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Chino Commercial Bancorp (CCBC)
OTHER OTC:CCBC
US Market
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Chino Commercial Bancorp (CCBC) Price & Analysis

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CCBC Stock Chart & Stats

$16.65
$0.00(0.00%)
At close: 4:00 PM EST
$16.65
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Multi-year Revenue GrowthSustained revenue growth more than doubled top-line over five years, indicating expanding customer penetration and scale. That durable expansion supports recurring net interest and fee income, enabling reinvestment in products and lending capacity over the medium term.
Strong ProfitabilityConsistently high net margins and positive net income create durable internal cash generation and bolster return on equity (reported near 10%–15%). This profitability supports capital accumulation, credit loss absorption and funded growth without immediate reliance on external capital.
Improved Cash GenerationMeaningful improvement in operating and free cash flow in 2025 increases financial flexibility and ability to fund lending or capital needs internally. Stronger cash conversion in a key year strengthens the bank's buffer against short-term funding stress and supports strategic investments.
Bears Say
Rising LeverageA sharp jump in leverage materially raises balance-sheet risk and reduces financial flexibility. Higher debt levels increase sensitivity to funding-cost rises, constrain capital management options, and elevate the risk of pressure on credit ratings or covenant limits in tighter markets.
Cash Flow VariabilityHistoric volatility in operating and free cash flow complicates planning for lending growth and capital deployment. Irregular cash conversion can force ad hoc financing or slow investments during weak years, limiting reliability of internally funded growth over business cycles.
Cyclical Earnings SensitivityEarnings that depend on interest-rate and credit-cycle dynamics create structural volatility. Even with strong margins, the bank may face swings in net interest margin and higher provisions in downturns, complicating forecasting, capital planning, and consistent dividend or growth policies.

CCBC FAQ

What was Chino Commercial Bancorp’s price range in the past 12 months?
Chino Commercial Bancorp lowest stock price was $14.50 and its highest was $20.00 in the past 12 months.
    What is Chino Commercial Bancorp’s market cap?
    Chino Commercial Bancorp’s market cap is $63.93M.
      When is Chino Commercial Bancorp’s upcoming earnings report date?
      Chino Commercial Bancorp’s upcoming earnings report date is Jul 17, 2026 which is in 39 days.
        How were Chino Commercial Bancorp’s earnings last quarter?
        Chino Commercial Bancorp released its earnings results on Apr 17, 2026. The company reported $0.525 earnings per share for the quarter, beating the consensus estimate of N/A by $0.525.
          Is Chino Commercial Bancorp overvalued?
          According to Wall Street analysts Chino Commercial Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Chino Commercial Bancorp pay dividends?
            Chino Commercial Bancorp does not currently pay dividends.
            What is Chino Commercial Bancorp’s EPS estimate?
            Chino Commercial Bancorp’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Chino Commercial Bancorp have?
            Chino Commercial Bancorp has 3,212,364 shares outstanding.
              What happened to Chino Commercial Bancorp’s price movement after its last earnings report?
              Chino Commercial Bancorp reported an EPS of $0.525 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.63%.
                Which hedge fund is a major shareholder of Chino Commercial Bancorp?
                Currently, no hedge funds are holding shares in CCBC
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Chino Commercial Bancorp

                  Chino Commercial Bancorp (CCBC) is a financial services holding company headquartered in Chino, California. It primarily serves the banking needs of individuals and businesses in the region through its wholly-owned subsidiary, Chino Commercial Bank. CCBC operates within the banking sector, offering a range of financial products and services including personal and business checking and savings accounts, loans, mortgage services, and treasury management. The bank focuses on providing personalized, community-oriented banking solutions to enhance the financial well-being of its clients.

                  Chino Commercial Bancorp (CCBC) Earnings & Revenues

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                  Ownership Overview

                  7.14%92.86%
                  Insiders
                  Mutual Funds
                  7.14% Other Institutional Investors
                  92.86% Public Companies and
                  Individual Investors

                  Options Prices

                  Currently, No data available
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