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PNC Financial (PNC) Stock Price & Analysis

1,927 Followers

PNC Stock Chart & Stats

$233.45$4.04(1.76%)
At close: 4:00 PM EST
$220$230$240$250Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$229.21 - $237.35
52-Week Range
$177.08 - $258.96
Previous Close
$229.41
Volume
N/A
Average Volume (3M)
2.02M
Market Cap
$91.08B
Enterprise Value
$186.33B
Total Cash (Recent Filing)
$176.79B
Total Debt (Recent Filing)
$79.76B
Price to Earnings (P/E)
12.4
Beta
0.90
Next Earnings
Jan 15, 2027 (Est.)
EPS Estimate
5.03
Last Dividend Ex-Date
Oct 14, 2026
Dividend Yield
3.17%

Bulls Say, Bears Say

Bulls Say

Broad-based Growth

Loan, deposit, and assets-under-administration growth across multiple customer businesses indicates expanding franchise reach rather than reliance on one product. Continued gains in retail, corporate, and asset management can broaden recurring revenue and support earnings power over the next several quarters.

Diversified Revenue Model

Broad fee-income growth complements net interest income and reduces dependence on a single banking revenue stream. Participation in asset management, payments, treasury services, lending, and capital markets gives PNC multiple avenues to deepen client relationships and sustain revenue growth.

Capital And Credit Strength

Strong reported capital and currently low problem-loan and charge-off levels provide a cushion against credit deterioration. This supports continued lending, client investment, and shareholder distributions while giving the bank greater resilience through changing economic and credit conditions.

Bears Say

Higher Leverage

The increase in leverage reduces balance-sheet flexibility and can amplify downside if credit conditions weaken or funding becomes more expensive. Higher debt also makes capital allocation more constrained, particularly while PNC is funding loan growth and maintaining shareholder distributions.

Declining Cash Generation

The sharp deterioration in operating and free cash flow weakens internally generated funding capacity, even though free cash flow equals reported net income in the provided data. A persistent decline could increase reliance on balance-sheet funding for growth and capital returns.

Margin And Expense Pressure

Fee-income volatility and faster expense growth can limit operating leverage and make earnings less predictable. The pressure is compounded by modest net-interest-margin improvement and lower spreads on high-quality commercial lending, challenging margin sustainability as the mix evolves.

PNC Financial News

PNC FAQ

What was PNC Financial’s price range in the past 12 months?
PNC Financial lowest stock price was $177.08 and its highest was $258.96 in the past 12 months.
What is PNC Financial’s market cap?
PNC Financial’s market cap is $91.08B.
When is PNC Financial’s upcoming earnings report date?
PNC Financial’s next earnings report is estimated for Jan 15, 2027 (not yet confirmed), which is in 71 days.
How were PNC Financial’s earnings last quarter?
PNC Financial released its earnings results on Jul 15, 2026. The company reported $4.81 earnings per share for the quarter, beating the consensus estimate of $4.463 by $0.347.
Is PNC Financial overvalued?
According to Wall Street analysts PNC Financial’s price is currently Undervalued.
Does PNC Financial pay dividends?
PNC Financial pays a Quarterly dividend of $2 which represents an annual dividend yield of 3.17%. See more information on PNC Financial dividends here
What is PNC Financial’s EPS estimate?
PNC Financial’s EPS estimate is 5.03.
How many shares outstanding does PNC Financial have?
PNC Financial has 396,778,000 shares outstanding.
What happened to PNC Financial’s price movement after its last earnings report?
PNC Financial reported an EPS of $4.81 in its last earnings report, beating expectations of $4.463. Following the earnings report the stock price went up 0.901%.
Which hedge fund is a major shareholder of PNC Financial?
Hedge funds hold PNC Financial shares: the largest hedge-fund position in PNC Financial is 71,886,233 shares, and hedge funds decreased their holdings by 2.9M shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology