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CIFL Stock Chart & Stats
₹35.69
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Market closed
₹35.69
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Day’s Range― - ―
52-Week Range₹19.47 - ₹40.00
Previous CloseN/A
VolumeN/A
Average Volume (3M)96.78K
Market Cap
₹8.13B
Enterprise Value₹16.23B
Total Cash (Recent Filing)₹2.88B
Total Debt (Recent Filing)₹7.00B
Price to Earnings (P/E)20.8
Beta1.38
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.1%
Share Statistics
EPS (TTM)1.14
Shares Outstanding391,056,300
10 Day Avg. Volume79,320
30 Day Avg. Volume96,777
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.20
Price to Sales (P/S)1.51
P/FCF Ratio-29.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Net-income ReboundA sharp FY2026 revenue increase (+118.4%) with meaningful net income recovery indicates the core lending franchise is regaining scale and pricing power. Sustained revenue momentum improves provisioning capacity and funds reinvestment, supporting durable earnings if credit trends hold.
Stronger Equity CushionAn improving equity base provides a lasting capital buffer for an NBFC, easing regulatory capital pressure and allowing continued credit origination. Higher equity reduces immediate default risk absorption needs and supports measured growth without excessive new leverage.
Consistent Positive EBITDA In Most YearsRecurring positive EBITDA suggests the business generates core cash profit before depreciation, provisioning and certain operating items. That underlying cash-earning capacity can fund servicing costs and, with operational fixes, translate into sustainable operating profitability over time.
Bears Say
Weak Cash ConversionNegative operating and free cash flow in FY2026, and multiple prior years of cash deficits, signal fragile cash conversion from earnings. This forces reliance on external funding to sustain loan growth and debt service, raising structural liquidity and refinancing risk if market access tightens.
Persistent Negative Operating Profit (EBIT)EBIT negative across years indicates core operations fail to cover operating costs, implying structural margin weaknesses or elevated operating expenses. Without sustained cost or revenue improvements, earnings are vulnerable to reversals and cannot reliably support capital needs long term.
Elevated LeverageLeverage near 1.4x increases sensitivity to funding cost rises and impairs flexibility to absorb credit losses. Combined with weak operating cash flow and negative EBIT, elevated debt amplifies refinancing and solvency risks for a lending-focused NBFC over the medium term.
Capital India Finance Ltd News
CIFL FAQ
What was Capital India Finance Ltd’s price range in the past 12 months?
Capital India Finance Ltd lowest stock price was ₹19.47 and its highest was ₹40.00 in the past 12 months.
What is Capital India Finance Ltd’s market cap?
Capital India Finance Ltd’s market cap is ₹8.13B.
When is Capital India Finance Ltd’s upcoming earnings report date?
Capital India Finance Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 10 days.
How were Capital India Finance Ltd’s earnings last quarter?
Capital India Finance Ltd released its earnings results on May 20, 2026. The company reported ₹0 earnings per share for the quarter, the consensus estimate of N/A by ₹0.
Is Capital India Finance Ltd overvalued?
According to Wall Street analysts Capital India Finance Ltd’s price is currently Overvalued.
Does Capital India Finance Ltd pay dividends?
Capital India Finance Ltd pays a Notavailable dividend of ₹0.02 which represents an annual dividend yield of 0.1%. See more information on Capital India Finance Ltd dividends here
What is Capital India Finance Ltd’s EPS estimate?
Capital India Finance Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Capital India Finance Ltd have?
Capital India Finance Ltd has 391,056,300 shares outstanding.
What happened to Capital India Finance Ltd’s price movement after its last earnings report?
Capital India Finance Ltd reported an EPS of ₹0 in its last earnings report, expectations of N/A. Following the earnings report the stock price went down -4.18%.
Which hedge fund is a major shareholder of Capital India Finance Ltd?
Currently, no hedge funds are holding shares in IN:CIFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Capital India Finance Ltd
Operating as a prominent non-banking financial company (NBFC) in India, Capital India Finance Limited offers a comprehensive suite of lending and foreign exchange services. Its extensive lending portfolio caters to small businesses with secured financing, equipment acquisition funding, and supply chain liquidity solutions. For individual customers, it extends a variety of retail loans, including mortgages (for purchase, improvement, extension, or for Non-Resident Indians), options for refinancing existing home loans, and credit secured by property. Beyond financing, the company also manages RapiPay, a platform offering assisted payment facilities and point-of-sale systems. Additionally, its RemitX division caters to retail foreign exchange requirements, providing services such as currency notes, international money transfers, pre-paid travel cards denominated in foreign currency, and facilitating the import and export of foreign banknotes. Established in 1994, the company, originally known as Bhilwara Tex-Fin Limited, adopted its current name in August 2017. Capital India Finance Limited is headquartered in Mumbai, India, and operates as a subsidiary of Capital India Corp Private Limited.
Technical Analysis
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