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BCTF Stock Chart & Stats
$15.29
>-$0.01(-0.03%)
At close: 4:00 PM EDT
$15.29
>-$0.01(-0.03%)
Day’s Range― - ―
52-Week Range$12.36 - $15.98
Previous CloseN/A
Volume200.00
Average Volume (3M)1.82K
Market Cap
$115.43M
Enterprise Value$136.02
Total Cash (Recent Filing)$3.24M
Total Debt (Recent Filing)$27.32M
Price to Earnings (P/E)16.8
Beta0.17
Next Earnings
Nov 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.92
Shares Outstanding6,665,415
10 Day Avg. Volume1,991
30 Day Avg. Volume1,825
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)1.04
Price to Sales (P/S)1.85
P/FCF Ratio24.06
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Earnings TurnaroundThe return to profitability and stronger 2025 earnings indicate improved earnings power. If maintained, this recovery can strengthen retained capital and support lending capacity, although the historical volatility means durability still depends on credit and operating conditions.
Improved Capital PositionLower leverage and higher equity provide a stronger financial cushion for a balance-sheet-intensive bank. This should improve resilience against credit losses or funding pressure and gives the company more flexibility to support its core lending franchise.
Revenue ExpansionThe substantial increase in revenue suggests broader operating scale and stronger contribution from the bank’s lending and deposit-related activities. Greater scale can improve the platform’s ability to absorb fixed costs, provided growth remains supported by sound credit quality.
Bears Say
Earnings VolatilityThe sharp movement from strong profitability to a loss shows that earnings are sensitive to the operating environment. Such volatility makes future results less predictable and may reflect exposure to changing funding costs, credit performance, and net interest margins.
Uneven Cash ConversionCash generation is positive but has not consistently matched reported earnings, and the multi-year pattern includes weak periods. In banking, uneven conversion can constrain internally generated capital and reduce flexibility when loan growth or credit needs increase.
Balance-Sheet SensitivityThe bank remains highly exposed to the performance of its loan and investment balance sheet. Deteriorating credit quality or narrower lending spreads could materially affect earnings and capital, making asset quality and funding conditions persistent structural risks.
Bancorp 34 News
BCTF FAQ
What was Bancorp 34, Inc.’s price range in the past 12 months?
Bancorp 34, Inc. lowest stock price was $12.36 and its highest was $15.98 in the past 12 months.
What is Bancorp 34, Inc.’s market cap?
Bancorp 34, Inc.’s market cap is $115.43M.
When is Bancorp 34, Inc.’s upcoming earnings report date?
Bancorp 34, Inc.’s upcoming earnings report date is Nov 10, 2026 which is in 74 days.
How were Bancorp 34, Inc.’s earnings last quarter?
Bancorp 34, Inc. released its earnings results on Aug 04, 2026. The company reported $0.254 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Bancorp 34, Inc. overvalued?
According to Wall Street analysts Bancorp 34, Inc.’s price is currently Overvalued.
Does Bancorp 34, Inc. pay dividends?
Bancorp 34, Inc. pays a Quarterly dividend of $0.07 which represents an annual dividend yield of N/A. See more information on Bancorp 34, Inc. dividends here
What is Bancorp 34, Inc.’s EPS estimate?
Bancorp 34, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bancorp 34, Inc. have?
Bancorp 34, Inc. has 6,665,415 shares outstanding.
What happened to Bancorp 34, Inc.’s price movement after its last earnings report?
Bancorp 34, Inc. reported an EPS of $0.254 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.131%.
Which hedge fund is a major shareholder of Bancorp 34, Inc.?
Currently, no hedge funds are holding shares in BCTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bancorp 34 Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.92%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-2.61%
Trailing 12-Months
Company Description
Bancorp 34, Inc.
Bancorp 34, Inc. serves as the holding company for Bank 34, a financial institution that provides a broad spectrum of banking products and services to individuals and businesses throughout the United States. Its deposit offerings encompass a variety of account types, including savings, checking, money market, demand, and NOW accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit. The company also extends a wide array of lending and financing options. These include funding for small businesses, notably Small Business Administration (SBA) loans, alongside working capital, equipment, and manufacturing loans. For real estate, it finances owner-occupied properties, offers long-term financing, and provides loans for commercial real estate, multi-family units, office buildings, industrial facilities, and construction projects, including mobile home parks. Further credit solutions feature personal and mortgage loans, flexible lines of credit, United States Department of Agriculture (USDA) loans, and capital for investor pools of single-family rental properties. Beyond these core services, customers can access credit and debit cards, secure safe deposit boxes, merchant card processing, and convenient e-banking services. The bank conducts its operations through a network of four full-service branches. These are situated in Alamogordo and Las Cruces in southern New Mexico, and in Scottsdale and Peoria, Arizona. Established in 1934, Bancorp 34, Inc. maintains its corporate headquarters in Scottsdale, Arizona.
Technical Analysis
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Union Bankshares
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Ownership Overview
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Insiders
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Mutual Funds
2.96% Other Institutional Investors
97.04% Public Companies and
Individual Investors