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Muthoot Microfin Ltd (IN:MUTHOOTMF)
:MUTHOOTMF
India Market
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Muthoot Microfin Ltd (MUTHOOTMF) Price & Analysis

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MUTHOOTMF Stock Chart & Stats

₹180.60
₹1.46(0.84%)
At close: 4:00 PM EST
₹180.60
₹1.46(0.84%)

Bulls Say, Bears Say

Bulls Say
Collateral-free Group Lending ModelThe company serves an established microfinance need with small-ticket loans aimed at livelihood, household, and microenterprise purposes. Its group-based, branch-led model and focus on women borrowers can support repeat customer relationships and broad distribution over the next several quarters.
Positive Reported Revenue GrowthReported revenue growth indicates that the lending platform has continued to expand its income base despite volatility elsewhere in the financial statements. Continued top-line development can support operating scale and improve the company’s ability to spread branch and field costs across a larger portfolio.
Improved Operating Cash GenerationThe recent return to positive operating and free cash flow is a meaningful quality improvement because reported earnings are being more closely converted into cash. If sustained, this can strengthen internal funding capacity, support lending operations, and reduce reliance on external financing for growth.
Bears Say
Persistently High LeverageHigh leverage limits financial flexibility in a credit-services business whose lending capacity depends on continued funding access. It can increase sensitivity to borrowing conditions, constrain capital allocation, and make any deterioration in portfolio performance more damaging to returns and balance-sheet resilience.
Volatile Revenue And ProfitabilityLarge swings in revenue and earnings make the company’s underlying profit trajectory difficult to sustain and forecast over the next several quarters. The reversal from strong profitability to a loss, followed by only a modest recovery, raises concerns about earnings durability and return consistency.
Unstable Cash-flow HistoryAlthough recent cash generation improved, the prior multi-year record of large negative operating cash flows and the latest free-cash-flow decline show that cash conversion remains uneven. Persistent volatility could complicate funding plans and limit the consistency with which the company can reinvest in its loan book.

Muthoot Microfin Ltd News

MUTHOOTMF FAQ

What was Muthoot Microfin Ltd’s price range in the past 12 months?
Muthoot Microfin Ltd lowest stock price was ₹141.35 and its highest was ₹262.35 in the past 12 months.
    What is Muthoot Microfin Ltd’s market cap?
    Muthoot Microfin Ltd’s market cap is ₹33.59B.
      When is Muthoot Microfin Ltd’s upcoming earnings report date?
      Muthoot Microfin Ltd’s upcoming earnings report date is Nov 11, 2026 which is in 60 days.
        How were Muthoot Microfin Ltd’s earnings last quarter?
        Muthoot Microfin Ltd released its earnings results on Aug 06, 2026. The company reported ₹4.771 earnings per share for the quarter.
          Is Muthoot Microfin Ltd overvalued?
          According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Muthoot Microfin Ltd pay dividends?
            Muthoot Microfin Ltd does not currently pay dividends.
            What is Muthoot Microfin Ltd’s EPS estimate?
            Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Muthoot Microfin Ltd have?
            Muthoot Microfin Ltd has 170,492,170 shares outstanding.
              What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?
              Muthoot Microfin Ltd reported an EPS of ₹4.771 in its last earnings report. Following the earnings report the stock price went down -3.35%.
                Which hedge fund is a major shareholder of Muthoot Microfin Ltd?
                Currently, no hedge funds are holding shares in IN:MUTHOOTMF
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Muthoot Microfin Ltd

                  Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; education, mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; and secured loans. It also provides value-added services, such as wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited is a subsidiary of Muthoot Fincorp Limited.

                  Muthoot Microfin Ltd (MUTHOOTMF) Earnings & Revenues

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