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CBB Bancorp Inc (CBBI)
OTHER OTC:CBBI
US Market
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CBB Bancorp (CBBI) Price & Analysis

5 Followers

CBBI Stock Chart & Stats

$13.50
$0.15(1.16%)
At close: 4:00 PM EDT
$13.50
$0.15(1.16%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetThe bank's materially strengthened capital base and minimal reported debt create a durable buffer to support loan growth and absorb credit shocks. Higher equity improves regulatory flexibility and allows management to expand lending or retain earnings without relying on volatile external funding sources over the medium term.
Improving Cash GenerationSustained positive operating and free cash flow in recent years enhances internal funding for lending, dividends, and capital investment. Consistent cash generation reduces dependence on wholesale funding, supports balance-sheet resilience, and underpins a steadier capacity to fund strategic initiatives over coming quarters.
Business‑focused Lending And Deposit ModelA focus on relationship-driven commercial lending, SBA and treasury services produces sticky deposit funding and fee income. This diversified business mix supports stable net interest income and recurring noninterest fees, enabling durable customer relationships and cross-sell opportunities that persist through cyclical periods.
Bears Say
Margin CompressionSharp and persistent margin decline reduces the bank's ability to convert revenue into profits and to build retained earnings. If driven by higher funding costs or lower-yielding assets, compressed margins limit capacity to absorb credit losses, constrain dividend capacity, and pressure medium-term profitability.
ROE ErosionDeclining ROE indicates equity growth has outpaced earnings, diluting shareholder returns. Persistently low ROE may force management to seek higher-risk assets or capital-light growth, and it weakens the attractiveness of the franchise to investors and management's flexibility to deploy capital effectively over the medium term.
Historic Cash‑flow VolatilityAlthough recent cash flow improved, prior multi-year volatility signals that cash generation can reverse, complicating capital planning. Inconsistent cash generation raises the risk of periodic reliance on external funding, which could stress margins or constrain lending and shareholder distributions if adverse conditions recur.

CBBI FAQ

What was CBB Bancorp Inc’s price range in the past 12 months?
CBB Bancorp Inc lowest stock price was $10.38 and its highest was $14.20 in the past 12 months.
    What is CBB Bancorp Inc’s market cap?
    CBB Bancorp Inc’s market cap is $149.29M.
      When is CBB Bancorp Inc’s upcoming earnings report date?
      CBB Bancorp Inc’s upcoming earnings report date is Oct 23, 2026 which is in 45 days.
        How were CBB Bancorp Inc’s earnings last quarter?
        CBB Bancorp Inc released its earnings results on Jul 24, 2026. The company reported $0.461 earnings per share for the quarter.
          Is CBB Bancorp Inc overvalued?
          According to Wall Street analysts CBB Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does CBB Bancorp Inc pay dividends?
            CBB Bancorp Inc pays a Quarterly dividend of $0.125 which represents an annual dividend yield of 3.55%. See more information on CBB Bancorp Inc dividends here
              What is CBB Bancorp Inc’s EPS estimate?
              CBB Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does CBB Bancorp Inc have?
              CBB Bancorp Inc has 10,588,136 shares outstanding.
                What happened to CBB Bancorp Inc’s price movement after its last earnings report?
                CBB Bancorp Inc reported an EPS of $0.461 in its last earnings report. Following the earnings report the stock price went down -1.286%.
                  Which hedge fund is a major shareholder of CBB Bancorp Inc?
                  Currently, no hedge funds are holding shares in CBBI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    CBB Bancorp Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    37.21%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    3.55%
                    Trailing 12-Months
                    Asset Growth
                    8.35%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    CBB Bancorp Inc

                    CBB Bancorp, Inc. operates as the holding company for Commonwealth Business Bank that provides various commercial banking products and services to individuals, and small and midsize businesses in the United States. It offers checking, savings, money market, and certification of deposit accounts; and small business administration lending, business lines of credit, business term loans, business and commercial property loans, and construction loans. The company also provides treasury management services comprising automated clearing house solutions, remote deposit capture, merchant services, smart safe cash vault, and lockbox; online and mobile banking services; and credit cards. In addition, it offers commercial real estate, residential mortgage, consumer, and other loans; and engages in investing activities. Further, the company provides trade finance services, including commercial letters of credit, standby letters of credit, and documentary collection services. It offers its services through full-service and limited-service branches in Southern California; Dallas, Texas; and Honolulu, Hawaii, as well as loan production offices in the states of, Georgia and Washington. CBB Bancorp, Inc. was founded in 2005 and is headquartered in Los Angeles, California.

                    CBB Bancorp (CBBI) Earnings & Revenues

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                    Ownership Overview

                    0.77%99.23%
                    Insiders
                    Mutual Funds
                    0.77% Other Institutional Investors
                    99.23% Public Companies and
                    Individual Investors
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