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PNC Stock Chart & Stats
AU$0.70
-AU$0.02(-2.65%)
At close: 4:00 PM EST
AU$0.70
-AU$0.02(-2.65%)
Day’s Range― - ―
52-Week RangeAU$0.55 - AU$0.79
Previous CloseN/A
Volume18.86K
Average Volume (3M)95.78K
Market Cap
AU$128.35M
Enterprise ValueAU$296.01
Total Cash (Recent Filing)AU$140.08M
Total Debt (Recent Filing)AU$324.60M
Price to Earnings (P/E)4.6
Beta1.04
Next Earnings
Mar 01, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.43%
Share Statistics
EPS (TTM)0.14
Shares Outstanding192,002,990
10 Day Avg. Volume96,975
30 Day Avg. Volume95,779
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.29
Price to Sales (P/S)1.07
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.28Price Target Upside82.14% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.15
Revenue Forecast (FY)AU$114.71M
Bulls Say, Bears Say
Bulls Say
Improved Profitability And Revenue GrowthThe latest year shows a strong improvement in scale and profitability, indicating better collections performance or operating leverage. If sustained, this earnings base can strengthen reinvestment capacity and support resilience over the next several quarters.
Strong 2026 Operating Cash FlowThe sharp operating cash flow improvement provides evidence that recent earnings are converting into cash, which is important for funding debt purchases and servicing obligations. Continued conversion would materially improve financial flexibility, although durability remains unproven.
Specialized Receivables Recovery ModelThe business model is built around purchasing distressed receivables at a discount and recovering cash over time, creating potential value from servicing expertise and customer engagement. This can provide recurring collection opportunities across multiple portfolios.
Bears Say
High Financial LeverageThe highly leveraged capital structure leaves limited equity protection if collections weaken or funding conditions tighten. Greater interest and refinancing exposure can constrain investment in new receivables and amplify earnings pressure during downturns.
Volatile Multi-year ProfitabilityAlthough 2026 profitability improved substantially, the history of losses and near-breakeven performance shows that earnings are sensitive to cycles, portfolio outcomes, or one-off items. This reduces confidence that the latest margin improvement is fully durable.
Uncertain Cash Flow DurabilityThe operating cash flow rebound is encouraging but follows several years of negative conversion, and reported free cash flow remains zero. That combination makes the underlying sustainability of cash generation and funding capacity difficult to establish.
Pioneer Credit Ltd News
PNC FAQ
What was Pioneer Credit Ltd’s price range in the past 12 months?
Pioneer Credit Ltd lowest share price was AU$0.55 and its highest was AU$0.79 in the past 12 months.
What is Pioneer Credit Ltd’s market cap?
Pioneer Credit Ltd’s market cap is AU$128.35M.
When is Pioneer Credit Ltd’s upcoming earnings report date?
Pioneer Credit Ltd’s upcoming earnings report date is Mar 01, 2027 which is in 166 days.
How were Pioneer Credit Ltd’s earnings last quarter?
Pioneer Credit Ltd released its earnings results on Aug 18, 2026. The company reported AU$0.085 earnings per share for the quarter.
Is Pioneer Credit Ltd overvalued?
According to Wall Street analysts Pioneer Credit Ltd’s price is currently Undervalued.
Does Pioneer Credit Ltd pay dividends?
Pioneer Credit Ltd pays a Semiannually dividend of AU$0.066 which represents an annual dividend yield of 8.43%. See more information on Pioneer Credit Ltd dividends here
What is Pioneer Credit Ltd’s EPS estimate?
Pioneer Credit Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Pioneer Credit Ltd have?
Pioneer Credit Ltd has 192,002,990 shares outstanding.
What happened to Pioneer Credit Ltd’s price movement after its last earnings report?
Pioneer Credit Ltd reported an EPS of AU$0.085 in its last earnings report. Following the earnings report the stock price went up 2.239%.
Which hedge fund is a major shareholder of Pioneer Credit Ltd?
Currently, no hedge funds are holding shares in AU:PNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pioneer Credit Ltd Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$1.28 (82.14% Upside)
AU$1.28 (82.14% Upside)
Blogger Sentiment
Bullish
AU:PNC Sentiment 100%
Sector Average 59%
Sector Average 59%
Insider Transactions
Bought Shares
Worth AU$188.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.55%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
14.66%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Pioneer Credit Ltd
Pioneer Credit Limited, along with its subsidiary entities, provides financial services throughout Australia. A central part of its operations involves the acquisition and subsequent management of retail debt portfolios. This company was established in 2002 and maintains its primary corporate office in Perth, Australia.
PNC Stock 12 Month Forecast
Average Price Target
AU$1.28
▲(82.14% Upside)
Technical Analysis
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