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Chino Commercial Bancorp (CCBC) Stock Price & Analysis

CCBC Stock Chart & Stats

$19.20$0.20(1.05%)
At close: 4:00 PM EDT
$18$18.5$196 Aug19 Aug28 Aug15 Sep29 Sep14 Oct27 Oct
Day’s Range
$18.50 - $19.90
52-Week Range
$13.58 - $19.99
Previous Close
$19.00
Volume
400
Average Volume (3M)
268
Market Cap
$74.00M
Enterprise Value
$61.64M
Total Cash (Recent Filing)
$10.95M
Total Debt (Recent Filing)
$33.09M
Price to Earnings (P/E)
9.9
Beta
-0.24
Next Earnings
Jan 15, 2027 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth

The company has more than doubled revenue over five years, indicating meaningful business expansion and customer or market development. This durable top-line growth can support continued investment, reinforce the bank’s regional presence, and provide a stronger base for future earnings generation.

Sustained Profitability

Consistently strong net margins and rising 2025 net income demonstrate that growth is translating into substantial earnings rather than merely expanding the revenue base. Durable profitability strengthens internal capital formation and gives management greater flexibility to support future operations.

Improved Cash Generation

The meaningful improvement in operating and free cash flow during 2025 indicates better cash conversion and provides additional internally generated resources. Stronger cash generation can support balance-sheet needs, business investment, and resilience without relying exclusively on external funding.

Bears Say

Higher Leverage

The sharp increase in leverage materially reduces financial flexibility and raises the balance-sheet risk associated with future stress. A more debt-intensive structure can constrain capital allocation, increase sensitivity to funding conditions, and leave less capacity to absorb deterioration in banking conditions.

Cash-Flow Variability

Uneven cash generation across years makes the company’s cash conversion less predictable than its earnings profile suggests. Even with a stronger 2025, recurring variability can complicate capital planning and reduce management’s confidence in using internally generated cash for sustained growth or balance-sheet support.

Cyclicality Of Results

The slowdown in revenue growth and subsequent profitability normalization indicate that performance can be sensitive to the rate and credit cycle. This cyclicality may make future earnings less consistent, requiring disciplined underwriting and expense control to preserve margins through changing banking conditions.

CCBC FAQ

What was Chino Commercial Bancorp’s price range in the past 12 months?
Chino Commercial Bancorp lowest stock price was $13.58 and its highest was $19.99 in the past 12 months.
What is Chino Commercial Bancorp’s market cap?
Chino Commercial Bancorp’s market cap is $74.00M.
When is Chino Commercial Bancorp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Chino Commercial Bancorp’s earnings last quarter?
Chino Commercial Bancorp released its earnings results on Oct 16, 2026. The company reported $0.488 earnings per share for the quarter.
Is Chino Commercial Bancorp overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Chino Commercial Bancorp pay dividends?
Chino Commercial Bancorp does not currently pay dividends.
What is Chino Commercial Bancorp’s EPS estimate?
Chino Commercial Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chino Commercial Bancorp have?
Chino Commercial Bancorp has 3,854,364 shares outstanding.
What happened to Chino Commercial Bancorp’s price movement after its last earnings report?
Chino Commercial Bancorp reported an EPS of $0.488 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Chino Commercial Bancorp?
Currently, no hedge funds are holding shares in CCBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology