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TRU Stock Chart & Stats
₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)
Day’s Range― - ―
52-Week Range₹4.51 - ₹17.10
Previous CloseN/A
Volume256.70K
Average Volume (3M)68.05K
Market Cap
₹582.42M
Enterprise Value₹3.82B
Total Cash (Recent Filing)₹184.15M
Total Debt (Recent Filing)₹3.31B
Price to Earnings (P/E)―
Beta0.13
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.12%
Share Statistics
EPS (TTM)-9.51
Shares Outstanding118,861,870
10 Day Avg. Volume65,470
30 Day Avg. Volume68,053
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)1.08
Price to Sales (P/S)0.64
P/FCF Ratio-2.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Non-bank Lending Business ModelA focus on non-bank lending is a durable business model: alternative credit providers serve underserved segments and niches banks avoid. This structural position can sustain revenue opportunities and margin premiums over time if underwriting and funding are stable.
Proven Historical ProfitabilityThe firm has demonstrated it can reach profitability (FY2024), indicating the operating model can generate positive margins under favorable conditions. That prior profitable outcome suggests operational levers exist to restore earnings if revenue and credit trends improve.
Year-over-year Debt Reduction In FY2026The decline in absolute debt in FY2026 shows management took steps to deleverage. Continued reductions would lower interest burden and improve solvency headroom, providing a credible path to strengthen the balance sheet over the medium term.
Bears Say
Very High LeverageExtremely elevated debt-to-equity (~6.5x) materially shrinks the equity cushion and heightens solvency risk. With such leverage, earnings volatility or further losses can quickly deplete capital, constrain funding options, and limit strategic flexibility over months to years.
Negative Operating And Free Cash FlowReturn to negative operating and free cash flow increases reliance on external funding and asset sales. Persistent cash deficits impair the company's ability to invest, meet obligations, and reduce leverage, elevating refinancing and liquidity risk over the medium term.
Sharp Revenue And Margin DeteriorationA ~38% revenue decline and negative gross profit indicate structural margin pressure and loss of scale. Sustained revenue and margin erosion undermines the core underwriting economics of a lender, making recovery harder and increasing the likelihood of further capital support.
TruCap Finance Limited News
TRU FAQ
What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.51 and its highest was ₹17.10 in the past 12 months.
What is TruCap Finance Limited’s market cap?
TruCap Finance Limited’s market cap is ₹582.42M.
When is TruCap Finance Limited’s upcoming earnings report date?
TruCap Finance Limited’s upcoming earnings report date is Aug 07, 2026 which is in 14 days.
How were TruCap Finance Limited’s earnings last quarter?
TruCap Finance Limited released its earnings results on May 25, 2026. The company reported -₹2.35 earnings per share for the quarter, missing the consensus estimate of N/A by -₹2.35.
Is TruCap Finance Limited overvalued?
According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued.
Does TruCap Finance Limited pay dividends?
TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
What is TruCap Finance Limited’s EPS estimate?
TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruCap Finance Limited have?
TruCap Finance Limited has 118,861,870 shares outstanding.
What happened to TruCap Finance Limited’s price movement after its last earnings report?
TruCap Finance Limited reported an EPS of -₹2.35 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.493%.
Which hedge fund is a major shareholder of TruCap Finance Limited?
Currently, no hedge funds are holding shares in IN:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruCap Finance Limited
TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is headquartered in Mumbai, India. TruCap Finance Limited operates as a subsidiary Wilson Holdings Private Limited.
Technical Analysis
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