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Muthoot Microfin Ltd (MUTHOOTMF) Price & Analysis

MUTHOOTMF Stock Chart & Stats

₹135.00-₹8.60(-5.99%)
At close: 4:00 PM EDT
INR 150INR 200INR 2503 Aug17 Aug31 Aug15 Sep28 Sep12 Oct26 Oct
Day’s Range
INR 134.20 - INR 145.00
52-Week Range
INR 134.20 - INR 262.35
Previous Close
INR 143.60
Volume
335.06K
Average Volume (3M)
16.40K
Market Cap
INR 23.02B
Enterprise Value
INR 112.24B
Total Cash (Recent Filing)
INR 11.41B
Total Debt (Recent Filing)
INR 97.07B
Price to Earnings (P/E)
22.8
Beta
1.20
Next Earnings
Nov 05, 2026
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Return To Profitability

Returning to profitability with a 9.7% net margin provides evidence that the lending operation can recover after a loss year. If maintained, positive earnings can rebuild capital and support loan-book growth, although the single-year rebound does not yet establish a stable earnings record.

Recent Cash Generation

Positive operating cash flow across the last two years, with FY2026 free cash flow nearly matching net income, indicates recent earnings were accompanied by cash generation. That improves internal funding capacity and resilience, though the broader record remains uneven.

Growing Equity Base

Growth in equity provides a larger capital base to support lending activity and absorb potential credit losses. The return to positive ROE in FY2026 is also an improvement from FY2025, although the modest level shows that capital is not yet producing consistently strong returns.

Bears Say

Sharp Revenue Contraction

The sharp FY2026 revenue contraction signals a material reduction in the company’s income base, even as profitability recovered. A smaller revenue base can constrain operating leverage and make future earnings more dependent on successfully rebuilding sustainable portfolio growth.

High Leverage

Debt-to-equity around 3.0–4.1x leaves the company materially reliant on borrowed funding. In credit services, high leverage can amplify losses when portfolio performance weakens, while funding costs reduce flexibility to absorb shocks or finance expansion.

Volatile Cash Conversion

Large negative operating and free cash flow in FY2021–FY2024, followed by a roughly 59.9% FY2026 free-cash-flow decline, shows that cash conversion has not been dependable. This volatility complicates funding and capital planning and makes earnings less consistently available for reinvestment.

Muthoot Microfin Ltd News

MUTHOOTMF FAQ

What was Muthoot Microfin Ltd’s price range in the past 12 months?
Muthoot Microfin Ltd lowest stock price was ₹134.20 and its highest was ₹262.35 in the past 12 months.
What is Muthoot Microfin Ltd’s market cap?
Muthoot Microfin Ltd’s market cap is ₹23.02B.
When is Muthoot Microfin Ltd’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Muthoot Microfin Ltd’s earnings last quarter?
Muthoot Microfin Ltd released its earnings results on Aug 06, 2026. The company reported ₹4.771 earnings per share for the quarter.
Is Muthoot Microfin Ltd overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Muthoot Microfin Ltd pay dividends?
Muthoot Microfin Ltd does not currently pay dividends.
What is Muthoot Microfin Ltd’s EPS estimate?
Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Muthoot Microfin Ltd have?
Muthoot Microfin Ltd has 170,492,170 shares outstanding.
What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?
Muthoot Microfin Ltd reported an EPS of ₹4.771 in its last earnings report. Following the earnings report the stock price went down -3.35%.
Which hedge fund is a major shareholder of Muthoot Microfin Ltd?
Currently, no hedge funds are holding shares in IN:MUTHOOTMF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology