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Pioneer Credit Ltd (AU:PNC)
ASX:PNC
Total Valuation
Pioneer Credit Ltd has a market cap or net worth of AU$104.94M. The enterprise value is AU$270.08M.
Market CapAU$104.94M
Enterprise ValueAU$270.08M
Share Statistics
Pioneer Credit Ltd has 160,721,340 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding160,721,340
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Pioneer Credit Ltd’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.82%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.82%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.05K
Profits Per Employee0.00
Employee Count349
Asset Turnover<0.01
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pioneer Credit Ltd is 15.3. Pioneer Credit Ltd’s PEG ratio is -0.05.
PE Ratio15.3
PS Ratio203.93
PB Ratio1.24
Price to Fair Value1.24
Price to FCF-5.84
Price to Operating Cash Flow-9.24
PEG Ratio-0.05
Income Statement
In the last 12 months, Pioneer Credit Ltd had revenue of 367.00K and earned 6.66M in profits. Earnings per share was 0.04.
Revenue367.00K
Gross Profit-37.41M
Operating Income6.67M
Pretax Income6.67M
Net Income6.66M
EBITDA45.95M
Earnings Per Share (EPS)0.04
Cash Flow
In the last 12 months, operating cash flow was -12.59M and capital expenditures -52.00K, giving a free cash flow of -12.64M billion.
Operating Cash Flow-12.59M
Free Cash Flow-12.64M
Free Cash Flow per Share-0.08
Dividends & Yields
Pioneer Credit Ltd pays an annual dividend of AU$0.066, resulting in a dividend yield of ―
Dividend Per ShareAU$0.066
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.45
52-Week Price Change18.52%
50-Day Moving Average0.59
200-Day Moving Average0.52
Relative Strength Index (RSI)58.84
Average Volume (3m)134.98K
Important Dates
Pioneer Credit Ltd upcoming earnings date is Mar 2, 2026, TBA (Confirmed).
Last Earnings DateAug 26, 2025
Next Earnings DateMar 2, 2026
Ex-Dividend DateMar 29, 2019
Financial Position
Pioneer Credit Ltd as a current ratio of 3.77, with Debt / Equity ratio of 502.72%
Current Ratio3.77
Quick Ratio3.77
Debt to Market Cap3.98
Net Debt to EBITDA6.55
Interest Coverage Ratio0.18
Taxes
In the past 12 months, Pioneer Credit Ltd has paid 6.00K in taxes.
Income Tax6.00K
Effective Tax Rate<0.01
Enterprise Valuation
Pioneer Credit Ltd EV to EBITDA ratio is 8.18, with an EV/FCF ratio of -29.34.
EV to Sales1.02K
EV to EBITDA8.18
EV to Free Cash Flow-29.34
EV to Operating Cash Flow-29.85
Balance Sheet
Pioneer Credit Ltd has AU$120.28M in cash and marketable securities with AU$304.56M in debt, giving a net cash position of -AU$184.28M billion.
Cash & Marketable SecuritiesAU$120.28M
Total DebtAU$304.56M
Net Cash-AU$184.28M
Net Cash Per Share-AU$1.15
Tangible Book Value Per ShareAU$0.39
Margins
Gross margin is 100.00%, with operating margin of 1817.44%, and net profit margin of 1815.80%.
Gross Margin100.00%
Operating Margin1817.44%
Pretax Margin1817.44%
Net Profit Margin1815.80%
EBITDA Margin12519.35%
EBIT Margin12111.44%
Analyst Forecast
The average price target for Pioneer Credit Ltd is AU$0.84, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price TargetAU$0.84
Price Target Upside27.27% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-0.51%
EPS Growth Forecast―