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Viji Finance Ltd. (IN:VIJIFIN)
:VIJIFIN
India Market
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Viji Finance Ltd. (VIJIFIN) Price & Analysis

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VIJIFIN Stock Chart & Stats

₹9.33
₹0.18(1.94%)
At close: 4:00 PM EDT
₹9.33
₹0.18(1.94%)

Bulls Say, Bears Say

Bulls Say
Revenue And Profitability ReboundThe FY2026 rebound shows the company can generate substantial revenue and operating profitability when conditions improve. Strong margins create potential internal funding capacity and indicate that the lending model can produce meaningful earnings, although durability depends on maintaining this performance across future periods.
Improved Capital PositionLower leverage and a larger equity base provide a stronger financial foundation for an NBFC than the company had in FY2024–FY2025. This improves balance-sheet resilience and may support future lending capacity, while also reducing the strain that debt can place on earnings and capital flexibility.
Operating Cash Flow RecoveryThe return to positive operating cash flow is an encouraging improvement in the company’s ability to convert reported business activity into cash. If sustained, it could strengthen funding flexibility and reduce reliance on external capital, though the recovery is not yet supported by positive free cash flow.
Bears Say
Weak Cash ConversionPersistent negative operating and free cash flow despite reported net income raises concerns about earnings quality and cash conversion. For an NBFC, this can constrain reinvestment and lending capacity, increase dependence on financing, and make the latest profitability rebound less dependable until cash generation improves consistently.
Volatile Earnings HistoryThe sharp swings in profitability show that recent earnings strength has not yet established a stable multi-year pattern. Such volatility makes forward performance less predictable, complicates capital planning, and increases the risk that FY2026 margins represent a rebound from weakness rather than a durable new baseline.
Uneven Leverage And Returns Track RecordAlthough FY2026 leverage is more manageable, the history of large leverage swings indicates that balance-sheet strength has not been consistently maintained. Modest prior-year returns on equity also suggest capital has not always been deployed efficiently, limiting confidence in sustained shareholder returns.

Viji Finance Ltd. News

VIJIFIN FAQ

What was Viji Finance Ltd.’s price range in the past 12 months?
Viji Finance Ltd. lowest stock price was ₹1.97 and its highest was ₹17.37 in the past 12 months.
    What is Viji Finance Ltd.’s market cap?
    Viji Finance Ltd.’s market cap is ₹3.10B.
      When is Viji Finance Ltd.’s upcoming earnings report date?
      Viji Finance Ltd.’s upcoming earnings report date is Oct 14, 2026 which is today.
        How were Viji Finance Ltd.’s earnings last quarter?
        Viji Finance Ltd. released its earnings results on Jul 14, 2026. The company reported ₹0.066 earnings per share for the quarter.
          Is Viji Finance Ltd. overvalued?
          According to Wall Street analysts Viji Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Viji Finance Ltd. pay dividends?
            Viji Finance Ltd. pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.26%. See more information on Viji Finance Ltd. dividends here
              What is Viji Finance Ltd.’s EPS estimate?
              Viji Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Viji Finance Ltd. have?
              Viji Finance Ltd. has 221,000,000 shares outstanding.
                What happened to Viji Finance Ltd.’s price movement after its last earnings report?
                Viji Finance Ltd. reported an EPS of ₹0.066 in its last earnings report. Following the earnings report the stock price went up 1.911%.
                  Which hedge fund is a major shareholder of Viji Finance Ltd.?
                  Currently, no hedge funds are holding shares in IN:VIJIFIN
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Viji Finance Ltd.

                    Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers personal and business loans, gold loans, corporate finance, infrastructure/project finance, and personal finance services. Viji Finance Limited was formerly known as Panjon Finance Limited and changed its name to Viji Finance Limited in September 2012. The company was incorporated in 1994 and is based in Indore, India.

                    Viji Finance Ltd. (VIJIFIN) Earnings & Revenues

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