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AFG Stock Chart & Stats
AU$1.60
-AU$0.01(-0.63%)
At close: 4:00 PM EDT
AU$1.60
-AU$0.01(-0.63%)
Day’s Range― - ―
52-Week RangeAU$1.24 - AU$2.43
Previous CloseN/A
Volume157.12K
Average Volume (3M)1.57M
Market Cap
AU$389.01M
Enterprise ValueAU$7.45B
Total Cash (Recent Filing)AU$245.40M
Total Debt (Recent Filing)AU$7.25B
Price to Earnings (P/E)8.3
Beta1.14
Next Earnings
Feb 25, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.44%
Share Statistics
EPS (TTM)0.18
Shares Outstanding263,733,600
10 Day Avg. Volume812,392
30 Day Avg. Volume1,569,638
Financial Highlights & Ratios
PEG Ratio0.23
Price to Book (P/B)1.78
Price to Sales (P/S)0.30
P/FCF Ratio7.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.00Price Target Upside25.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)0.2
Revenue Forecast (FY)AU$1.28B
Bulls Say, Bears Say
Bulls Say
Revenue And Operating PerformanceReaccelerating revenue alongside strong operating and EBITDA margins indicates that AFG’s core platform is converting loan-distribution activity into meaningful operating profit. If maintained, this combination supports reinvestment in broker services and technology while strengthening earnings capacity over the next several quarters.
Free Cash Flow And Earnings QualityFree cash flow that broadly matches reported net income provides evidence that recent earnings were supported by cash generation rather than being solely accounting-driven. The sharp 2026 improvement gives AFG greater capacity to fund operations and manage obligations, although consistency remains important.
Recurring, Scalable Aggregation ModelAFG’s aggregation model combines capital-light loan-distribution economics with recurring trail commissions tied to outstanding balances. A broad broker network, lender access, and platform services can reinforce retention and create durable revenue continuity as the originated loan book grows.
Bears Say
Extremely High And Rising LeverageThe sharp increase in leverage leaves AFG highly sensitive to funding costs, asset-quality changes, and shocks to mortgage volumes. Small changes in operating conditions can therefore have an amplified effect on equity outcomes, while the relatively small equity base limits flexibility for absorbing stress.
Thin And Volatile Net ProfitabilityStrong operating margins do not translate consistently into bottom-line earnings, as net profitability remains thin and volatile. This weak conversion reduces resilience when financing or portfolio costs rise and makes sustained earnings growth more dependent on stable conditions than the operating margin alone suggests.
Limited Cash-flow Cushion Versus DebtAlthough free cash flow rebounded in 2026, the company’s operating cash generation remains modest relative to its debt burden and has shown significant year-to-year volatility. That limited cushion can constrain capital allocation and make obligations harder to manage during weaker business or funding conditions.
Australian Finance Group Ltd. News
AFG FAQ
What was Australian Finance Group Ltd.’s price range in the past 12 months?
Australian Finance Group Ltd. lowest share price was AU$1.24 and its highest was AU$2.43 in the past 12 months.
What is Australian Finance Group Ltd.’s market cap?
Australian Finance Group Ltd.’s market cap is AU$389.01M.
When is Australian Finance Group Ltd.’s upcoming earnings report date?
Australian Finance Group Ltd.’s upcoming earnings report date is Feb 25, 2027 which is in 117 days.
How were Australian Finance Group Ltd.’s earnings last quarter?
Australian Finance Group Ltd. released its earnings results on Aug 19, 2026. The company reported AU$0.097 earnings per share for the quarter, missing the consensus estimate of AU$0.102 by -AU$0.005.
Is Australian Finance Group Ltd. overvalued?
According to Wall Street analysts Australian Finance Group Ltd.’s price is currently Undervalued.
Does Australian Finance Group Ltd. pay dividends?
Australian Finance Group Ltd. pays a Semiannually dividend of AU$0.048 which represents an annual dividend yield of 6.44%. See more information on Australian Finance Group Ltd. dividends here
What is Australian Finance Group Ltd.’s EPS estimate?
Australian Finance Group Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Australian Finance Group Ltd. have?
Australian Finance Group Ltd. has 263,733,600 shares outstanding.
What happened to Australian Finance Group Ltd.’s price movement after its last earnings report?
Australian Finance Group Ltd. reported an EPS of AU$0.097 in its last earnings report, missing expectations of AU$0.102. Following the earnings report the stock price went up 4.234%.
Which hedge fund is a major shareholder of Australian Finance Group Ltd.?
Currently, no hedge funds are holding shares in AU:AFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Australian Finance Group Ltd. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.00 (25.21% Upside)
AU$2.00 (25.21% Upside)
Blogger Sentiment
Bullish
AU:AFG Sentiment 88%
Sector Average 56%
Sector Average 56%
Insider Transactions
Bought Shares
Worth AU$740.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-34.44%
12-Months-Change
Fundamentals
Return on Equity
20.48%
Trailing 12-Months
Asset Growth
24.51%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Australian Finance Group Ltd.
Operating within Australia, Australian Finance Group Limited (AFG) and its affiliated entities are primarily engaged in the mortgage brokering sector. The company's operations are divided into two distinct segments: Aggregation and AFG Home Loans. AFG facilitates the origination and ongoing management of both residential and commercial mortgages, as well as consumer asset financing. Additionally, it distributes home loan products under its own brand. Beyond individual and commercial property finance, the group provides a range of business loan solutions, including financing for equipment, inventory, franchisees, receivables (debtor finance), commercial real estate, and working capital. Its service portfolio also encompasses the Suite360 technology platform, specialized commercial and business broking, intelligent marketing platforms, and analytical business data services. Established in 1994 as Australian Finance Group Pty Ltd, the company, now known as Australian Finance Group Limited, maintains its headquarters in West Perth, Australia.
AFG Stock 12 Month Forecast
Average Price Target
AU$2.00
▲(25.21% Upside)
Technical Analysis
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