Want to see IN:SHRIRAMFIN full AI Analyst Report?
SHRIRAMFIN Stock Chart & Stats
₹1005.00
₹33.10(3.29%)
At close: 4:00 PM EDT
₹1005.00
₹33.10(3.29%)
Day’s Range― - ―
52-Week Range₹660.00 - ₹1,153.65
Previous CloseN/A
Volume9.46M
Average Volume (3M)300.37K
Market Cap
₹2.22T
Enterprise Value₹3.38T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)17.1
Beta1.58
Next Earnings
Oct 23, 2026EPS Estimate
15.14Next Dividend Ex-DateN/A
Dividend Yield1.11%
Share Statistics
EPS (TTM)56.67
Shares Outstanding2,353,045,000
10 Day Avg. Volume188,658
30 Day Avg. Volume300,365
Financial Highlights & Ratios
PEG Ratio3.37
Price to Book (P/B)2.49
Price to Sales (P/S)3.40
P/FCF Ratio8.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)60.07
Revenue Forecast (FY)₹341.16B
Bulls Say, Bears Say
Bulls Say
Steady Revenue GrowthSteady multi-year revenue growth indicates sustained demand for the company’s lending products across its customer markets. Continued expansion supports operating scale, broadens the earning-asset base, and provides a durable foundation for future profit growth.
Strong ProfitabilityConsistently strong net margins demonstrate that Shriram Finance converts lending activity into substantial earnings despite the costs of funding and credit operations. This profitability can support capital growth, absorb moderate credit pressure, and fund continued business expansion.
Improving Leverage With Solid ROEEquity growth alongside assets and lower leverage than the 2021–2022 highs indicate improving balance-sheet resilience. Solid recent returns on equity also show that the enlarged capital base is being used productively, supporting sustainable lending capacity over time.
Bears Say
Meaningful LeverageThe company’s high debt-to-equity reflects the funding-intensive nature of lending but leaves earnings and capital more sensitive to funding costs and credit-cycle deterioration. Elevated leverage can constrain flexibility if asset quality weakens or external financing becomes less favorable.
Volatile Cash GenerationSeveral years of negative operating and free cash flow point to inconsistent cash conversion, even though 2026 improved sharply. Such volatility can complicate funding and capital allocation decisions, reducing confidence that reported earnings will consistently translate into usable cash.
Recent Margin EasingThe modest decline in margins after their 2024–2025 peak suggests that profitability may face pressure from spreads, operating costs, or funding conditions. If this trend persists, it could moderate earnings growth even while loan volumes and revenue continue expanding.
Shriram Finance Limited News
SHRIRAMFIN FAQ
What was Shriram Finance Limited’s price range in the past 12 months?
Shriram Finance Limited lowest stock price was ₹660.00 and its highest was ₹1153.65 in the past 12 months.
What is Shriram Finance Limited’s market cap?
Shriram Finance Limited’s market cap is ₹2.22T.
When is Shriram Finance Limited’s upcoming earnings report date?
Shriram Finance Limited’s upcoming earnings report date is Oct 23, 2026 which is in 16 days.
How were Shriram Finance Limited’s earnings last quarter?
Shriram Finance Limited released its earnings results on Jul 24, 2026. The company reported ₹14.82 earnings per share for the quarter, missing the consensus estimate of ₹22.748 by -₹7.928.
Is Shriram Finance Limited overvalued?
According to Wall Street analysts Shriram Finance Limited’s price is currently Overvalued.
Does Shriram Finance Limited pay dividends?
Shriram Finance Limited pays a Semiannually dividend of ₹6 which represents an annual dividend yield of 1.11%. See more information on Shriram Finance Limited dividends here
What is Shriram Finance Limited’s EPS estimate?
Shriram Finance Limited’s EPS estimate is 15.14.
How many shares outstanding does Shriram Finance Limited have?
Shriram Finance Limited has 2,353,045,000 shares outstanding.
What happened to Shriram Finance Limited’s price movement after its last earnings report?
Shriram Finance Limited reported an EPS of ₹14.82 in its last earnings report, missing expectations of ₹22.748. Following the earnings report the stock price went down -1.994%.
Which hedge fund is a major shareholder of Shriram Finance Limited?
Currently, no hedge funds are holding shares in IN:SHRIRAMFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Shriram Finance Limited
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, and challan discounting; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills payment services, such as electricity, LPG gas, gas, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as hospital and pathology, housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, individuals, micro, small, and medium enterprises (MSMEs), salaried professionals, and self-employed individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.
Technical Analysis
Bajaj Finance Limited
―
Cholamandalam Investment and Finance Co. Ltd.
―
L&T Finance Ltd
―
Mahindra & Mahindra Financial Services Ltd.
―
Sundaram Finance Limited
―