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Kb Financial Group (MX:KBN)
:KBN

Kb Financial Group (KBN) Price & Analysis

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KBN Stock Chart & Stats

$1997.95
$0.00(0.00%)
At close: 4:00 PM EDT
$1997.95
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Profitability And ROEHealthy margins and improving ROE indicate that KB Financial is converting its diversified financial franchise into solid earnings. Revenue and net income have also expanded over time, supporting continued internal investment and demonstrating durable profitability despite some normalization from earlier peak levels.
Fee Income DiversificationRapid growth in fee income and its larger contribution to revenue reduce reliance on traditional net interest income. Broader securities and capital-markets activity gives the group additional earnings engines, potentially improving resilience across changing interest-rate and credit conditions.
Capital Strength And ReturnsA CET1 ratio above management's stated trigger provides a substantial capital cushion while allowing KB Financial to fund growth and return capital. The planned buybacks and dividends demonstrate disciplined capital allocation and reinforce management's commitment to shareholder distributions.
Bears Say
Negative Cash GenerationDeeply negative trailing operating and free cash flow weakens cash conversion despite reported profitability. The sharp reversal from positive cash generation in prior years, together with historical volatility, makes internally generated funding less dependable and could constrain flexibility during weaker periods.
Elevated LeverageHigh leverage remains a structural balance-sheet constraint for KB Financial. It can reduce room to absorb credit or market stress, increase dependence on stable funding and capital conditions, and limit the flexibility available for growth investments or shareholder distributions if returns deteriorate.
Net Interest Margin PressureNIM compression directly pressures the core banking spread that supports earnings, particularly as marketable deposits and corporate-loan competition raise funding or pricing pressure. Even with expected second-half improvement, sustained competitive intensity could limit revenue growth and margin durability.

Kb Financial Group News

KBN FAQ

What was Kb Financial Group’s price range in the past 12 months?
Kb Financial Group lowest stock price was $1471.90 and its highest was $2183.69 in the past 12 months.
    What is Kb Financial Group’s market cap?
    Kb Financial Group’s market cap is $740.07B.
      When is Kb Financial Group’s upcoming earnings report date?
      Kb Financial Group’s upcoming earnings report date is Oct 27, 2026 which is in 44 days.
        How were Kb Financial Group’s earnings last quarter?
        Kb Financial Group released its earnings results on Jul 23, 2026. The company reported $64.397 earnings per share for the quarter, beating the consensus estimate of $59.923 by $4.473.
          Is Kb Financial Group overvalued?
          According to Wall Street analysts Kb Financial Group’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Kb Financial Group pay dividends?
            Kb Financial Group does not currently pay dividends.
            What is Kb Financial Group’s EPS estimate?
            Kb Financial Group’s EPS estimate is 61.16.
              How many shares outstanding does Kb Financial Group have?
              Kb Financial Group has 354,687,740 shares outstanding.
                What happened to Kb Financial Group’s price movement after its last earnings report?
                Kb Financial Group reported an EPS of $64.397 in its last earnings report, beating expectations of $59.923. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Kb Financial Group?
                  Currently, no hedge funds are holding shares in MX:KBN
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Kb Financial Group

                    KB Financial Group Inc. is a prominent financial conglomerate offering a diverse array of banking and associated financial services to both individual consumers and corporate entities, both domestically in South Korea and across international markets. The company's operations are strategically organized into distinct divisions: Corporate Banking, Retail Banking, Other Banking Services, Securities Business, Non-life Insurance Business, Credit Card Business, and Life Insurance Business. It supplies various lending products, deposit accounts, and related financial instruments to a broad client base, including large corporations, small and medium-sized enterprises, home offices, and private households. Additionally, the group provides expert investment banking and brokerage services, alongside a comprehensive suite of life and non-life insurance products. Credit card facilities such as sales, cash advance services, and card loans, along with other support, are also part of its offering. KB Financial Group actively participates in securities and derivatives trading, manages funding initiatives, and conducts various ancillary financial activities. Its extensive portfolio further includes foreign exchange dealings, financial investment consultation, installment financing, financial leasing, real estate trust administration, capital infusion, debt collection and credit assessment, software advisory, development, and supply, investment guidance, claims processing, asset management, savings banking, information and communication technology solutions, and general business advisory services. The company was founded in 2008 and is headquartered in Seoul, South Korea.

                    Kb Financial Group (KBN) Earnings & Revenues

                    KBN Company Deck

                    KBN Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The earnings call conveyed a broadly positive performance: strong H1 profit growth (+13.1% YoY), record first-half operating income (above KRW 10 trillion), materially higher fee income (+33.3% YoY) and improved ROE (14.09%), supported by a stronger contribution from securities subsidiaries and solid capital ratios (CET1 13.74%). Management also committed to substantial shareholder returns (KRW 700 billion buyback, target ~KRW 3.7 trillion for 2026). Noted headwinds include modest QoQ NIM compression (bank NIM down ~3 bp, group NIM down ~5 bp), one-off provisioning in Q2, insurance loss ratio pressures, higher G&A driven by compensation and taxes, and macro/FX/ELS-related uncertainties. On balance, positives (profitability, fee growth, capital and shareholder returns, improving credit cost YoY) outweigh the challenges, though management highlighted conservative provisioning and caution on sustainability of fee levels given market volatility.View all MX:KBN earnings summaries

                    KBN Stock 12 Month Forecast

                    Average Price Target

                    $2,764.44
                    ▲(38.36% Upside)
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