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American Riviera Bank (ARBV) Stock Price & Analysis

ARBV Stock Chart & Stats

$29.05$0.00(0.00%)
At close: 4:00 PM EDT
$29$30$31$323 Aug17 Aug31 Aug15 Sep28 Sep13 Oct27 Oct
Day’s Range
$29.00 - $29.39
52-Week Range
$21.67 - $32.00
Previous Close
$29.05
Volume
500
Average Volume (3M)
1,336
Market Cap
$167.32M
Enterprise Value
$190.80M
Total Cash (Recent Filing)
$27.96M
Total Debt (Recent Filing)
$68.65M
Price to Earnings (P/E)
10.3
Beta
0.10
Next Earnings
Jan 22, 2027 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Improving Profitability

Higher profitability indicates improved earnings capacity from the bank’s core operations and can support internal capital generation. If maintained, stronger margins provide greater flexibility to invest in customer services, absorb credit costs, and build equity over the next several quarters.

Material Balance-sheet Deleveraging

The substantial reduction in leverage strengthens financial resilience and reduces dependence on debt funding. A larger equity base gives the bank more capacity to withstand operating volatility, support lending, and manage balance-sheet risks while preserving longer-term capital flexibility.

Positive Cash Generation

Positive operating and free cash flow support the quality of reported earnings and provide internally generated resources for capital, technology, lending growth, and shareholder needs. Historically solid conversion also suggests profits have generally translated into usable cash over multiple years.

Bears Say

Recent Cash-flow Decline

The year-over-year reduction in operating and free cash flow weakens the near-term funding cushion even though generation remains positive. Sustained lower cash conversion could constrain internally funded growth, capital flexibility, or the bank’s ability to absorb unexpected credit and operating costs.

Earnings And Margin Volatility

Uneven revenue and margin performance shows that earnings power has varied materially across operating periods. This makes future profitability less predictable and could complicate capital planning, lending expansion, and expense management if the operating environment becomes less favorable.

Historical Leverage Variability

Although current leverage is much stronger, the prior spike demonstrates that the balance-sheet profile can change meaningfully from year to year. Recurrence of elevated leverage could reduce resilience, increase funding sensitivity, and limit the bank’s flexibility during periods of weaker earnings or credit stress.

ARBV FAQ

What was American Riviera Bank’s price range in the past 12 months?
American Riviera Bank lowest stock price was $21.67 and its highest was $32.00 in the past 12 months.
What is American Riviera Bank’s market cap?
American Riviera Bank’s market cap is $167.32M.
When is American Riviera Bank’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were American Riviera Bank’s earnings last quarter?
American Riviera Bank released its earnings results on Oct 29, 2026. The company reported $0.75 earnings per share for the quarter.
Is American Riviera Bank overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does American Riviera Bank pay dividends?
American Riviera Bank does not currently pay dividends.
What is American Riviera Bank’s EPS estimate?
American Riviera Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does American Riviera Bank have?
American Riviera Bank has 5,759,885 shares outstanding.
What happened to American Riviera Bank’s price movement after its last earnings report?
American Riviera Bank reported an EPS of $0.75 in its last earnings report. Following the earnings report the stock price went up 0.868%.
Which hedge fund is a major shareholder of American Riviera Bank?
Currently, no hedge funds are holding shares in ARBV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology