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BKRIY Stock Chart & Stats
$20.92
$0.04(0.19%)
At close: 4:00 PM EDT
$20.92
$0.04(0.19%)
Day’s Range― - ―
52-Week Range$14.63 - $21.82
Previous CloseN/A
Volume22.06K
Average Volume (3M)16.57K
Market Cap
$19.65B
Enterprise Value$10.18K
Total Cash (Recent Filing)$20.51B
Total Debt (Recent Filing)$12.86B
Price to Earnings (P/E)13.4
Beta0.83
Next Earnings
Mar 01, 2027EPS Estimate
1.05Next Dividend Ex-DateN/A
Dividend Yield3.83%
Share Statistics
EPS (TTM)1.28
Shares Outstanding942,307,100
10 Day Avg. Volume1,411
30 Day Avg. Volume16,572
Financial Highlights & Ratios
PEG Ratio-0.61
Price to Book (P/B)1.33
Price to Sales (P/S)2.82
P/FCF Ratio4.88
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.83
Revenue Forecast (FY)$5.00B
Bulls Say, Bears Say
Bulls Say
Dominant Irish FranchiseBank of Ireland’s entrenched market share across mortgages, everyday banking, corporate lending and wealth creates durable deposit and loan flow advantages. A >40% share of new mortgage lending and 2.2m retail customers support stable core NII, cross-sell economics and scale-driven cost absorption over multiple years.
Upgraded NII TrajectoryManagement’s multi-year NII targets, backed by balance-sheet growth and structural hedge roll‑forwards, indicate a sustainable net interest income runway. A clearer, upward NII path supports predictable earnings power and funds reinvestment, capital returns and margin resilience over the 3–5 year planning horizon.
Strong Capital Generation & DistributionsConsistent organic capital build (270bps in 2025) and a CET1 operating target around 14.5% provide durable balance-sheet flexibility. That buffer supports progressive dividends, buybacks and regulatory resilience while enabling loan growth and strategic investments without immediate reliance on external capital.
Bears Say
Volatile Cash GenerationMaterial swings in operating and free cash flow reduce predictability of internal funding for lending, capital returns and investment. A year of materially negative cash flow followed by large rebounds highlights timing and operational sensitivity, increasing reliance on capital buffers or external funding during adverse cycles.
Large Non-core & Restructuring ChargesSubstantial non‑core and restructuring charges materially compress reported operating profit and complicate year‑on‑year comparability. Moving restructuring above the line increases reported volatility in core earnings and could reduce distributable earnings in the near term while execution risks remain on cost‑save delivery.
IRB Scalers And Capital DragRegulatory model scalers that consume CET1 and add RWA create a structural capital headwind until approvals or mitigation occur. A ~40bp drag limits distribution flexibility and lending capacity, forcing either slower growth or higher retained earnings to meet target CET1 levels over the medium term.
Bank of Ireland Group News
BKRIY FAQ
What was Bank of Ireland Group’s price range in the past 12 months?
Bank of Ireland Group lowest stock price was $14.63 and its highest was $21.82 in the past 12 months.
What is Bank of Ireland Group’s market cap?
Bank of Ireland Group’s market cap is $19.65B.
When is Bank of Ireland Group’s upcoming earnings report date?
Bank of Ireland Group’s upcoming earnings report date is Mar 01, 2027 which is in 206 days.
How were Bank of Ireland Group’s earnings last quarter?
Bank of Ireland Group released its earnings results on Jul 31, 2026. The company reported $0.902 earnings per share for the quarter, beating the consensus estimate of $0.804 by $0.098.
Is Bank of Ireland Group overvalued?
According to Wall Street analysts Bank of Ireland Group’s price is currently Overvalued.
Does Bank of Ireland Group pay dividends?
Bank of Ireland Group pays a Semiannually dividend of $0.52 which represents an annual dividend yield of 3.83%. See more information on Bank of Ireland Group dividends here
What is Bank of Ireland Group’s EPS estimate?
Bank of Ireland Group’s EPS estimate is 1.05.
How many shares outstanding does Bank of Ireland Group have?
Bank of Ireland Group has 942,307,100 shares outstanding.
What happened to Bank of Ireland Group’s price movement after its last earnings report?
Bank of Ireland Group reported an EPS of $0.902 in its last earnings report, beating expectations of $0.804. Following the earnings report the stock price went up 0.318%.
Which hedge fund is a major shareholder of Bank of Ireland Group?
Currently, no hedge funds are holding shares in BKRIY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Ireland Group Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
60.56%
12-Months-Change
Fundamentals
Return on Equity
3.83%
Trailing 12-Months
Asset Growth
15.51%
Trailing 12-Months
Company Description
Bank of Ireland Group
Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services. The organization is structured into four main operational segments: Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its financial provisions include current and savings accounts, along with various business deposit solutions. Lending options span personal needs, such as vehicle, home renovation, graduate, and student loans, as well as overdrafts; for businesses and agricultural clients, it provides standard loans, BREXIT-related funding, invoice financing, hire purchase, and leasing. Additionally, the company facilitates international payments and issues credit cards. Bank of Ireland also offers a broad spectrum of protection and insurance products, including mortgage and life cover, specified illness and income protection for individuals and families, as well as home, car, and travel insurance. Its wealth management services encompass pensions, investments, foreign exchange, treasury deposits, and private banking, alongside specialized financing for leveraged acquisitions and property development.
BKRIY Company Deck
BKRIY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a constructive and growth-oriented strategic plan centered on a dominant Irish franchise, strong balance sheet momentum, upgraded NII trajectory, robust AUM growth and ambitious efficiency targets. Management balanced growth with prudence (raising CET1 guidance to ~14.5%) and disclosed large one-off charges (EUR 430m non-core, EUR 153m restructuring) and some near-term headwinds (FX, rate moves, deleveraging impacts, IRB scalers, interchange changes). Execution risk is concentrated on realizing EUR 250m of efficiencies, integrating digital/AI investments and recouping capital impacts from IRB scalers. Overall, the positives around earnings growth, capital generation and strategic clarity outweigh the disclosed lowlights.View all BKRIY earnings summariesTechnical Analysis
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