Quanzhou Huixin Micro-credit Co., Ltd. Class H (HK:1577)
:1577
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1577 Stock Chart & Stats
HK$1.00
-HK$0.01(-1.41%)
At close: 4:00 PM EST
HK$1.00
-HK$0.01(-1.41%)
Day’s Range― - ―
52-Week RangeHK$0.30 - HK$1.18
Previous CloseN/A
Volume26.00K
Average Volume (3M)52.67K
Market Cap
HK$768.40M
Enterprise ValueHK$654.96M
Total Cash (Recent Filing)HK$59.35M
Total Debt (Recent Filing)HK$109.33M
Price to Earnings (P/E)8.6
Beta0.72
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.46%
Share Statistics
EPS (TTM)0.11
Shares Outstanding180,000,000
10 Day Avg. Volume6,000
30 Day Avg. Volume52,666
Financial Highlights & Ratios
PEG Ratio0.82
Price to Book (P/B)0.47
Price to Sales (P/S)4.28
P/FCF Ratio3.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High ProfitabilitySustained high gross, operating and net margins indicate the core micro‑lending operations are efficient and have pricing power. Strong margins support durable ROE, provide a buffer against credit losses and underpin earnings quality even if revenues fluctuate over several quarters.
Strong Cash GenerationConsistent operating cash flow coverage of earnings and close FCF-to-net-income alignment signal high cash conversion and earnings quality. Reliable cash generation supports dividends, internal reinvestment and reserve building — key for a lender's long-term funding and capital plans.
Conservative Balance SheetA large equity base and modest leverage create a conservative capital structure that reduces solvency risk and preserves financial flexibility. This strengthens the company's ability to absorb provisioning shocks and fund measured growth without immediate external funding pressure.
Bears Say
Revenue VolatilityMaterial swings in revenue, including a drop in 2025, weaken predictability of interest income and loan origination volumes. For a micro‑lender, erratic top-line trends complicate provisioning, stress testing and strategic planning, increasing earnings and operational uncertainty over months.
Rising Leverage In 2025A marked increase in debt in 2025 reduces the prior low-leverage cushion and raises financial risk. Persistently higher leverage can elevate funding costs, constrain capital allocation flexibility and heighten sensitivity to rate moves or credit deterioration for a consumer finance firm.
Volatile Free Cash FlowIrregular free cash flow growth undermines visibility on sustainably available cash for dividends, reinvestment or deleveraging. For a lending business that requires predictable funding and reserves, FCF volatility complicates balance sheet management and strategic capital decisions.
Quanzhou Huixin Micro-credit Co., Ltd. Class H News
1577 FAQ
What was Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price range in the past 12 months?
Quanzhou Huixin Micro-credit Co., Ltd. Class H lowest stock price was HK$0.29 and its highest was HK$1.18 in the past 12 months.
What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap?
Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap is HK$768.40M.
When is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s upcoming earnings report date?
Quanzhou Huixin Micro-credit Co., Ltd. Class H’s upcoming earnings report date is Sep 01, 2026 which is in 77 days.
How were Quanzhou Huixin Micro-credit Co., Ltd. Class H’s earnings last quarter?
Quanzhou Huixin Micro-credit Co., Ltd. Class H released its earnings results on Mar 26, 2026. The company reported HK$0.092 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.092.
Is Quanzhou Huixin Micro-credit Co., Ltd. Class H overvalued?
According to Wall Street analysts Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price is currently Overvalued.
Does Quanzhou Huixin Micro-credit Co., Ltd. Class H pay dividends?
Quanzhou Huixin Micro-credit Co., Ltd. Class H pays a Annually dividend of HK$0.058 which represents an annual dividend yield of 5.46%. See more information on Quanzhou Huixin Micro-credit Co., Ltd. Class H dividends here
What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate?
Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Quanzhou Huixin Micro-credit Co., Ltd. Class H have?
Quanzhou Huixin Micro-credit Co., Ltd. Class H has 180,000,000 shares outstanding.
What happened to Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price movement after its last earnings report?
Quanzhou Huixin Micro-credit Co., Ltd. Class H reported an EPS of HK$0.092 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.952%.
Which hedge fund is a major shareholder of Quanzhou Huixin Micro-credit Co., Ltd. Class H?
Currently, no hedge funds are holding shares in HK:1577
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Quanzhou Huixin Micro-credit Co., Ltd. Class H
Quanzhou Huixin Micro-credit Co., Ltd., a microfinance firm operating in the People's Republic of China, specializes in providing a range of short-duration financial products. Its lending portfolio encompasses revolving credit lines, jointly guaranteed loans, specific payment-focused advances, interim (bridge) financing, and swiftly accessible collateral-based loans. The company's clientele includes aspiring entrepreneurs, small and medium-sized enterprises (SMEs), and micro-businesses. Additionally, it extends its services to include investment and information technology advisory, financial leasing, real estate brokerage, and the wholesale supply of building materials. Established in 2010, the company's primary operational base is situated in Quanzhou, PRC.
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