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Total Valuation
Affirm Holdings has a market cap or net worth of $27.23B. The enterprise value is $35.26B.
Market Cap$27.23B
Enterprise Value$35.26B
Share Statistics
Affirm Holdings has 296,881,960 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding296,881,960
Owned by Insiders0.97%
Owned by Institutions0.32%
Financial Efficiency
Affirm Holdings’s return on equity (ROE) is 0.35 and return on invested capital (ROIC) is 15.58%.
Return on Equity (ROE)0.35
Return on Assets (ROA)0.12
Return on Invested Capital (ROIC)15.58%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee1.67M
Profits Per Employee818.40K
Employee Count2,358
Asset Turnover0.25
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Affirm Holdings is 14.1. Affirm Holdings’s PEG ratio is 0.00405.
PE Ratio14.1
PS Ratio6.92
PB Ratio4.98
Price to FCF27.53
Price to Operating Cash Flow22.22
PEG Ratio0.00405
Income Statement
In the last 12 months, Affirm Holdings had revenue of 3.95B and earned 1.93B in profits. Earnings per share was 5.76.
Revenue3.95B
Gross Profit2.73B
Operating Income870.87M
Pretax Income492.73M
Net Income1.93B
EBITDA1.25B
Earnings Per Share (EPS)5.76
Cash Flow
In the last 12 months, operating cash flow was 1.23B and capital expenditures -238.35M, giving a free cash flow of 993.09M billion.
Operating Cash Flow1.23B
Free Cash Flow993.09M
Free Cash Flow per Share3.35
Dividends & Yields
Affirm Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.66
52-Week Price Change10.28%
50-Day Moving Average73.78
200-Day Moving Average66.81
Relative Strength Index (RSI)66.50
Average Volume (3m)5.16M
Important Dates
Affirm Holdings upcoming earnings date is Nov 5, 2026, After Close (Confirmed).
Last Earnings DateAug 27, 2026
Next Earnings DateNov 5, 2026
Ex-Dividend Date―
Financial Position
Affirm Holdings as a current ratio of 12.73, with Debt / Equity ratio of 179.13%
Current Ratio12.73
Quick Ratio12.73
Debt to Market Cap0.36
Net Debt to EBITDA5.91
Interest Coverage Ratio1.92
Taxes
In the past 12 months, Affirm Holdings has paid -1.44B in taxes.
Income Tax-1.44B
Effective Tax Rate-2.92
Enterprise Valuation
Affirm Holdings EV to EBITDA ratio is 27.78, with an EV/FCF ratio of 34.98.
EV to Sales8.79
EV to EBITDA27.78
EV to Free Cash Flow34.98
EV to Operating Cash Flow28.21
Balance Sheet
Affirm Holdings has $2.60B in cash and marketable securities with $9.82B in debt, giving a net cash position of -$7.22B billion.
Cash & Marketable Securities$2.60B
Total Debt$9.82B
Net Cash-$7.22B
Net Cash Per Share-$24.32
Tangible Book Value Per Share$14.72
Margins
Gross margin is 68.15%, with operating margin of 22.05%, and net profit margin of 48.87%.
Gross Margin68.15%
Operating Margin22.05%
Pretax Margin12.48%
Net Profit Margin48.87%
EBITDA Margin31.64%
EBIT Margin23.96%
Analyst Forecast
The average price target for Affirm Holdings is $101.00, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$101.00
Price Target Upside29.59% Upside
Analyst ConsensusStrong Buy
Analyst Count29
Revenue Growth Forecast32.43%
EPS Growth Forecast3583.15%