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Natural Grocers (NGVC)
NYSE:NGVC
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Natural Grocers (NGVC) AI Stock Analysis

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NGVC

Natural Grocers

(NYSE:NGVC)

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Neutral 64 (OpenAI - 5.2)
Rating:64Neutral
Price Target:
$28.00
▼(-6.70% Downside)
Action:Reiterated
Date:08/11/26
Overall score reflects improving financial performance (better margins, deleveraging trend, stronger TTM cash flow) and a reasonable valuation, partially offset by weak technical momentum (price below key moving averages with negative MACD) and a mixed earnings call where margin pressure and trimmed guidance temper the outlook.
Positive Factors
Revenue and Margin Improvement
Sustained revenue growth paired with margin expansion indicates improving unit economics and operating leverage. Over the next 2–6 months this trend supports reinvestment in stores and e‑commerce while providing a thicker profit buffer against routine cost pressures in a low‑margin retail model.
Negative Factors
Gross Margin Pressure
A grocery retailer operates on thin gross margins, so a 60bp decline meaningfully compresses operating profits. Persistent shrink, freight and unfavorable mix can erode cash flow and limit the payoff from unit growth and e‑commerce investments across multiple quarters unless structural cost fixes are implemented.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and Margin Improvement
Sustained revenue growth paired with margin expansion indicates improving unit economics and operating leverage. Over the next 2–6 months this trend supports reinvestment in stores and e‑commerce while providing a thicker profit buffer against routine cost pressures in a low‑margin retail model.
Read all positive factors

Natural Grocers Key Performance Indicators (KPIs)

Any
Any
Net Sales by Segment
Net Sales by Segment
Chart Insights
Data provided by:The Fly

Natural Grocers (NGVC) vs. SPDR S&P 500 ETF (SPY)

Natural Grocers Business Overview & Revenue Model

Company Description
Natural Grocers by Vitamin Cottage, Inc. (NGVC) operates as a retailer specializing in natural and organic food items and dietary supplements across the United States. Its stores provide an extensive array of natural and organic groceries, includi...
How the Company Makes Money
Natural Grocers primarily makes money by selling products through its network of Natural Grocers retail stores; its revenue is generated mainly from point-of-sale transactions across multiple merchandising categories. Its key revenue streams inclu...

Natural Grocers Earnings Call Summary

Earnings Call Date:Aug 06, 2026
(Q3-2026)
|
% Change Since: |
Next Earnings Date:Nov 19, 2026
Earnings Call Sentiment Neutral
The call presented a mix of positive operational momentum — modest comparable store sales acceleration, strong membership penetration, continued unit growth, e-commerce rollouts, solid liquidity and recognized sustainability leadership — alongside notable near-term headwinds including gross margin compression, reduced adjusted EBITDA, slight EPS decline and a narrowed FY outlook. Management emphasized that some margin impacts were driven by one-time or transitory items (distributor cybersecurity aftereffects and ERP upgrade impacts) and is investing in store expansion and e-commerce to support long-term growth.
Positive Updates
Comparable Store Sales Growth
Daily average comparable store sales increased 1.2% in the quarter (up from 0.5% in Q2), with sequential improvement through the quarter; company guidance for FY26 comps is 1.5% to 2.0%.
Negative Updates
Gross Margin Compression
Gross margin decreased 60 basis points to 29.3%, driven by lower product margin from an unfavorable sales mix as well as higher merchandise shrink and freight costs; comparability affected by a prior distributor cybersecurity incident and temporary ERP-related operational impacts.
Read all updates
Q3-2026 Updates
Negative
Comparable Store Sales Growth
Daily average comparable store sales increased 1.2% in the quarter (up from 0.5% in Q2), with sequential improvement through the quarter; company guidance for FY26 comps is 1.5% to 2.0%.
Read all positive updates
Company Guidance
Natural Grocers refined its fiscal 2026 guidance, now targeting 6–7 new store openings (previously 6–8), 2 relocations/remodels (previously 2–3), and daily average comparable store sales growth of 1.5%–2.0% (previously 1.5%–2.5%); diluted EPS is guided to $2.07–$2.11 (previously $2.07–$2.15) and includes roughly $0.08 of incremental investment for new stores, preopening costs are expected to impact full‑year EPS by about $0.08 (with $0.04 incurred in Q3), capital expenditures remain $45–$50 million, and management noted the fourth quarter will have one fewer selling day due to Labor Day store closures with most sales expected to shift to adjacent days.

