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Baid Finserv Limited (IN:BAIDFIN)
:BAIDFIN
India Market
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Baid Finserv Limited (BAIDFIN) Price & Analysis

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BAIDFIN Stock Chart & Stats

₹10.08
₹0.03(0.30%)
At close: 4:00 PM EDT
₹10.08
₹0.03(0.30%)

Bulls Say, Bears Say

Bulls Say
Sustained Revenue GrowthBaid Finserv has expanded its revenue base over several years, indicating continued lending activity and customer reach. Sustained top-line growth can support operating leverage and provide a foundation for future earnings, despite some recent moderation.
Solid ProfitabilityMid-to-high teen net margins show that the lending model currently converts revenue into meaningful profits. This profitability provides internal support for balance-sheet growth and resilience, although margin volatility means the strength should be monitored over time.
Growing Balance SheetExpansion in assets and equity indicates that Baid Finserv has been building lending capacity and a larger financial platform. A growing balance sheet can support broader customer financing and future revenue generation, provided funding and credit risks remain controlled.
Bears Say
Unstable Cash GenerationRepeatedly negative or volatile operating cash flow weakens earnings quality and may reflect difficult collections or working-capital requirements. Continued cash shortfalls could increase reliance on external funding and constrain the company’s ability to grow lending sustainably.
Meaningful LeverageLeverage above equity makes the company more sensitive to funding costs, refinancing conditions, and credit-cycle deterioration. Higher balance-sheet obligations can pressure spreads and reduce financial flexibility if loan performance weakens or funding becomes less available.
Modest Returns And Margin PressureModest ROE suggests that the growing balance sheet is not yet producing strong returns for shareholders. The decline from earlier margin peaks adds pressure, as weaker profitability could limit retained capital formation and reduce the benefit of future asset growth.

Baid Finserv Limited News

BAIDFIN FAQ

What was Baid Finserv Limited’s price range in the past 12 months?
Baid Finserv Limited lowest stock price was ₹9.00 and its highest was ₹13.49 in the past 12 months.
    What is Baid Finserv Limited’s market cap?
    Baid Finserv Limited’s market cap is ₹1.52B.
      When is Baid Finserv Limited’s upcoming earnings report date?
      Baid Finserv Limited’s upcoming earnings report date is Nov 12, 2026 which is in 74 days.
        How were Baid Finserv Limited’s earnings last quarter?
        Baid Finserv Limited released its earnings results on Aug 13, 2026. The company reported ₹0.28 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Baid Finserv Limited overvalued?
          According to Wall Street analysts Baid Finserv Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Baid Finserv Limited pay dividends?
            Baid Finserv Limited pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.99%. See more information on Baid Finserv Limited dividends here
              What is Baid Finserv Limited’s EPS estimate?
              Baid Finserv Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Baid Finserv Limited have?
              Baid Finserv Limited has 154,888,100 shares outstanding.
                What happened to Baid Finserv Limited’s price movement after its last earnings report?
                Baid Finserv Limited reported an EPS of ₹0.28 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.901%.
                  Which hedge fund is a major shareholder of Baid Finserv Limited?
                  Currently, no hedge funds are holding shares in IN:BAIDFIN
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Baid Finserv Limited

                    Baid Finserv Limited functions as an Indian non-banking financial institution, offering a broad spectrum of services. The company provides diverse lending solutions, including financing for cars, commercial vehicles, and small to medium-sized enterprises (SMEs), as well as secured loans backed by property and other assets. Additionally, it operates in the insurance sector, supplying coverage for life, residential dwellings, and motor vehicles. Originally incorporated in 1991 as Baid Leasing and Finance Co. Ltd., the organization rebranded to Baid Finserv Limited in July 2022. Its corporate headquarters are situated in Jaipur, India.

                    Baid Finserv Limited (BAIDFIN) Earnings & Revenues

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