51 Credit Card Inc. (HK:2051)
:2051
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2051 Stock Chart & Stats
HK$0.52
>-HK$0.01(-1.60%)
At close: 4:00 PM EST
HK$0.52
>-HK$0.01(-1.60%)
Day’s Range― - ―
52-Week RangeHK$0.31 - HK$0.87
Previous CloseN/A
Volume45.00K
Average Volume (3M)3.55M
Market Cap
HK$806.84M
Enterprise ValueHK$548.03M
Total Cash (Recent Filing)HK$214.18M
Total Debt (Recent Filing)HK$16.02M
Price to Earnings (P/E)―
Beta0.98
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.10
Shares Outstanding1,629,984,300
10 Day Avg. Volume2,347,100
30 Day Avg. Volume3,554,366
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.07
Price to Sales (P/S)2.96
P/FCF Ratio-7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Low, Improving LeverageThe company's debt load has fallen materially over three years, producing a conservative capital structure and flexibility. Low and improving leverage reduces near-term refinancing risk and gives management optionality to support operations or invest strategically while execution issues are addressed.
Strong Revenue ReboundA near-45% revenue increase in 2025 signals underlying demand recovery and stronger top-line momentum versus prior volatile years. Sustained revenue lift provides a durable foundation for scaling operations and improving unit economics if management can convert growth into stable gross and operating margins.
Historic Cash-generation CapabilityThe company has demonstrated the ability to generate positive free cash flow in recent history, showing the business model can be cash-generative. This indicates that, with restored profitability or cost control, the firm could return to internal funding rather than perpetual external financing.
Bears Say
Sizable Net LossesVery large negative net margins over consecutive years materially erode equity and limit reinvestment capacity. Persistent deep losses signal structural issues in converting revenue to profit and raise the likelihood the company must alter its business model, cut costs, or seek external capital to sustain operations.
Return To Cash BurnOperating and free cash flow swung deeply negative in 2025, reversing earlier positivity. Sustained cash burn increases funding risk, may force dilutive financing or spending cuts, and constrains long-term strategic investments, making fiscal stability contingent on restoring positive cash conversion.
Very Low Gross MarginsExtremely thin gross margins limit the firm's ability to cover fixed costs and scale profitably. With such low underlying economics, any volatility in operating expenses or customer acquisition costs can quickly push results into deeper losses, making sustainable profitability a challenging structural objective.
51 Credit Card Inc. News
2051 FAQ
What was 51 Credit Card Inc.’s price range in the past 12 months?
51 Credit Card Inc. lowest stock price was HK$0.31 and its highest was HK$0.87 in the past 12 months.
What is 51 Credit Card Inc.’s market cap?
51 Credit Card Inc.’s market cap is HK$806.84M.
When is 51 Credit Card Inc.’s upcoming earnings report date?
51 Credit Card Inc.’s upcoming earnings report date is Aug 27, 2026 which is in 79 days.
How were 51 Credit Card Inc.’s earnings last quarter?
51 Credit Card Inc. released its earnings results on Mar 27, 2026. The company reported -HK$0.07 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.07.
Is 51 Credit Card Inc. overvalued?
According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued.
Does 51 Credit Card Inc. pay dividends?
51 Credit Card Inc. does not currently pay dividends.
What is 51 Credit Card Inc.’s EPS estimate?
51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does 51 Credit Card Inc. have?
51 Credit Card Inc. has 1,629,984,300 shares outstanding.
What happened to 51 Credit Card Inc.’s price movement after its last earnings report?
51 Credit Card Inc. reported an EPS of -HK$0.07 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -6.25%.
Which hedge fund is a major shareholder of 51 Credit Card Inc.?
Currently, no hedge funds are holding shares in HK:2051
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
51 Credit Card Inc.
Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.
Technical Analysis
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