Want to see IN:SHRIRAMFIN full AI Analyst Report?
SHRIRAMFIN Stock Chart & Stats
₹1005.00
₹33.10(3.29%)
At close: 4:00 PM EDT
₹1005.00
₹33.10(3.29%)
Day’s Range― - ―
52-Week Range₹566.40 - ₹1,153.65
Previous CloseN/A
Volume9.46M
Average Volume (3M)235.05K
Market Cap
₹2.46T
Enterprise Value₹3.38M
Total Cash (Recent Filing)₹79.43B
Total Debt (Recent Filing)₹1.81T
Price to Earnings (P/E)18.5
Beta1.54
Next Earnings
Oct 23, 2026EPS Estimate
14.57Next Dividend Ex-DateN/A
Dividend Yield1.03%
Share Statistics
EPS (TTM)53.29
Shares Outstanding2,352,948,500
10 Day Avg. Volume215,751
30 Day Avg. Volume235,047
Financial Highlights & Ratios
PEG Ratio3.37
Price to Book (P/B)2.49
Price to Sales (P/S)3.40
P/FCF Ratio8.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,215.00Price Target Upside20.90% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)58.28
Revenue Forecast (FY)₹341.15B
Bulls Say, Bears Say
Bulls Say
Steady Revenue GrowthConsistent top-line growth over multiple years signals durable demand for the company’s retail and vehicle-finance products. Persistent growth widens the customer base and supports scale in collections and servicing, helping sustain earnings power across business cycles over the next 2–6 months.
Sustainably High Net MarginsMargins near 20% indicate structural pricing power in asset-backed retail lending and efficient operating leverage across a large branch/collections network. Higher margins provide a buffer against moderate rises in credit costs or funding expenses, supporting durable profitability.
Improving ROE And Equity BaseRising equity alongside solid ROE points to internal capital generation and capacity to absorb stress without immediate recapitalization. Improved leverage trends versus earlier highs enhance financial flexibility and support sustainable growth execution over the medium term.
Bears Say
Meaningful LeverageRelatively high debt-to-equity is common for NBFCs but leaves the company exposed to funding-cost shocks and tighter credit conditions. Elevated leverage constrains flexibility, raises refinancing risk, and can amplify earnings volatility if asset quality weakens.
Volatile Cash GenerationMulti-year negative operating and free cash flow followed by a single-year rebound signals inconsistent cash conversion. This variability reduces confidence in self-funding growth and debt reduction plans and increases dependence on external funding across cycles.
Credit & Funding SensitivityConcentration in vehicle and retail/SME lending ties earnings closely to borrower repayment cycles and collateral values. In downturns, collections and recoveries can deteriorate quickly, pressuring profitability and requiring more provisioning or higher-cost funding to sustain operations.
Shriram Finance Limited News
SHRIRAMFIN FAQ
What was Shriram Finance Limited’s price range in the past 12 months?
Shriram Finance Limited lowest stock price was ₹566.40 and its highest was ₹1153.65 in the past 12 months.
What is Shriram Finance Limited’s market cap?
Shriram Finance Limited’s market cap is ₹2.46T.
When is Shriram Finance Limited’s upcoming earnings report date?
Shriram Finance Limited’s upcoming earnings report date is Oct 23, 2026 which is in 77 days.
How were Shriram Finance Limited’s earnings last quarter?
Shriram Finance Limited released its earnings results on Jul 24, 2026. The company reported ₹14.82 earnings per share for the quarter, missing the consensus estimate of ₹22.748 by -₹7.928.
Is Shriram Finance Limited overvalued?
According to Wall Street analysts Shriram Finance Limited’s price is currently Undervalued.
Does Shriram Finance Limited pay dividends?
Shriram Finance Limited pays a Semiannually dividend of ₹6 which represents an annual dividend yield of 1.03%. See more information on Shriram Finance Limited dividends here
What is Shriram Finance Limited’s EPS estimate?
Shriram Finance Limited’s EPS estimate is 14.57.
How many shares outstanding does Shriram Finance Limited have?
Shriram Finance Limited has 2,352,948,500 shares outstanding.
What happened to Shriram Finance Limited’s price movement after its last earnings report?
Shriram Finance Limited reported an EPS of ₹14.82 in its last earnings report, missing expectations of ₹22.748. Following the earnings report the stock price went down -1.994%.
Which hedge fund is a major shareholder of Shriram Finance Limited?
Currently, no hedge funds are holding shares in IN:SHRIRAMFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Shriram Finance Limited
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, and challan discounting; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills payment services, such as electricity, LPG gas, gas, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as hospital and pathology, housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, individuals, micro, small, and medium enterprises (MSMEs), salaried professionals, and self-employed individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.
SHRIRAMFIN Stock 12 Month Forecast
Average Price Target
₹1,215.00
▲(20.90% Upside)
Technical Analysis
Bajaj Finance Limited
―
Cholamandalam Investment and Finance Co. Ltd.
―
L&T Finance Ltd
―
Mahindra & Mahindra Financial Services Ltd.
―
Sundaram Finance Limited
―







