a Buy with a $77.00 price target. To see the full list of analyst forecasts on Century Communities stock, see the CCS Stock Forecast page.

Century Communities Launches $500M Senior Notes Offering

On September 3, 2025, Century Communities announced the launch of a private offering of $500 million in Senior Notes due 2033, aimed at qualified institutional buyers and certain non-U.S. persons. Concurrently, the company issued a conditional notice for the redemption of its 6.750% Senior Notes due 2027, contingent upon the successful completion of the new offering. The proceeds from the new notes, along with cash on hand, will be used to finance the redemption of the 2027 notes. This strategic financial maneuver is expected to impact the company’s debt structure and market positioning.

The most recent analyst rating on (CCS) stock is a Buy with a $77.00 price target. To see the full list of analyst forecasts on Century Communities stock, see the CCS Stock Forecast page.