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Affirm Holdings (AFRM)
NASDAQ:AFRM
Total Valuation
Affirm Holdings has a market cap or net worth of $17.33B. The enterprise value is $21.25B.
Market Cap$17.33B
Enterprise Value$21.25B
Share Statistics
Affirm Holdings has 281,794,220 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding281,794,220
Owned by Insiders0.77%
Owned by Institutions0.09%
Financial Efficiency
Affirm Holdings’s return on equity (ROE) is -0.19 and return on invested capital (ROIC) is -6.12%.
Return on Equity (ROE)-0.19
Return on Assets (ROA)-0.05
Return on Invested Capital (ROIC)-6.12%
Return on Capital Employed (ROCE)-0.07
Revenue Per Employee1.16M
Profits Per Employee-258.10K
Employee Count2,006
Asset Turnover0.24
Inventory Turnover-2.53
Valuation Ratios
The current PE Ratio of Affirm Holdings is -17.85. Affirm Holdings’s PEG ratio is -1.35.
PE Ratio-17.85
PS Ratio0.00
PB Ratio5.37
Price to Fair Value3.38
Price to FCF24.39
Price to Operating Cash Flow19.03
PEG Ratio-1.35
Income Statement
In the last 12 months, Affirm Holdings had revenue of 2.32B and earned -517.76M in profits. Earnings per share was -1.67.
Revenue2.32B
Gross Profit1.48B
Operating Income-615.85M
Pretax Income-515.53M
Net Income-517.76M
EBITDA-2.23M
Earnings Per Share (EPS)-1.67
Cash Flow
In the last 12 months, operating cash flow was 785.80M and capital expenditures -172.79M, giving a free cash flow of 613.01M billion.
Operating Cash Flow785.80M
Free Cash Flow613.01M
Free Cash Flow per Share2.18
Dividends & Yields
Affirm Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.94
52-Week Price Change75.08%
50-Day Moving Average47.25
200-Day Moving Average50.55
Relative Strength Index (RSI)61.59
Average Volume (3m)9.37M
Important Dates
Affirm Holdings upcoming earnings date is Aug 21, 2025, TBA Not Confirmed.
Last Earnings DateMay 8, 2025
Next Earnings DateAug 21, 2025
Ex-Dividend Date―
Financial Position
Affirm Holdings as a current ratio of 15.78, with Debt / Equity ratio of 269.10%
Current Ratio15.78
Quick Ratio17.88
Debt to Market Cap0.71
Net Debt to EBITDA-2.51K
Interest Coverage Ratio-1.79
Taxes
In the past 12 months, Affirm Holdings has paid 2.23M in taxes.
Income Tax2.23M
Effective Tax Rate>-0.01
Enterprise Valuation
Affirm Holdings EV to EBITDA ratio is -6.66K, with an EV/FCF ratio of 51.04.
EV to Sales6.39
EV to EBITDA-6.66K
EV to Free Cash Flow51.04
EV to Operating Cash Flow32.98
Balance Sheet
Affirm Holdings has $1.87B in cash and marketable securities with $7.50B in debt, giving a net cash position of $5.63B billion.
Cash & Marketable Securities$1.87B
Total Debt$7.50B
Net Cash$5.63B
Net Cash Per Share$19.98
Tangible Book Value Per Share$7.05
Margins
Gross margin is 76.04%, with operating margin of -26.51%, and net profit margin of -22.29%.
Gross Margin76.04%
Operating Margin-26.51%
Pretax Margin-22.19%
Net Profit Margin-22.29%
EBITDA Margin-0.10%
EBIT Margin-7.37%
Analyst Forecast
The average price target for Affirm Holdings is $66.53, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$66.53
Price Target Upside17.65% Upside
Analyst ConsensusStrong Buy
Analyst Count21
Revenue Growth Forecast42.54%
EPS Growth Forecast91.01%