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N1 Holdings Ltd. (AU:N1H)
ASX:N1H
Australian Market
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N1 Holdings Ltd. (N1H) Price & Analysis

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N1H Stock Chart & Stats

AU$0.12
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.12
AU$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Strong Operating ProfitabilitySustained strong gross profit and high operating profit indicate durable core margin strength in the mortgage business. That operating earnings power supports reinvestment, coverage of fixed costs and interest when cash conversion stabilises, underpinning medium‑term resilience.
Multi-year Revenue ScalingMaterial multi-year revenue growth builds a larger operating base and can enable further operating leverage over time. Even with a modest FY2025 decline, the prior scaling provides a foundation to restore top-line momentum and spread fixed costs, benefiting durable profitability.
High Reported Returns On EquityRepeatedly high ROE signals the business converts capital into earnings effectively, reflecting operational efficiency in core mortgage activities. While partly driven by a small equity base, persistent high ROE nonetheless evidences lasting earning power on deployed capital.
Bears Say
Very High Balance-sheet LeverageExtremely elevated debt relative to equity materially reduces financial flexibility and raises refinancing and covenant risk. In a mortgage cycle or rate shock, high leverage amplifies losses and limits capacity to invest or absorb credit deterioration over the medium term.
Volatile And Recently Negative Cash FlowIntermittent negative operating and free cash flow undermines self‑funding ability and increases reliance on external financing. Persistent volatility complicates servicing high debt, maintaining dividends, and executing strategic plans, creating a medium‑term liquidity and execution risk.
Small, At Times Negative, Equity BaseA very small (and historically negative) equity base provides a limited loss-absorbing buffer, magnifying insolvency risk from earnings or asset shocks. This constrains strategic options, raises creditor scrutiny and makes capital raises more likely under stress over the 2–6 month horizon.

N1 Holdings Ltd. News

N1H FAQ

What was N1 Holdings Ltd.’s price range in the past 12 months?
N1 Holdings Ltd. lowest share price was <AU$0.01 and its highest was AU$0.18 in the past 12 months.
    What is N1 Holdings Ltd.’s market cap?
    N1 Holdings Ltd.’s market cap is AU$7.93M.
      When is N1 Holdings Ltd.’s upcoming earnings report date?
      N1 Holdings Ltd.’s upcoming earnings report date is Sep 01, 2026 which is in 77 days.
        How were N1 Holdings Ltd.’s earnings last quarter?
        N1 Holdings Ltd. released its earnings results on Feb 20, 2026. The company reported AU$0.012 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.012.
          Is N1 Holdings Ltd. overvalued?
          According to Wall Street analysts N1 Holdings Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does N1 Holdings Ltd. pay dividends?
            N1 Holdings Ltd. pays a Annually dividend of AU$0.003 which represents an annual dividend yield of 2.61%. See more information on N1 Holdings Ltd. dividends here
              What is N1 Holdings Ltd.’s EPS estimate?
              N1 Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does N1 Holdings Ltd. have?
              N1 Holdings Ltd. has 88,055,570 shares outstanding.
                What happened to N1 Holdings Ltd.’s price movement after its last earnings report?
                N1 Holdings Ltd. reported an EPS of AU$0.012 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of N1 Holdings Ltd.?
                  Currently, no hedge funds are holding shares in AU:N1H
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    N1 Holdings Ltd. Stock Smart Score

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                    Neutral
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                    Company Description

                    N1 Holdings Ltd.

                    Sydney, Australia-based N1 Holdings Limited, founded in 2011, offers an extensive array of financial and property services to clients across Australia. At its core, the company operates as a mortgage broker, facilitating home loans for both purchases and refinancing. Its lending portfolio further encompasses short-term business financing for small and medium-sized enterprises, broader commercial lending solutions, car and equipment finance, general business loans, and funding for both commercial and residential properties, including specialized off-market lending options. Beyond direct financing, N1 Holdings provides comprehensive trustee services, covering information memorandum and offer document generation, asset custody, and fund administration and accounting. The company also extends its expertise into migration and education consulting via its N1 Migration division, fund management through N1 Venture, financial advisory services, and property management and sales agency operations.

                    N1 Holdings Ltd. (N1H) Earnings & Revenues

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