TipRanks
AEON Credit Service (Asia) Co., Ltd. (HK:0900)
:0900
Hong Kong Market
Want to see HK:0900 full AI Analyst Report?

AEON Credit Service (Asia) Co., Ltd. (0900) Price & Analysis

3 Followers

0900 Stock Chart & Stats

HK$9.06
HK$0.06(0.68%)
At close: 4:00 PM EDT
HK$9.06
HK$0.06(0.68%)

Bulls Say, Bears Say

Bulls Say
Strong ProfitabilityA roughly 25% TTM net margin indicates strong current earnings power for a credit-services business. Healthy operating profitability can support investment in underwriting, servicing, and customer growth while providing resilience against moderate changes in funding or credit costs.
Improved Revenue MomentumThe improvement in TTM revenue growth suggests the company has regained commercial momentum after a slower annual period. Sustained growth in lending and payment activity would broaden the earnings base and improve operating leverage across its consumer finance platform.
Growing Equity BaseMulti-year equity growth combined with steady returns on equity indicates the company has continued generating profits on an expanding capital base. This supports balance-sheet capacity for ongoing lending activity and provides a stronger foundation than a business reliant only on debt expansion.
Bears Say
Weak Cash ConversionVery low operating cash flow relative to reported earnings weakens confidence that accounting profits are converting consistently into cash. The sharp TTM free-cash-flow decline and prior negative periods may constrain internally funded growth and reduce flexibility during credit or funding stress.
Rising LeverageThe sustained increase in debt-to-equity means the company is becoming more sensitive to funding conditions and credit-cycle deterioration. Although leverage remains described as meaningful but not extreme, higher debt reliance can amplify earnings pressure and limit future capital-allocation flexibility.
Uneven Revenue And MarginsThe sharp 2025 revenue contraction and subsequent margin compression show that recent earnings performance has not been consistently linear. This uneven pattern makes the durability of current profitability less certain and raises the importance of maintaining renewed revenue momentum.

AEON Credit Service (Asia) Co., Ltd. News

0900 FAQ

What was AEON Credit Service (Asia) Co., Ltd.’s price range in the past 12 months?
AEON Credit Service (Asia) Co., Ltd. lowest stock price was HK$7.01 and its highest was HK$9.29 in the past 12 months.
    What is AEON Credit Service (Asia) Co., Ltd.’s market cap?
    AEON Credit Service (Asia) Co., Ltd.’s market cap is HK$3.76B.
      When is AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date?
      AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date is Sep 28, 2026 which is in 5 days.
        How were AEON Credit Service (Asia) Co., Ltd.’s earnings last quarter?
        AEON Credit Service (Asia) Co., Ltd. released its earnings results on Jun 25, 2026. The company reported HK$0.325 earnings per share for the quarter.
          Is AEON Credit Service (Asia) Co., Ltd. overvalued?
          According to Wall Street analysts AEON Credit Service (Asia) Co., Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does AEON Credit Service (Asia) Co., Ltd. pay dividends?
            AEON Credit Service (Asia) Co., Ltd. pays a Semiannually dividend of HK$0.33 which represents an annual dividend yield of 6.44%. See more information on AEON Credit Service (Asia) Co., Ltd. dividends here
              What is AEON Credit Service (Asia) Co., Ltd.’s EPS estimate?
              AEON Credit Service (Asia) Co., Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does AEON Credit Service (Asia) Co., Ltd. have?
              AEON Credit Service (Asia) Co., Ltd. has 418,765,600 shares outstanding.
                What happened to AEON Credit Service (Asia) Co., Ltd.’s price movement after its last earnings report?
                AEON Credit Service (Asia) Co., Ltd. reported an EPS of HK$0.325 in its last earnings report. Following the earnings report the stock price went down -0.241%.
                  Which hedge fund is a major shareholder of AEON Credit Service (Asia) Co., Ltd.?
                  Currently, no hedge funds are holding shares in HK:0900
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    AEON Credit Service (Asia) Co., Ltd. Stock Smart Score

                    7
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    35.74%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    6.44%
                    Trailing 12-Months
                    Asset Growth
                    5.90%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    AEON Credit Service (Asia) Co., Ltd.

                    AEON Credit Service (Asia) Company Limited, alongside its associated companies, operates predominantly within the consumer financial sector across Hong Kong. The organization structures its operations into three main divisions: Credit Cards, Personal Loans, and Insurance. The Credit Card segment furnishes credit facilities to individual clients and handles merchant acquisition services for affiliated stores. Its Personal Loans division provides various financing solutions directly to individuals. Meanwhile, the Insurance segment functions as both an agency and a brokerage, offering diverse insurance products. Additionally, the company delivers card payment processing and microfinance services. Established in 1987, the firm's principal office is located in Tsim Sha Tsui, Hong Kong. AEON Credit Service (Asia) Company Limited operates as a subsidiary of AEON Financial Service (Hong Kong) Co., Limited.

                    AEON Credit Service (Asia) Co., Ltd. (0900) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Gome Finance Technology Co
                    51 Credit Card Inc.
                    VCREDIT Holdings Limited
                    Qfin Holdings
                    Lufax Holding Ltd Class A
                    Popular Stocks