Natural Grocers Financial Statement Overview

Summary
Fundamentals are strengthening: revenue has grown from $1.06B (2021) to $1.33B (2025) and $1.34B TTM, with improved net and EBIT margins versus earlier years. Debt has declined while equity has risen, improving leverage, and TTM operating cash flow/free cash flow rebounded sharply. Key constraints remain the inherently thin grocery margins, debt still exceeding equity, and uneven cash-flow conversion versus net income.
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
71
Positive
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue1.34B1.33B1.24B1.14B1.09B1.06B
Gross Profit390.41M397.88M364.81M326.93M304.88M292.19M
EBITDA111.85M93.80M77.91M62.08M58.76M58.76M
Net Income47.64M46.44M33.94M23.24M21.36M20.58M
Balance Sheet
Total Assets687.69M670.50M655.48M669.18M663.11M655.08M
Cash, Cash Equivalents and Short-Term Investments17.47M17.12M8.87M18.34M12.04M23.68M
Total Debt321.23M332.02M346.51M370.18M393.37M401.52M
Total Liabilities448.27M458.11M481.22M498.34M507.30M512.35M
Stockholders Equity239.42M212.40M174.25M170.84M155.81M142.73M
Cash Flow
Free Cash Flow57.14M23.93M35.08M26.51M8.25M25.59M
Operating Cash Flow105.16M55.30M73.76M64.61M39.69M53.88M
Investing Cash Flow-48.37M-30.97M-38.60M-37.95M-31.14M-27.75M
Financing Cash Flow-52.50M-16.09M-44.63M-20.35M-20.19M-30.98M

Natural Grocers Technical Analysis

Technical Analysis Sentiment
Negative
Last Price30.01
Price Trends
50DMA
31.30
Negative
100DMA
29.23
Negative
200DMA
28.34
Negative
Market Momentum
MACD
-0.48
Positive
RSI
31.05
Neutral
STOCH
32.59
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NGVC, the sentiment is Negative. The current price of 30.01 is below the 20-day moving average (MA) of 31.43, below the 50-day MA of 31.30, and above the 200-day MA of 28.34, indicating a bearish trend. The MACD of -0.48 indicates Positive momentum. The RSI at 31.05 is Neutral, neither overbought nor oversold. The STOCH value of 32.59 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NGVC.

Natural Grocers Risk Analysis

Natural Grocers disclosed 49 risk factors in its most recent earnings report. Natural Grocers reported the most risks in the "Production" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Natural Grocers Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
$8.01B16.2234.84%7.20%7.23%
65
Neutral
$1.86B18.487.49%1.85%4.50%-3.08%
64
Neutral
$654.27M12.7521.11%1.90%2.01%8.63%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
53
Neutral
$34.76B32.6514.66%2.46%1.14%-53.47%
49
Neutral
$980.32M-2.53-36.58%6.04%-2370.84%
49
Neutral
$5.83B151.632.91%5.80%2.75%-95.14%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NGVC
Natural Grocers
26.26
-13.42
-33.82%
KR
Kroger Company
56.48
-15.57
-21.61%
WMK
Weis Markets
72.09
0.92
1.29%
SFM
Sprouts Farmers
85.33
-62.50
-42.28%
GO
Grocery Outlet Holding
9.83
-8.67
-46.86%
ACI
Albertsons Companies
12.13
-6.57
-35.14%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 11, 2026