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Catalyst Bancorp (CLST)
NASDAQ:CLST
US Market
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Catalyst Bancorp (CLST) Price & Analysis

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CLST Stock Chart & Stats

$15.74
-$0.02(-0.17%)
At close: 4:00 PM EST
$15.74
-$0.02(-0.17%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetCatalyst’s low debt-to-equity (≈0.11–0.18) and a large equity base provide durable capital stability. That conservatism lowers insolvency risk, preserves lending flexibility, and allows the bank to weather credit cycles or fund strategic initiatives without immediate reliance on external capital markets.
Steady Free Cash Flow GenerationConsistent positive operating and free cash flow, with FCF closely aligned to net income (~0.94–0.97), signals high earnings quality and internal funding capacity. Durable cash generation supports reinvestment, organic loan growth, and potential capital returns without stressing the balance sheet.
Strategic, Accretive M&A Expands FootprintThe Lakeside acquisition materially expands Catalyst’s scale, deposit and loan base and regional presence—an immediate structural boost to franchise economics. If cost synergies and client retention occur as planned, the deal should strengthen competitive position and accelerate sustainable revenue growth.
Bears Say
Muted Shareholder Returns (low ROE)ROE near ~2.5% implies limited profitability relative to equity, constraining long-term capital efficiency and shareholder returns. Low ROE can reduce the bank’s ability to attract investment, limits retained-earnings-driven growth, and pressures management to pursue riskier strategies to lift returns.
Historical Earnings VolatilityThe company’s earnings have swung materially across recent years, reflecting sensitivity to the operating environment. Such volatility undermines predictability of future profits and planning, complicates capital allocation, and raises the risk that favorable recent results may not persist through economic cycles.
Execution And Integration Risk From AcquisitionMerging two community banks brings systems, personnel and client-integration challenges that can erode expected cost saves or cause deposit/loan attrition. Failure to execute integration smoothly would dilute the strategic benefits of scale and could pressure near-term earnings and capital metrics.

Catalyst Bancorp News

CLST FAQ

What was Catalyst Bancorp’s price range in the past 12 months?
Catalyst Bancorp lowest stock price was $12.25 and its highest was $18.16 in the past 12 months.
    What is Catalyst Bancorp’s market cap?
    Catalyst Bancorp’s market cap is $65.96M.
      When is Catalyst Bancorp’s upcoming earnings report date?
      Catalyst Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 16 days.
        How were Catalyst Bancorp’s earnings last quarter?
        Catalyst Bancorp released its earnings results on Apr 30, 2026. The company reported $0.153 earnings per share for the quarter, beating the consensus estimate of N/A by $0.153.
          Is Catalyst Bancorp overvalued?
          According to Wall Street analysts Catalyst Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Catalyst Bancorp pay dividends?
            Catalyst Bancorp does not currently pay dividends.
            What is Catalyst Bancorp’s EPS estimate?
            Catalyst Bancorp’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Catalyst Bancorp have?
            Catalyst Bancorp has 4,051,896 shares outstanding.
              What happened to Catalyst Bancorp’s price movement after its last earnings report?
              Catalyst Bancorp reported an EPS of $0.153 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.808%.
                Which hedge fund is a major shareholder of Catalyst Bancorp?
                Currently, no hedge funds are holding shares in CLST
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Catalyst Bancorp Stock Smart Score

                  Company Description

                  Catalyst Bancorp

                  Catalyst Bancorp, Inc. functions as the parent entity for St. Landry Homestead Federal Savings Bank, providing a comprehensive suite of financial products and services across the Acadiana region in south-central Louisiana. The institution offers diverse deposit options for its clientele, encompassing savings accounts, checking and negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Additionally, it originates various types of loans, including mortgages for one-to-four-family homes, commercial real estate and multi-family residential financing, construction and land development loans, commercial and industrial loans, and consumer loans. Beyond its core banking activities, the company allocates capital into a broad spectrum of securities. These investments include mortgage-backed instruments, obligations issued by the U.S. Treasury, securities from various federal agencies and state/municipal governments, certificates of deposit placed with federally insured financial institutions, and federal funds. Catalyst Bancorp maintains a physical presence through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company, which traces its origins back to 1922, is headquartered in Opelousas, Louisiana.

                  Catalyst Bancorp (CLST) Earnings & Revenues

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                  Ownership Overview

                  8.92%5.41%14.44%66.26%
                  14.44% Other Institutional Investors
                  66.26% Public Companies and
                  Individual Investors

                  Options Prices

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