Northern Arc Capital Ltd. (IN:NORTHARC)
:NORTHARC
Want to see IN:NORTHARC full AI Analyst Report?
NORTHARC Stock Chart & Stats
₹242.55
₹6.30(2.87%)
At close: 4:00 PM EST
₹242.55
₹6.30(2.87%)
Day’s Range― - ―
52-Week Range₹195.55 - ₹321.90
Previous CloseN/A
Volume20.96K
Average Volume (3M)73.88K
Market Cap
₹44.84B
Enterprise Value₹163.11B
Total Cash (Recent Filing)₹5.70B
Total Debt (Recent Filing)₹103.31B
Price to Earnings (P/E)11.5
Beta1.27
Next Earnings
Oct 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.09
Shares Outstanding161,612,380
10 Day Avg. Volume46,917
30 Day Avg. Volume73,882
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)0.86
Price to Sales (P/S)1.24
P/FCF Ratio1.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)32.35
Revenue Forecast (FY)₹23.62B
Bulls Say, Bears Say
Bulls Say
Cash GenerationNear parity of free cash flow and net income indicates the company converts reported earnings into cash effectively. Durable cash conversion supports ongoing lending operations, servicing obligations, reinvestment in originator partnerships, and reduces reliance on external short-term liquidity over the medium term.
Profitability MarginsSustained mid-teens net margins and healthy operating margins reflect a structurally profitable credit-intermediation model. Improved gross margins show pricing and mix gains that can underpin durable earnings power, enabling margin sustainability even if growth normalizes over the next several quarters.
Platform / Fee-based Business MixA hybrid revenue model—interest plus recurring fees from structuring, placement and servicing—creates diversified, repeatable cash flows. Long-term partnerships with originators and institutional investors increase distribution reach and reduce single-product dependency, strengthening resilience to cyclical funding shocks.
Bears Say
High LeverageAn aggressive capital structure with debt-to-equity north of 3x increases sensitivity to higher funding costs and credit cycles. Elevated leverage constrains strategic optionality, raises refinancing risk for securitizations and limits buffer for underwriting losses, impeding durable balance-sheet resilience.
Volatile Cash Flow GrowthWhile cash conversion is strong in level terms, uneven free cash flow trends and inconsistent coverage across periods create uncertainty around sustainable internal funding. Volatility complicates debt servicing plans and capital allocation, raising the chance of reliance on external funding in stress scenarios.
Recent Rapid Scale-up RiskA sharp, recent jump in revenue and gross profitability can reflect favorable timing or one-off mix shifts. Rapid scale-ups often normalize, exposing margins and credit performance to reversion risk. Dependence on sustaining that acceleration increases medium-term earnings and credit-quality uncertainty.
Northern Arc Capital Ltd. News
NORTHARC FAQ
What was Northern Arc Capital Ltd.’s price range in the past 12 months?
Northern Arc Capital Ltd. lowest stock price was ₹195.55 and its highest was ₹321.90 in the past 12 months.
What is Northern Arc Capital Ltd.’s market cap?
Northern Arc Capital Ltd.’s market cap is ₹44.84B.
When is Northern Arc Capital Ltd.’s upcoming earnings report date?
Northern Arc Capital Ltd.’s upcoming earnings report date is Oct 05, 2026 which is in 114 days.
How were Northern Arc Capital Ltd.’s earnings last quarter?
Northern Arc Capital Ltd. released its earnings results on May 08, 2026. The company reported ₹8.21 earnings per share for the quarter, beating the consensus estimate of N/A by ₹8.21.
Is Northern Arc Capital Ltd. overvalued?
According to Wall Street analysts Northern Arc Capital Ltd.’s price is currently Overvalued.
Does Northern Arc Capital Ltd. pay dividends?
Northern Arc Capital Ltd. does not currently pay dividends.
What is Northern Arc Capital Ltd.’s EPS estimate?
Northern Arc Capital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Northern Arc Capital Ltd. have?
Northern Arc Capital Ltd. has 161,612,380 shares outstanding.
What happened to Northern Arc Capital Ltd.’s price movement after its last earnings report?
Northern Arc Capital Ltd. reported an EPS of ₹8.21 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.825%.
Which hedge fund is a major shareholder of Northern Arc Capital Ltd.?
Currently, no hedge funds are holding shares in IN:NORTHARC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Northern Arc Capital Ltd.
Northern Arc Capital Ltd. functions as a prominent non-banking financial company (NBFC) in India, headquartered in Chennai. Established in 1989 and known as IFMR Capital Finance Limited until its rebranding in February 2018, the company operates through distinct segments: financing activities, investment advisory services, and investment management. The firm provides an extensive array of credit and associated financial solutions. This encompasses diverse lending options for personal, business, education, and mortgage needs, alongside specialized financing for micro, small, and medium enterprises (MSMEs), microfinance institutions (MFIs), consumer and vehicle purchases, housing, agriculture, and rural development. Northern Arc extends its corporate lending to mid-market entities, offering loans against property and supply chain finance, further complemented by advisory and syndication services. Additionally, it offers comprehensive fund management services, including alternative investment funds (AIFs) and portfolio management services (PMS). Further diversifying its financial instruments, Northern Arc supplies various debt products such as term and working capital loans, non-convertible debentures (NCDs), principal-protected market-linked debentures, commercial papers, external commercial borrowings, and sub-debt facilities. It also delivers credit-enhanced debt solutions like guarantee-backed lending, single-issuer partial credit enhancement facilities, and pooled loan and bond issuance programs. The company specializes in portfolio financing, encompassing rated securitization, multi-originator microfinance securitization, persistent securitizations, and direct assignments. Demonstrating a commitment to technological innovation, Northern Arc has developed several platforms: Altifi, an alternative retail debt investment platform; Nimbus, a curated platform for streamlined debt transaction processing; nPOS, a co-lending and co-origination technology solution; and NuScore, a proprietary machine learning-driven analytical module designed to assist in loan underwriting. Its wide-ranging clientele includes rural and retail customers, MSMEs, originator partners, emerging corporations, and institutional investors.
Technical Analysis
CreditAccess Grameen Ltd.
―
MAS Financial Services Ltd.
―
Muthoot Microfin Ltd
―
Satin Creditcare Network Ltd
―
Spandana Sphoorty Financial Ltd.
―