Want to see AU:MME full AI Analyst Report?
MME Stock Chart & Stats
AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EDT
AU$0.07
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$0.06 - AU$0.14
Previous CloseN/A
Volume500.10K
Average Volume (3M)246.98K
Market Cap
AU$50.78M
Enterprise ValueAU$2.07B
Total Cash (Recent Filing)AU$92.22M
Total Debt (Recent Filing)AU$2.10B
Price to Earnings (P/E)―
Beta1.13
Next Earnings
Feb 24, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.05
Shares Outstanding819,074,300
10 Day Avg. Volume445,883
30 Day Avg. Volume246,981
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)0.72
Price to Sales (P/S)0.25
P/FCF Ratio0.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$0.21Price Target Upside200.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)<0.01
Revenue Forecast (FY)AU$286.46M
Bulls Say, Bears Say
Bulls Say
Balance Sheet De-riskingDebt reduction from over A$1.5B to about A$2.4M sharply lowers leverage and refinancing burden, giving MoneyMe greater financial flexibility. The resulting debt-to-equity ratio of about 0.03x creates a stronger base from which to fund lending activity and absorb credit-cycle pressure.
Positive Cash GenerationFY2026 operating and free cash flow of about A$73M shows the lending platform can convert activity into cash even while reported earnings were negative. Positive cash generation can provide internal liquidity for operations and strengthen resilience, although durability still depends on consistent future conversion.
Revenue And Operating RecoveryFY2026 revenue rose about 136% and EBIT margin reached roughly 32%, demonstrating substantial operating earning capacity when volumes recover. This combination can support reinvestment and scale benefits over coming periods, provided the company can translate operating performance into stable net profit.
Bears Say
Unstable Net ProfitabilityFY2026 returned to a net loss with roughly a negative 16% net margin after profitable earlier years. This instability weakens confidence in recurring earnings, limits internal capital generation, and makes it harder to assess the sustainable profitability of the lending model.
Volatile Cash ConversionCash generation remains uneven: FY2026 free cash flow fell about 74% from FY2025, while FY2024 recorded negative operating and free cash flow. Such swings can complicate funding and capital planning, especially for a lender whose growth depends on reliable cash conversion.
High Asset-to-Equity SensitivityAssets of about A$2.2B against roughly A$87M of equity leave MoneyMe sensitive to credit performance and asset valuation changes. For a lender, deterioration in receivables could therefore pressure capital resilience even after the substantial debt reduction.
MoneyMe Ltd. News
MME FAQ
What was MoneyMe Ltd.’s price range in the past 12 months?
MoneyMe Ltd. lowest share price was AU$0.06 and its highest was AU$0.14 in the past 12 months.
What is MoneyMe Ltd.’s market cap?
MoneyMe Ltd.’s market cap is AU$50.78M.
When is MoneyMe Ltd.’s upcoming earnings report date?
MoneyMe Ltd.’s upcoming earnings report date is Feb 24, 2027 which is in 125 days.
How were MoneyMe Ltd.’s earnings last quarter?
MoneyMe Ltd. released its earnings results on Aug 18, 2026. The company reported -AU$0.021 earnings per share for the quarter, beating the consensus estimate of -AU$0.022 by <AU$0.001.
Is MoneyMe Ltd. overvalued?
According to Wall Street analysts MoneyMe Ltd.’s price is currently Undervalued.
Does MoneyMe Ltd. pay dividends?
MoneyMe Ltd. does not currently pay dividends.
What is MoneyMe Ltd.’s EPS estimate?
MoneyMe Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MoneyMe Ltd. have?
MoneyMe Ltd. has 819,074,300 shares outstanding.
What happened to MoneyMe Ltd.’s price movement after its last earnings report?
MoneyMe Ltd. reported an EPS of -AU$0.021 in its last earnings report, beating expectations of -AU$0.022. Following the earnings report the stock price went up 13.889%.
Which hedge fund is a major shareholder of MoneyMe Ltd.?
Currently, no hedge funds are holding shares in AU:MME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MoneyMe Ltd. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$0.21 (200.00% Upside)
AU$0.21 (200.00% Upside)
Blogger Sentiment
Bullish
AU:MME Sentiment 100%
Sector Average 61%
Sector Average 61%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-36.19%
12-Months-Change
Fundamentals
Return on Equity
-41.92%
Trailing 12-Months
Asset Growth
32.95%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
MoneyMe Ltd.
MoneyMe Limited is a digital financial services firm that delivers consumer financing options throughout Australia, operating under its MONEYME and SocietyOne brands. The company's offerings encompass a range of lending products, including personal loans, various short-term financing solutions, cash advances, and lines of credit, as well as credit cards. Established in 2013, MoneyMe Limited is headquartered in Sydney, Australia.
MME Stock 12 Month Forecast
Average Price Target
AU$0.21
▲(200.00% Upside)
Technical Analysis
Money3 Corporation Limited
―
Harmoney Corp Ltd
―
Wisr Ltd.
―
Plenti Group Ltd.
―
Latitude Group Holdings Ltd.
―






