Affirm Holdings(AFRM)
$67.84+1.89 (+2.87%)
AFRM
Affirm Holdings financials statements
$67.84
At close:+1.89 (+2.87%)
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Affirm Holdings (AFRM) Ratios
5,816 Followers
Affirm Holdings Ratios
AFRM's free cash flow for Q1 2027 was $144.57M. For the 2027 fiscal year, AFRM's free cash flow was decreased by $-62.51M and operating cash flow was $207.08M. See a summary of the company’s cash flow.
| Ratios | Jun 26 | Jun 25 | Jun 24 | Jun 23 | Jun 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 11.80 | 54.19 | 65.70 | 74.34 | 53.02 |
| Quick Ratio | 11.80 | 54.19 | 65.70 | 74.34 | 53.02 |
| Cash Ratio | 5.21 | 7.52 | 8.11 | 9.61 | 11.72 |
| Solvency Ratio | 0.22 | 0.03 | -0.05 | -0.15 | -0.15 |
| Operating Cash Flow Ratio | 3.94 | 4.41 | 3.60 | 0.13 | -1.51 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -6.62B | $ 1.67B | $ 1.42B | $ 1.28B | $ 1.32B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.62 | 0.70 | 0.69 | 0.67 | 0.59 |
| Debt-to-Equity Ratio | 1.79 | 2.56 | 2.42 | 2.15 | 1.58 |
| Debt-to-Capital Ratio | 0.64 | 0.72 | 0.71 | 0.68 | 0.61 |
| Long-Term Debt-to-Capital Ratio | 0.64 | 0.72 | 0.71 | 0.68 | 0.61 |
| Financial Leverage Ratio | 2.88 | 3.63 | 3.48 | 3.22 | 2.66 |
| Debt Service Coverage Ratio | 5.92 | 1.65 | -0.01 | -3.65 | -8.39 |
| Interest Coverage Ratio | 1.92 | -0.21 | -1.79 | -6.56 | -12.43 |
| Debt to Market Cap | 0.36 | 0.35 | 0.71 | 1.19 | 0.80 |
| Interest Debt Per Share | 30.58 | 25.64 | 22.46 | 19.08 | 14.96 |
| Net Debt to EBITDA | 6.53 | 9.13 | -2511.77 | -6.79 | -4.80 |
| Profitability Margins | |||||
| Gross Profit Margin | 69.10% | 67.51% | 63.62% | 45.01% | 57.28% |
| EBIT Margin | 23.96% | 15.10% | -7.37% | -50.77% | -48.55% |
| EBITDA Margin | 31.64% | 22.08% | -0.10% | -42.29% | -44.65% |
| Operating Profit Margin | 22.05% | -2.71% | -26.51% | -75.62% | -64.19% |
| Pretax Profit Margin | 12.48% | 1.91% | -22.19% | -62.30% | -53.72% |
| Net Profit Margin | 48.87% | 1.62% | -22.29% | -62.05% | -52.43% |
| Continuous Operations Profit Margin | 48.87% | 1.62% | -22.29% | -62.05% | -52.43% |
| Net Income Per EBT | 391.66% | 84.90% | 100.43% | 99.61% | 97.60% |
| EBT Per EBIT | 56.58% | -70.43% | 83.71% | 82.38% | 83.69% |
| Return on Assets (ROA) | 12.22% | 0.47% | -5.44% | -12.08% | -10.14% |
| Return on Equity (ROE) | 35.19% | 1.70% | -18.95% | -38.88% | -27.02% |
| Return on Capital Employed (ROCE) | 5.63% | -0.80% | -6.56% | -14.89% | -12.61% |
| Return on Invested Capital (ROIC) | 5.63% | -0.68% | -6.56% | -14.84% | -12.31% |
| Return on Tangible Assets | 12.66% | 0.49% | -5.77% | -13.00% | -11.13% |
| Earnings Yield | 7.06% | 0.23% | -5.60% | -21.76% | -13.90% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.89 | 0.46 | 0.41 | 0.36 | 0.54 |
