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NORTHARC Stock Chart & Stats
₹285.30
₹3.45(1.21%)
At close: 4:00 PM EDT
₹285.30
₹3.45(1.21%)
Day’s Range― - ―
52-Week Range₹206.00 - ₹333.75
Previous CloseN/A
Volume849.88K
Average Volume (3M)536.37K
Market Cap
₹48.70B
Enterprise Value₹167.38K
Total Cash (Recent Filing)₹5.95B
Total Debt (Recent Filing)₹124.40B
Price to Earnings (P/E)11.1
Beta1.11
Next Earnings
Nov 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)27.20
Shares Outstanding161,807,880
10 Day Avg. Volume134,119
30 Day Avg. Volume536,369
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)0.86
Price to Sales (P/S)1.24
P/FCF Ratio1.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)32.56
Revenue Forecast (FY)₹23.25B
Bulls Say, Bears Say
Bulls Say
Strong And Consistent ProfitabilitySustained net margins near 15% and operating profitability around 19–20% indicate that Northern Arc converts lending activity into substantial earnings. This provides internal capacity to support portfolio expansion, absorb some credit-cost pressure, and reinforce its position in underserved credit markets.
Strong Revenue And Gross-margin ExpansionThe sharp FY2026 revenue increase, combined with a material gross-margin improvement, shows stronger operating economics as the business scales. If maintained, this combination can increase earnings capacity and give the company more resources to invest in technology, underwriting, and distribution partnerships.
Earnings Translate Effectively Into CashFree cash flow close to net income suggests reported profitability is translating into cash rather than remaining largely accounting-based. Strong cash conversion can support lending growth, funding needs, and capital allocation while reducing reliance on external financing for every increment of expansion.
Bears Say
High And Rising LeverageDebt growing faster than equity has left Northern Arc with an aggressive capital structure. At roughly 3.15 times debt-to-equity, the company is more sensitive to funding costs and credit conditions, while elevated leverage can constrain flexibility during portfolio stress or slower growth.
Volatile Cash-flow Coverage TrendsAlthough cash conversion is strong relative to earnings, the sharp year-on-year free-cash-flow decline and inconsistent operating-cash-flow coverage make the durability of cash generation less certain. This could complicate funding and capital planning if volatility persists as the loan book expands.
Recent Growth May Be Difficult To SustainThe unusually large recent revenue step-up creates a demanding comparison base and raises execution risk for the next several quarters. If growth normalizes, earnings momentum could moderate, while maintaining profitability through a slower expansion would test the scalability of the current operating model.
Northern Arc Capital Ltd. News
NORTHARC FAQ
What was Northern Arc Capital Ltd.’s price range in the past 12 months?
Northern Arc Capital Ltd. lowest stock price was ₹206.00 and its highest was ₹333.75 in the past 12 months.
What is Northern Arc Capital Ltd.’s market cap?
Northern Arc Capital Ltd.’s market cap is ₹48.70B.
When is Northern Arc Capital Ltd.’s upcoming earnings report date?
Northern Arc Capital Ltd.’s upcoming earnings report date is Nov 04, 2026 which is in 37 days.
How were Northern Arc Capital Ltd.’s earnings last quarter?
Northern Arc Capital Ltd. released its earnings results on Jul 27, 2026. The company reported ₹7.074 earnings per share for the quarter.
Is Northern Arc Capital Ltd. overvalued?
According to Wall Street analysts Northern Arc Capital Ltd.’s price is currently Overvalued.
Does Northern Arc Capital Ltd. pay dividends?
Northern Arc Capital Ltd. does not currently pay dividends.
What is Northern Arc Capital Ltd.’s EPS estimate?
Northern Arc Capital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Northern Arc Capital Ltd. have?
Northern Arc Capital Ltd. has 161,807,880 shares outstanding.
What happened to Northern Arc Capital Ltd.’s price movement after its last earnings report?
Northern Arc Capital Ltd. reported an EPS of ₹7.074 in its last earnings report. Following the earnings report the stock price went up 0.15%.
Which hedge fund is a major shareholder of Northern Arc Capital Ltd.?
Currently, no hedge funds are holding shares in IN:NORTHARC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Northern Arc Capital Ltd.
Northern Arc Capital Ltd. functions as a prominent non-banking financial company (NBFC) in India, headquartered in Chennai. Established in 1989 and known as IFMR Capital Finance Limited until its rebranding in February 2018, the company operates through distinct segments: financing activities, investment advisory services, and investment management. The firm provides an extensive array of credit and associated financial solutions. This encompasses diverse lending options for personal, business, education, and mortgage needs, alongside specialized financing for micro, small, and medium enterprises (MSMEs), microfinance institutions (MFIs), consumer and vehicle purchases, housing, agriculture, and rural development. Northern Arc extends its corporate lending to mid-market entities, offering loans against property and supply chain finance, further complemented by advisory and syndication services. Additionally, it offers comprehensive fund management services, including alternative investment funds (AIFs) and portfolio management services (PMS). Further diversifying its financial instruments, Northern Arc supplies various debt products such as term and working capital loans, non-convertible debentures (NCDs), principal-protected market-linked debentures, commercial papers, external commercial borrowings, and sub-debt facilities. It also delivers credit-enhanced debt solutions like guarantee-backed lending, single-issuer partial credit enhancement facilities, and pooled loan and bond issuance programs. The company specializes in portfolio financing, encompassing rated securitization, multi-originator microfinance securitization, persistent securitizations, and direct assignments. Demonstrating a commitment to technological innovation, Northern Arc has developed several platforms: Altifi, an alternative retail debt investment platform; Nimbus, a curated platform for streamlined debt transaction processing; nPOS, a co-lending and co-origination technology solution; and NuScore, a proprietary machine learning-driven analytical module designed to assist in loan underwriting. Its wide-ranging clientele includes rural and retail customers, MSMEs, originator partners, emerging corporations, and institutional investors.
Technical Analysis
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