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N1 Holdings Ltd. (AU:N1H)
ASX:N1H
Australian Market
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N1 Holdings Ltd. (N1H) Price & Analysis

1 Followers

N1H Stock Chart & Stats

AU$0.12
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.12
AU$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Operating ProfitabilityConsistently strong gross profit and elevated operating profit in FY2024–FY2025 indicate durable operating economics. This underlying earnings power supports coverage of fixed costs and reinvestment in core mortgage origination capabilities, aiding margin sustainability over the next several months.
Revenue Scale HistoryMulti-year revenue scaling shows the company has achieved product-market fit and growth capacity in its mortgage niche. Even with a modest FY2025 decline, the prior expansion provides a structural base to rebuild originations and revenue across a 2–6 month horizon as operations normalize.
Lean Operating BaseA very small headcount implies a lean cost structure and potential for high per-employee productivity. Lower fixed labor costs and faster decision cycles help preserve operating margins and enable the firm to scale revenue or adjust costs quickly, supporting durability of profitability.
Bears Say
High LeverageExtremely elevated debt relative to equity materially increases financial vulnerability. High leverage constrains strategic flexibility, raises refinancing and covenant risks, and magnifies earnings volatility, making the company more sensitive to credit shocks or funding-cost moves over the medium term.
Volatile Cash GenerationIntermittent negative operating and free cash flow indicates inconsistent cash conversion. That volatility limits the firm’s ability to self-fund growth, service debt reliably, or maintain distributions without external financing, raising structural funding and liquidity risks.
Thin Net Margins & Top-line SoftnessCompressed net margins combined with recent revenue weakness reduce earnings resilience. With a small equity base, thinner bottom-line conversion limits the buffer against credit losses or higher funding costs, undermining sustainable profitability in the coming months.

N1 Holdings Ltd. News

N1H FAQ

What was N1 Holdings Ltd.’s price range in the past 12 months?
N1 Holdings Ltd. lowest share price was <AU$0.01 and its highest was AU$0.18 in the past 12 months.
    What is N1 Holdings Ltd.’s market cap?
    N1 Holdings Ltd.’s market cap is AU$13.21M.
      When is N1 Holdings Ltd.’s upcoming earnings report date?
      N1 Holdings Ltd.’s upcoming earnings report date is Sep 01, 2026 which is in 4 days.
        How were N1 Holdings Ltd.’s earnings last quarter?
        N1 Holdings Ltd. released its earnings results on Feb 20, 2026. The company reported AU$0.012 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.012.
          Is N1 Holdings Ltd. overvalued?
          According to Wall Street analysts N1 Holdings Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does N1 Holdings Ltd. pay dividends?
            N1 Holdings Ltd. pays a Annually dividend of AU$0.003 which represents an annual dividend yield of 1.91%. See more information on N1 Holdings Ltd. dividends here
              What is N1 Holdings Ltd.’s EPS estimate?
              N1 Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does N1 Holdings Ltd. have?
              N1 Holdings Ltd. has 88,055,570 shares outstanding.
                What happened to N1 Holdings Ltd.’s price movement after its last earnings report?
                N1 Holdings Ltd. reported an EPS of AU$0.012 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of N1 Holdings Ltd.?
                  Currently, no hedge funds are holding shares in AU:N1H
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    N1 Holdings Ltd. Stock Smart Score

                    Company Description

                    N1 Holdings Ltd.

                    Sydney, Australia-based N1 Holdings Limited, founded in 2011, offers an extensive array of financial and property services to clients across Australia. At its core, the company operates as a mortgage broker, facilitating home loans for both purchases and refinancing. Its lending portfolio further encompasses short-term business financing for small and medium-sized enterprises, broader commercial lending solutions, car and equipment finance, general business loans, and funding for both commercial and residential properties, including specialized off-market lending options. Beyond direct financing, N1 Holdings provides comprehensive trustee services, covering information memorandum and offer document generation, asset custody, and fund administration and accounting. The company also extends its expertise into migration and education consulting via its N1 Migration division, fund management through N1 Venture, financial advisory services, and property management and sales agency operations.

                    N1 Holdings Ltd. (N1H) Earnings & Revenues

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