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2003 Stock Chart & Stats
HK$0.93
HK$0.00(0.00%)
At close: 4:00 PM EDT
HK$0.93
HK$0.00(0.00%)
Day’s Range― - ―
52-Week RangeHK$0.83 - HK$3.58
Previous CloseN/A
Volume51.40K
Average Volume (3M)38.32K
Market Cap
HK$456.94M
Enterprise Value-HK$1.41K
Total Cash (Recent Filing)HK$2.16B
Total Debt (Recent Filing)HK$559.42M
Price to Earnings (P/E)―
Beta0.30
Next Earnings
Mar 24, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield26.6%
Share Statistics
EPS (TTM)-1.56
Shares Outstanding489,459,780
10 Day Avg. Volume10,540
30 Day Avg. Volume38,320
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.28
Price to Sales (P/S)0.57
P/FCF Ratio0.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue ReboundThe strong 2025 revenue rebound indicates renewed business activity and potential operating scale. If the company can sustain this growth, higher revenue could improve fixed-cost absorption and support future earnings recovery.
Strong Cash GenerationSubstantial positive operating and free cash flow provides internal funding for lending activity, obligations and investment. This cash-generation capacity is a fundamental strength, even though its durability depends on reducing historical volatility.
Improved LeverageLower leverage than in 2021–2023 suggests a better-capitalized balance sheet and more financial flexibility. Reduced debt dependence can help the company absorb credit-cycle pressure while supporting continued lending operations.
Bears Say
Net Loss And Weak ProfitabilityThe sharp move from profitability to a net loss weakens confidence in earnings durability. Negative operating profitability suggests that revenue growth is not currently translating into sustainable shareholder returns or reliable capital generation.
Declining EquityA shrinking equity base indicates that recent losses are eroding the capital supporting the business. Persistent capital depletion could constrain lending capacity, reduce resilience and increase dependence on external funding over time.
Volatile Cash FlowHistorical swings between positive and negative cash generation make liquidity planning less predictable. The inconsistency may reflect working-capital or timing effects, but it still reduces confidence that current cash flow can be sustained.
VCREDIT Holdings Limited News
2003 FAQ
What was VCREDIT Holdings Limited’s price range in the past 12 months?
VCREDIT Holdings Limited lowest stock price was HK$0.83 and its highest was HK$3.58 in the past 12 months.
What is VCREDIT Holdings Limited’s market cap?
VCREDIT Holdings Limited’s market cap is HK$456.94M.
When is VCREDIT Holdings Limited’s upcoming earnings report date?
VCREDIT Holdings Limited’s upcoming earnings report date is Mar 24, 2027 which is in 189 days.
How were VCREDIT Holdings Limited’s earnings last quarter?
VCREDIT Holdings Limited released its earnings results on Aug 24, 2026. The company reported HK$0.031 earnings per share for the quarter.
Is VCREDIT Holdings Limited overvalued?
According to Wall Street analysts VCREDIT Holdings Limited’s price is currently Overvalued.
Does VCREDIT Holdings Limited pay dividends?
VCREDIT Holdings Limited pays a Quarterly dividend of HK$0.05 which represents an annual dividend yield of 26.6%. See more information on VCREDIT Holdings Limited dividends here
What is VCREDIT Holdings Limited’s EPS estimate?
VCREDIT Holdings Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does VCREDIT Holdings Limited have?
VCREDIT Holdings Limited has 489,459,780 shares outstanding.
What happened to VCREDIT Holdings Limited’s price movement after its last earnings report?
VCREDIT Holdings Limited reported an EPS of HK$0.031 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of VCREDIT Holdings Limited?
Currently, no hedge funds are holding shares in HK:2003
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
VCREDIT Holdings Limited Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-71.57%
12-Months-Change
Fundamentals
Return on Equity
26.60%
Trailing 12-Months
Asset Growth
-60.31%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
VCREDIT Holdings Limited
VCREDIT Holdings Limited functions as an investment holding company, specializing in providing consumer financial services to prime and near-prime borrowers throughout China. Its product portfolio encompasses credit card balance transfers and various consumption credit options. The company also delivers a range of other services, including loan facilitation, guarantee provisions, micro-lending, financial leasing, and technology solutions. Founded in 2006, the firm was originally named Vision Capital Group Limited before changing to VCREDIT Holdings Limited. Its headquarters are situated in Admiralty, Hong Kong.
Technical Analysis
51 Credit Card Inc.
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AEON Credit Service (Asia) Co., Ltd.
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Quanzhou Huixin Micro-credit Co., Ltd. Class H
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Global International Credit Group Ltd.
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Zuoli Kechuang Micro-finance Co. Ltd. Class H
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