Quanzhou Huixin Micro-credit Co., Ltd. Class H (1577) Stock Price & Analysis

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1577 Stock Chart & Stats

HK$1.03HK$0.00(0.00%)

At close: Nov 10 4:00 PM GMT+8

Day’s Range: HKD 0.99 - HKD 1.07
52-Week Range: HKD 0.30 - HKD 1.24
Previous Close: HKD 1.03
Volume: N/A
Average Volume (3M): 11.87K
Market Cap: HKD 700.40M
Enterprise Value: HKD 683.33M
Total Cash (Recent Filing): HKD 98.82M
Total Debt (Recent Filing): HKD 41.29M
Price to Earnings (P/E): 6.0
Beta: 0.46
Next Earnings: Mar 31, 2027 (Est.)
EPS Estimate: N/A
Last Dividend Ex-Date: Jun 17, 2026
Dividend Yield: 5.58%

Bulls Say, Bears Say

Bulls Say

High Profitability

Exceptionally strong gross, operating, and net margins indicate that the lending model has generated substantial profitability relative to revenue. If maintained, this margin profile can support internal reinvestment, absorb credit-related costs, and preserve earnings resilience over the next several quarters.

Strong Cash Generation

Operating cash flow consistently covering earnings and free cash flow generally tracking net income suggest strong earnings quality and effective cash conversion. This provides financial capacity to support lending activity, shareholder returns, or balance-sheet strengthening without relying solely on external funding.

Conservative Balance Sheet

The large equity base and generally low leverage provide a meaningful financial buffer for a credit-services business. Modest overall leverage reduces balance-sheet risk and gives management greater flexibility to withstand business fluctuations while continuing to deploy capital into lending opportunities.

Bears Say

Revenue Volatility

Uneven revenue growth, including a notable decline in 2025, makes the company’s earnings trajectory less predictable even though margins remain strong. Persistent top-line volatility could complicate loan-book planning, capital allocation, and the ability to sustain consistent profitability through changing demand.

Debt Increase

The sharp 2025 increase in debt raises leverage from an exceptionally low starting point and introduces a more meaningful financing burden. Although overall leverage remains modest, continued debt growth could reduce financial flexibility and increase sensitivity to weaker operating performance or funding needs.

Cash Flow Volatility

Volatility in free cash flow growth reduces confidence that surplus cash generation will remain steady from year to year. That variability can make dividends, lending expansion, and other capital-allocation decisions less predictable, even though free cash flow rebounded sharply in 2025.

Quanzhou Huixin Micro-credit Co., Ltd. Class H News

Quanzhou Huixin Micro-credit Finalises Amendments to Articles of Association

The latest update is out from Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ). Quanzhou Huixin Micro-credit Co., Ltd. has secured shareholder approval for a special resolution to

2M ago1577

Quanzhou Huixin Micro-credit Delivers Steady Interim Profit on Rising Lending Income

Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) has issued an announcement. Quanzhou Huixin Micro-credit reported unaudited interim results for the six months ended 30 June 2026, showing

2M ago1577

Quanzhou Huixin Micro-credit Sets August Board Meeting to Review Interim Results and Dividend

An update from Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) is now available. Quanzhou Huixin Micro-credit Co., Ltd. has scheduled a board meeting for 25 August 2026

3M ago1577

Quanzhou Huixin boosts liquidity with profitable sale of Three-Circle shares

Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) has provided an announcement. Quanzhou Huixin Micro-credit Co., Ltd., a PRC-based microfinance provider serving local entrepreneurs, SMEs and microenterprises, also

4M ago1577

Quanzhou Huixin Micro-credit Realises Gain on Three-Circle Share Disposal

Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) has shared an announcement. Quanzhou Huixin Micro-credit has disposed of a tranche of its holdings in Three-Circle shares on the

4M ago1577

Quanzhou Huixin Micro-credit Sets 2025 Final Dividend and Outlines Tax Treatment for H Shareholders

Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) has shared an announcement. Quanzhou Huixin Micro-credit Co., Ltd. has declared a final ordinary dividend of RMB 0.05 per share

5M ago1577

Quanzhou Huixin Micro-credit unlocks RMB53 million from sale of Three-Circle stake

The latest update is out from Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ). Quanzhou Huixin Micro-credit Co., Ltd. has disposed of a stake in Shenzhen-listed Three-Circle through

5M ago1577

Quanzhou Huixin Shareholders Approve 2025 Accounts and Final Dividend at AGM

Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) has issued an announcement. Quanzhou Huixin Micro-credit Co., Ltd., a Hong Kong-listed microfinance lender operating in Quanzhou, Fujian, provides small-scale

5M ago1577

Quanzhou Huixin Micro-credit Sets June 2026 AGM to Approve 2025 Results and Share Issuance Mandate

Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) has provided an announcement. Quanzhou Huixin Micro-credit Co., Ltd. has convened its annual general meeting for 11 June 2026 in

6M ago1577

Quanzhou Huixin Tightens Controls After Clarifying Loan Terms

Quanzhou Huixin Micro-credit Co., Ltd. Class H ( ($HK:1577) ) just unveiled an update. Quanzhou Huixin Micro-credit has issued a further clarification regarding previously announced discloseable transactions related to the

7M ago1577

1577 FAQ

What was Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price range in the past 12 months?

Quanzhou Huixin Micro-credit Co., Ltd. Class H lowest stock price was HK$0.30 and its highest was HK$1.24 in the past 12 months.

What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap?

Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap is HK$700.40M.

When is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Quanzhou Huixin Micro-credit Co., Ltd. Class H’s earnings last quarter?

Quanzhou Huixin Micro-credit Co., Ltd. Class H released its earnings results on Aug 25, 2026. The company reported HK$0.073 earnings per share for the quarter.

Is Quanzhou Huixin Micro-credit Co., Ltd. Class H overvalued?

Not enough analysts have published a price target to calculate whether the price is overvalued.

Does Quanzhou Huixin Micro-credit Co., Ltd. Class H pay dividends?

Quanzhou Huixin Micro-credit Co., Ltd. Class H pays an annual dividend of HK$0.057 which represents an annual dividend yield of 5.58%. See more information on Quanzhou Huixin Micro-credit Co., Ltd. Class H dividends here

What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate?

Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Quanzhou Huixin Micro-credit Co., Ltd. Class H have?

Quanzhou Huixin Micro-credit Co., Ltd. Class H has 180,000,000 shares outstanding.

What happened to Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price movement after its last earnings report?

Quanzhou Huixin Micro-credit Co., Ltd. Class H reported an EPS of HK$0.073 in its last earnings report. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Quanzhou Huixin Micro-credit Co., Ltd. Class H?

Currently, no hedge funds are holding shares in HK:1577

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

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