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CCFNB Bancorp Inc (CCFN)
OTHER OTC:CCFN
US Market
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CCFNB Bancorp (CCFN) Stock Statistics & Valuation Metrics

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Total Valuation

CCFNB Bancorp has a market cap or net worth of $174.52M. The enterprise value is $218.26M.
Market Cap$174.52M
Enterprise Value$218.26M

Share Statistics

CCFNB Bancorp has 3,534,998 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,534,998
Owned by Insiders
Owned by Institutions

Financial Efficiency

CCFNB Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 4.67%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)4.67%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee390.33K
Profits Per Employee80.61K
Employee Count236
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of CCFNB Bancorp is 8.6. CCFNB Bancorp’s PEG ratio is 0.03.
PE Ratio8.6
PS Ratio1.62
PB Ratio0.90
Price to Fair Value0.90
Price to FCF9.26
Price to Operating Cash Flow9.48
PEG Ratio0.03

Income Statement

In the last 12 months, CCFNB Bancorp had revenue of 92.12M and earned 19.02M in profits. Earnings per share was 5.33.
Revenue92.12M
Gross Profit60.00M
Operating Income22.58M
Pretax Income22.34M
Net Income19.02M
EBITDA26.06M
Earnings Per Share (EPS)5.33

Cash Flow

In the last 12 months, operating cash flow was 18.46M and capital expenditures -1.32M, giving a free cash flow of 17.14M billion.
Operating Cash Flow18.46M
Free Cash Flow17.14M
Free Cash Flow per Share4.85

Dividends & Yields

CCFNB Bancorp pays an annual dividend of $0.45, resulting in a dividend yield of 4.54%
Dividend Per Share$0.45
Dividend Yield4.54%
Payout Ratio41.85%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.18
52-Week Price Change56.53%
50-Day Moving Average49.24
200-Day Moving Average44.19
Relative Strength Index (RSI)48.18
Average Volume (3m)2.35K

Important Dates

CCFNB Bancorp upcoming earnings date is Oct 17, 2025, Before Open (Confirmed).
Last Earnings DateJul 18, 2025
Next Earnings DateOct 17, 2025
Ex-Dividend DateAug 26, 2025

Financial Position

CCFNB Bancorp as a current ratio of 4.96, with Debt / Equity ratio of 36.06%
Current Ratio4.96
Quick Ratio4.96
Debt to Market Cap0.83
Net Debt to EBITDA4.09
Interest Coverage Ratio0.72

Taxes

In the past 12 months, CCFNB Bancorp has paid 3.32M in taxes.
Income Tax3.32M
Effective Tax Rate0.15

Enterprise Valuation

CCFNB Bancorp EV to EBITDA ratio is 9.83, with an EV/FCF ratio of 15.87.
EV to Sales2.78
EV to EBITDA9.83
EV to Free Cash Flow15.87
EV to Operating Cash Flow15.15

Balance Sheet

CCFNB Bancorp has $308.24M in cash and marketable securities with $63.57M in debt, giving a net cash position of $244.66M billion.
Cash & Marketable Securities$308.24M
Total Debt$63.57M
Net Cash$244.66M
Net Cash Per Share$69.21
Tangible Book Value Per Share$36.64

Margins

Gross margin is 67.75%, with operating margin of 24.51%, and net profit margin of 20.65%.
Gross Margin67.75%
Operating Margin24.51%
Pretax Margin24.25%
Net Profit Margin20.65%
EBITDA Margin28.29%
EBIT Margin24.25%

Analyst Forecast

The average price target for CCFNB Bancorp is $55.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$55.00
Price Target Upside11.40% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast31.67%
EPS Growth Forecast121.14%

Scores

Smart Score7
AI Score
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