Want to see AU:MYS full AI Analyst Report?
MYS Stock Chart & Stats
AU$4.96
AU$0.09(1.87%)
At close: 4:00 PM EDT
AU$4.96
AU$0.09(1.87%)
Day’s Range― - ―
52-Week RangeAU$4.05 - AU$5.25
Previous CloseN/A
Volume270.90K
Average Volume (3M)250.95K
Market Cap
AU$845.35M
Enterprise ValueAU$4.47K
Total Cash (Recent Filing)AU$245.49M
Total Debt (Recent Filing)AU$3.79B
Price to Earnings (P/E)14.5
Beta0.92
Next Earnings
Feb 25, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)0.33
Shares Outstanding170,433,260
10 Day Avg. Volume184,177
30 Day Avg. Volume250,952
Financial Highlights & Ratios
PEG Ratio0.52
Price to Book (P/B)1.03
Price to Sales (P/S)0.98
P/FCF Ratio9.54
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$5.71Price Target Upside15.12% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.36
Revenue Forecast (FY)AU$274.50M
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthRapid top-line expansion indicates stronger business activity and product adoption. If maintained, this growth can support continued earnings generation and improve operating scale across Mystate's banking and financial-services activities.
Positive Recent Cash GenerationThe return to positive operating and free cash flow provides evidence that earnings are translating into cash. This supports funding flexibility and shareholder distributions, although consistency still requires monitoring over future periods.
Growing Assets And Positive ReturnsStrong asset growth and positive returns on equity indicate that Mystate is expanding its balance sheet while generating returns for shareholders. This supports its competitive position as a diversified banking and wealth-services group.
Bears Say
Elevated And Rising LeverageA highly leveraged capital structure increases sensitivity to funding costs, credit losses and economic downturns. It can constrain financial flexibility and make future growth more dependent on stable funding and benign credit conditions.
Margin CompressionFalling margins during a period of strong revenue growth raises questions about earnings quality and sustainability. If cost pressures or funding expenses persist, profit growth may lag revenue growth and reduce the benefits of operating scale.
Inconsistent Cash FlowVolatile cash generation reduces confidence in the durability of internally funded growth and distributions. Although 2026 improved, another downturn in operating cash flow could increase reliance on external funding in a leveraged business.
Mystate Limited News
MYS FAQ
What was Mystate Limited’s price range in the past 12 months?
Mystate Limited lowest share price was AU$4.05 and its highest was AU$5.25 in the past 12 months.
What is Mystate Limited’s market cap?
Mystate Limited’s market cap is AU$845.35M.
When is Mystate Limited’s upcoming earnings report date?
Mystate Limited’s upcoming earnings report date is Feb 25, 2027 which is in 180 days.
How were Mystate Limited’s earnings last quarter?
Mystate Limited released its earnings results on Aug 24, 2026. The company reported AU$0.177 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Mystate Limited overvalued?
According to Wall Street analysts Mystate Limited’s price is currently Undervalued.
Does Mystate Limited pay dividends?
Mystate Limited pays a Semiannually dividend of AU$0.125 which represents an annual dividend yield of 2.54%. See more information on Mystate Limited dividends here
What is Mystate Limited’s EPS estimate?
Mystate Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mystate Limited have?
Mystate Limited has 170,433,260 shares outstanding.
What happened to Mystate Limited’s price movement after its last earnings report?
Mystate Limited reported an EPS of AU$0.177 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 8.297%.
Which hedge fund is a major shareholder of Mystate Limited?
Currently, no hedge funds are holding shares in AU:MYS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mystate Limited Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$5.71 (15.12% Upside)
AU$5.71 (15.12% Upside)
Blogger Sentiment
Bullish
AU:MYS Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.65%
12-Months-Change
Fundamentals
Return on Equity
2.54%
Trailing 12-Months
Asset Growth
5.36%
Trailing 12-Months
Company Description
Mystate Limited
MyState Limited, through its subsidiaries, provides banking, trustee, equipment finance, and managed fund products and services in Australia. It operates in three segments: MyState Bank, Auswide Bank, and Wealth Management Division. The company offers savings accounts and fixed term deposits; home loans, personal, overdraft, line of credit, and commercial products; and insurance products. It also provides easing and commercial hire purchase; and wealth management services comprising managed fund investments, and portfolio administration and advisory services. In addition, the company offers banking services, including transactional and internet banking, insurance and other alliances, investments, personal and business lending, and business banking and agribusiness; and trustee services, such as estate planning, estate and trust administration, power of attorney, corporate and custodial trustee. The company was incorporated in 2008 and is based in Hobart, Australia.
MYS Stock 12 Month Forecast
Average Price Target
AU$5.71
▲(15.12% Upside)
Technical Analysis
Bank of Queensland
―
Bendigo & Adelaide Bank
―
Pepper Money Ltd
―
Latitude Group Holdings Ltd.
―
Liberty Financial Group Ltd
―








