TruCap Finance Limited (IN:TRU)
:TRU
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TRU Stock Chart & Stats
₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)
Day’s Range― - ―
52-Week Range₹4.51 - ₹20.55
Previous CloseN/A
Volume256.70K
Average Volume (3M)68.05K
Market Cap
₹677.51M
Enterprise Value₹3.84B
Total Cash (Recent Filing)₹258.66M
Total Debt (Recent Filing)₹3.26B
Price to Earnings (P/E)―
Beta-0.06
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.12%
Share Statistics
EPS (TTM)-9.13
Shares Outstanding118,861,870
10 Day Avg. Volume65,470
30 Day Avg. Volume68,053
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)1.08
Price to Sales (P/S)0.64
P/FCF Ratio-2.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Operational Scale / WorkforceA workforce of 772 indicates durable operational capacity and institutional knowledge for credit underwriting, collection, and servicing. This human-capital base supports scalable operations, faster execution of process improvements, and the ability to ramp volumes if credit demand recovers.
Proven Cash Generation In A Prior YearThe strong operating and free cash flow in FY2025 demonstrates the business can generate cash when portfolio performance and origination environments are favorable. That historical cash-generation capability supports long-term viability if management restores underwriting and collection discipline.
Active Reduction In Nominal DebtA year-over-year decline in total debt shows management has taken steps to trim absolute leverage. If sustained, this reduces interest burden and rollover risk, improving solvency metrics and providing more flexibility to stabilize the business during prolonged recovery periods.
Bears Say
Very High LeverageDebt-to-equity near 6.5x leaves a thin equity cushion and creates structural financial fragility. High leverage amplifies earnings volatility, raises fixed financing costs, and limits ability to absorb loan losses or fund operations internally, increasing long-term solvency and refinancing risk.
Sharp Revenue Decline And Volatile ProfitabilityA large revenue contraction coupled with swings into deep losses signals structural stress in origination, pricing, or portfolio performance. Persistent top-line weakness undermines margin sustainability and makes consistent profit recovery uncertain without clear improvements to the core business model.
Return To Negative Operating Cash FlowReversion to negative operating and free cash flow increases reliance on external funding or asset disposals. Combined with high leverage, negative cash generation constrains capital allocation, heightens refinancing needs, and raises the risk that the company cannot sustain operations if market access tightens.
TruCap Finance Limited News
TRU FAQ
What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.51 and its highest was ₹20.55 in the past 12 months.
What is TruCap Finance Limited’s market cap?
TruCap Finance Limited’s market cap is ₹677.51M.
When is TruCap Finance Limited’s upcoming earnings report date?
TruCap Finance Limited’s upcoming earnings report date is Aug 07, 2026 which is in 62 days.
How were TruCap Finance Limited’s earnings last quarter?
TruCap Finance Limited released its earnings results on May 25, 2026. The company reported -₹2.35 earnings per share for the quarter, missing the consensus estimate of N/A by -₹2.35.
Is TruCap Finance Limited overvalued?
According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued.
Does TruCap Finance Limited pay dividends?
TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
What is TruCap Finance Limited’s EPS estimate?
TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruCap Finance Limited have?
TruCap Finance Limited has 118,861,870 shares outstanding.
What happened to TruCap Finance Limited’s price movement after its last earnings report?
TruCap Finance Limited reported an EPS of -₹2.35 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.493%.
Which hedge fund is a major shareholder of TruCap Finance Limited?
Currently, no hedge funds are holding shares in IN:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruCap Finance Limited
TruCap Finance Limited, a non-banking finance company, engages in the lending business in India. The company operates in two segments, Fund based Activities and Advisory services. It offers micro enterprise loans, SME loans, other structured business, personal loans, gold loans, and related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is based in Mumbai, India. TruCap Finance Limited is a subsidiary Wilson Holdings Private Limited.
Technical Analysis
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