1TFC Stock Chart & Stats
€46.02
€0.40(0.88%)
At close: 4:00 PM EDT
€46.02
€0.40(0.88%)
Day’s Range― - ―
52-Week Range€23.00 - €70.00
Previous CloseN/A
Volume0.00
Average Volume (3M)6.00
Market Cap
€56.00B
Enterprise Value€133.50K
Total Cash (Recent Filing)€4.71B
Total Debt (Recent Filing)€69.86B
Price to Earnings (P/E)11.8
Beta0.77
Next Earnings
Oct 16, 2026EPS Estimate
0.97Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.41
Shares Outstanding1,245,879,300
10 Day Avg. Volume10
30 Day Avg. Volume6
Financial Highlights & Ratios
PEG Ratio0.86
Price to Book (P/B)0.96
Price to Sales (P/S)2.05
P/FCF Ratio10.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€48.29Price Target Upside4.94% Upside
Rating ConsensusHold
Number of Analyst Covering14
EPS Forecast (FY)4.02
Revenue Forecast (FY)€18.38B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationTruist converts earnings into cash efficiently: FCF roughly equals net income and TTM free cash flow grew ~19%. Durable cash generation supports dividends, buybacks, capital adds, and loss absorption through cycles, reducing reliance on volatile market funding over the next several quarters.
Diversified Fee Revenue GrowthMaterial growth in fee businesses—especially trading/investment banking and advisory—diversifies revenue away from interest rate sensitivity. Persistent fee expansion improves earnings stability, augments ROE, and helps offset cyclical NII swings over a 2–6 month horizon and beyond.
Capital And Shareholder ReturnsA CET1 ratio near 11% with active buybacks signals capital adequacy while returning capital. Sustained capacity to repurchase shares while maintaining regulatory capital provides management flexibility to support long‑term ROE targets and demonstrates disciplined capital allocation.
Bears Say
Elevated LeverageLeverage materially above earlier-cycle levels increases sensitivity to funding stress and credit shocks. With debt slightly above equity, capital ratios and earnings volatility can be pressured by adverse credit or funding-cost moves, reducing margin for error during macro deterioration over months ahead.
NII And Margin HeadwindsStructural pressures—unfavorable deposit mix and strategic reallocation from higher‑rate consumer loans into lower‑yielding commercial loans—compress NIM and constrain NII growth. These dynamics can weigh on core net interest earnings for multiple quarters while management executes portfolio shifts.
Leadership Transition RiskA CEO succession to an external banking/fintech leader introduces execution and cultural risk during implementation of strategic shifts. Though structured for continuity, turnover at the top can slow decisions, affect personnel retention, and temporarily increase execution risk in the medium term.
Truist Financial News
1TFC FAQ
What was Truist Financial’s price range in the past 12 months?
Truist Financial lowest stock price was €23.00 and its highest was €70.00 in the past 12 months.
What is Truist Financial’s market cap?
Truist Financial’s market cap is €56.00B.
When is Truist Financial’s upcoming earnings report date?
Truist Financial’s upcoming earnings report date is Oct 16, 2026 which is in 74 days.
How were Truist Financial’s earnings last quarter?
Truist Financial released its earnings results on Jul 17, 2026. The company reported €1.067 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Truist Financial overvalued?
According to Wall Street analysts Truist Financial’s price is currently Undervalued.
Does Truist Financial pay dividends?
Truist Financial does not currently pay dividends.
What is Truist Financial’s EPS estimate?
Truist Financial’s EPS estimate is 0.97.
How many shares outstanding does Truist Financial have?
Truist Financial has 1,245,879,300 shares outstanding.
What happened to Truist Financial’s price movement after its last earnings report?
Truist Financial reported an EPS of €1.067 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.647%.
Which hedge fund is a major shareholder of Truist Financial?
Currently, no hedge funds are holding shares in IT:1TFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Truist Financial Stock Smart Score
Neutral
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5
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10
Analyst Consensus
Hold
Average Price Target:
€48.29 (4.94% Upside)
€48.29 (4.94% Upside)
Blogger Sentiment
Neutral
IT:1TFC Sentiment 56%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €605.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.34%
12-Months-Change
Fundamentals
Return on Equity
3.91%
Trailing 12-Months
Asset Growth
2.24%
Trailing 12-Months
Company Description
Truist Financial
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.
1TFC Company Deck
1TFC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong underlying profitability, capital strength, and fee-based revenue momentum (notably large YoY EPS, ROTCE and non-interest income gains) alongside intentional, strategic portfolio actions that reduce certain loan production and pressure net interest income and margin in the near term. Management emphasized disciplined optimization to improve long-term returns, reiterated a $5B buyback plan, and affirmed confidence in delivering ROTCE above 14% for 2026. While there are clear near-term headwinds to NII and deposit-mix pressures, the breadth of operational and capital achievements and improved efficiency indicate a favorable overall trajectory.View all IT:1TFC earnings summaries1TFC Stock 12 Month Forecast
Average Price Target
€48.29
▲(4.94% Upside)
Technical Analysis
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