| Payables Turnover | 14.42 | 12.65 | 20.60 | 30.53 | 17.43 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.76 | 5.45 | 5.17 | 4.96 | 6.07 |
| Asset Turnover | 0.25 | 0.29 | 0.24 | 0.19 | 0.19 |
| Working Capital Turnover Ratio | 0.61 | 0.37 | 0.31 | 0.26 | 0.29 |
| Cash Conversion Cycle | 0.96 | 770.16 | 882.96 | 1002.77 | 652.69 |
| Days of Sales Outstanding | 26.28 | 799.02 | 900.68 | 1014.73 | 673.64 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 25.32 | 28.86 | 17.72 | 11.96 | 20.94 |
| Operating Cycle | 26.28 | 799.02 | 900.68 | 1014.73 | 673.64 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.67 | 2.46 | 1.45 | 0.04 | -0.58 |
| Free Cash Flow Per Share | 2.96 | 1.86 | 0.94 | -0.37 | -0.97 |
| Dividend Paid and CapEx Coverage Ratio | 5.16 | 4.13 | 2.83 | 0.10 | -1.45 |
| Capital Expenditure Coverage Ratio | 5.16 | 4.13 | 2.83 | 0.10 | -1.45 |
| Operating Cash Flow Coverage Ratio | 0.13 | 0.10 | 0.07 | 0.00 | -0.04 |
| Operating Cash Flow to Sales Ratio | 0.31 | 0.25 | 0.19 | 0.01 | -0.12 |
| Free Cash Flow Yield | 3.63% | 2.70% | 3.15% | -2.40% | -5.38% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 14.16 | 432.13 | -17.85 | -4.59 | -7.19 |
| Price-to-Sales (P/S) Ratio | 6.92 | 6.92 | 3.98 | 2.85 | 3.77 |
| Price-to-Book (P/B) Ratio | 4.98 | 7.27 | 3.38 | 1.79 | 1.94 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 27.53 | 37.10 | 31.78 | -41.69 | -18.57 |
| Price-to-Operating Cash Flow Ratio | 22.20 | 28.12 | 20.53 | 371.69 | -31.37 |
| Price-to-Earnings Growth (PEG) Ratio | 0.00 | -3.94 | 0.36 | -0.14 | -0.14 |
| Enterprise Value Multiple | 28.40 | 40.48 | -6656.63 | -13.53 | -13.24 |
| Enterprise Value | 35.50B | 28.82B | 14.84B | 9.09B | 7.98B |
| EV to EBITDA | 28.40 | 40.48 | -6656.63 | -13.53 | -13.24 |
| EV to Sales | 8.99 | 8.94 | 6.39 | 5.72 | 5.91 |
| EV to Free Cash Flow | 35.76 | 47.90 | 51.04 | -83.67 | -29.12 |
| EV to Operating Cash Flow | 28.84 | 36.30 | 32.98 | 745.96 | -49.18 |
| Tangible Book Value Per Share | 14.72 | 7.81 | 7.05 | 6.63 | 7.10 |
| Shareholders’ Equity Per Share | 16.36 | 9.51 | 8.82 | 8.58 | 9.29 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -2.92 | 0.15 | -0.00 | 0.00 | 0.02 |
| Revenue Per Share | 11.78 | 9.99 | 7.50 | 5.38 | 4.79 |
| Net Income Per Share | 5.76 | 0.16 | -1.67 | -3.34 | -2.51 |
| Tax Burden | 3.92 | 0.85 | 1.00 | 1.00 | 0.98 |
| Interest Burden | 0.52 | 0.13 | 3.01 | 1.23 | 1.11 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.23 | 0.30 | 0.23 | 0.37 | 0.43 |
| Stock-Based Compensation to Revenue | 0.08 | 0.10 | 0.15 | 0.28 | 0.29 |
| Income Quality | 0.64 | 15.21 | -0.87 | -0.01 | 0.23 |
Currency in USD
