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CCFNB Bancorp Inc (CCFN)
OTHER OTC:CCFN
US Market
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CCFNB Bancorp (CCFN) Price & Analysis

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CCFN Stock Chart & Stats

$28.95
$0.00(0.00%)
At close: 4:00 PM EDT
$28.95
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
ProfitabilitySustained TTM margins and solid ROE reflect materially improved core earning power versus recent years. Strong operating profitability enhances internal capital generation, supports dividends and buybacks, and gives the bank a larger cushion to absorb credit losses over the medium term.
Cash GenerationOperating cash flow materially exceeding net income indicates high earnings quality and conversion to cash. Durable cash generation supports recurring dividends, opportunistic buybacks, and reduces reliance on external funding, improving financial flexibility over multiple quarters.
Improved LeverageMarked reduction in leverage and steady asset growth strengthen the bank’s balance sheet resilience. Lower debt-to-equity reduces sensitivity to funding shocks, increases loss-absorbing capacity, and permits more consistent capital returns and lending capacity over a medium-term horizon.
Bears Say
Profitability VolatilityA history of sharp swings in profitability and cash flow undermines predictability of earnings and capital generation. That variability can force abrupt changes to dividends, repurchases or credit appetites if adverse cycles recur, raising execution risk across 2–6 months.
Regional ConcentrationConcentration in Pennsylvania markets limits geographic and sector diversification. Local economic or real estate downturns could simultaneously pressure loan performance, deposit growth and fee income, making earnings and asset quality more cyclical over a medium-term horizon.
Funding/Credit SensitivityPrior episodes of elevated leverage show the bank remains exposed to tightening funding or credit stress. If market or underwriting conditions deteriorate, borrowing costs and credit losses can rise quickly, pressuring margins and capital adequacy in the coming quarters.

CCFNB Bancorp News

CCFN FAQ

What was CCFNB Bancorp Inc’s price range in the past 12 months?
CCFNB Bancorp Inc lowest stock price was $16.00 and its highest was $29.99 in the past 12 months.
    What is CCFNB Bancorp Inc’s market cap?
    CCFNB Bancorp Inc’s market cap is $301.23M.
      When is CCFNB Bancorp Inc’s upcoming earnings report date?
      CCFNB Bancorp Inc’s upcoming earnings report date is Oct 16, 2026 which is in 53 days.
        How were CCFNB Bancorp Inc’s earnings last quarter?
        CCFNB Bancorp Inc released its earnings results on Jul 20, 2026. The company reported $0.674 earnings per share for the quarter, beating the consensus estimate of N/A by $0.674.
          Is CCFNB Bancorp Inc overvalued?
          According to Wall Street analysts CCFNB Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does CCFNB Bancorp Inc pay dividends?
            CCFNB Bancorp Inc pays a Quarterly dividend of $0.155 which represents an annual dividend yield of 3.32%. See more information on CCFNB Bancorp Inc dividends here
              What is CCFNB Bancorp Inc’s EPS estimate?
              CCFNB Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does CCFNB Bancorp Inc have?
              CCFNB Bancorp Inc has 10,614,047 shares outstanding.
                What happened to CCFNB Bancorp Inc’s price movement after its last earnings report?
                CCFNB Bancorp Inc reported an EPS of $0.674 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.174%.
                  Which hedge fund is a major shareholder of CCFNB Bancorp Inc?
                  Currently, no hedge funds are holding shares in CCFN
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    CCFNB Bancorp Stock Smart Score

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                    Neutral
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                    Company Description

                    CCFNB Bancorp Inc

                    Muncy Columbia Financial Corporation, a registered financial holding company based in Bloomsburg, Pennsylvania, was formerly known as CCFNB Bancorp, Inc. It owns and operates Journey Bank, its single subsidiary, which itself was previously called First Columbia Bank & Trust Co. As a comprehensive community commercial bank, Journey Bank offers a full suite of services across its operational region, encompassing Clinton, Columbia, Lycoming, Montour, and Northumberland counties.

                    CCFNB Bancorp (CCFN) Earnings & Revenues

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                    Ownership Overview

                    2.59%0.26%97.14%
                    0.26% Other Institutional Investors
                    97.14% Public Companies and
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