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Group 1 Automotive (GPI)
NYSE:GPI
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Group 1 Automotive (GPI) AI Stock Analysis

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GPI

Group 1 Automotive

(NYSE:GPI)

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Neutral 52 (OpenAI - 5.2)
Rating:52Neutral
Price Target:
$300.00
▼(-9.33% Downside)
Action:Reiterated
Date:07/31/26
The score is held back primarily by weakening financial performance (margin compression, reduced returns, and softer free cash flow versus debt) and bearish technical positioning (below all major moving averages). These are partially offset by reasonable valuation (P/E ~13.4) and a generally positive earnings-call outlook focused on aftersales strength, cost reductions, and continued capital returns, though near-term volume and execution risks remain.
Positive Factors
Aftersales/Service Recurring Revenue
Growing same-store aftersales revenue and repair volumes strengthen a recurring, higher-margin earnings stream that is less cyclical than new-vehicle sales. Durable service demand from an expanding installed base supports steadier cash flow, margin resilience and valuation tailwinds over the medium term.
Negative Factors
Margin Compression
Sustained margin compression reduces the company's ability to convert revenue into profits and free cash flow. For a dealership model with thin cyclical returns, lower margins amplify earnings sensitivity to unit declines and raise execution required to restore ROIC and shareholder returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Aftersales/Service Recurring Revenue
Growing same-store aftersales revenue and repair volumes strengthen a recurring, higher-margin earnings stream that is less cyclical than new-vehicle sales. Durable service demand from an expanding installed base supports steadier cash flow, margin resilience and valuation tailwinds over the medium term.
Read all positive factors

Group 1 Automotive (GPI) vs. SPDR S&P 500 ETF (SPY)

Group 1 Automotive Business Overview & Revenue Model

Company Description
Group 1 Automotive, Inc. functions as an automotive retail enterprise, operating through its various subsidiary companies. The firm's primary activities include vending new and pre-owned automobiles and light commercial vehicles, as well as vehicl...
How the Company Makes Money
Group 1 Automotive generates revenue primarily through a dealership-based retail model with multiple complementary income streams. (1) New vehicle sales: GPI sells new cars and light trucks through franchised dealerships; revenue is recognized fro...

Group 1 Automotive Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Oct 28, 2026
Earnings Call Sentiment Positive
The call presents a generally constructive picture: the company delivered solid revenue, gross profit and adjusted earnings, demonstrated strong aftersales momentum, improved F&I and dealer productivity (notably via virtual F&I), and outlined a credible $50 million annualized cost program while maintaining liquidity and active capital returns. Offsets include continued unit-volume pressure in new and used vehicles, used-vehicle margin compression (~3% decline), weather-driven aftersales disruption (~$7M), elevated U.S. SG&A (~70.5% of gross in Q1) prompting the headcount reductions (~700 roles), and some one-time/regulatory costs in the U.K. On balance, management's operational fixes, aftersales strength and capital discipline appear to outweigh the near-term challenges.
Positive Updates
Solid Top-Line and Profitability
Revenue of $5.4 billion, gross profit of $878 million, adjusted net income of $104 million and adjusted diluted EPS of $8.66 for Q1 2026.
Negative Updates
Volume Pressures in New and Used Vehicles
New vehicle unit sales declined on both a reported and same-store basis in the U.S.; used vehicle retail units also declined on reported and same-store bases.
Read all updates
Q2-2026 Updates
Negative
Solid Top-Line and Profitability
Revenue of $5.4 billion, gross profit of $878 million, adjusted net income of $104 million and adjusted diluted EPS of $8.66 for Q1 2026.
Read all positive updates
Company Guidance
Management's guidance emphasized cost discipline, capital allocation and operational levers to drive improvement: Q1 results were revenues $5.4B, gross profit $878M, adjusted net income $104M and adjusted diluted EPS $8.66, with an estimated ~$7M weather hit to gross profit; they expect US cost actions (700 roles eliminated, ~$35M headcount + ~$15M contract savings = $50M annualized) to begin benefiting in Q2 (~$12.5M/quarter) and could shave ~200 bps off US SG&A (from ~70.5% toward ~68.5%), while liquidity stood at $714.3M (cash $191M, $523M available on acquisition line), rent‑adjusted leverage 3.09x, adjusted operating cash flow $147M and free cash flow $95M after $53M CapEx; capital priorities include continued buybacks (205,190 shares repurchased in Q1 for ~$72M at $353.08, ~1.7% of shares, $306.3M authorization remaining), selective M&A (2 CA Mercedes‑Benz divested; in UK 1 Skoda + 2 VW acquired, 1 VW + 1 Skoda disposed; framework with Geely and 3 Geely deals opening in Q2), and operational initiatives expected to sustain margins (US new vehicle GPU >$3,300/car, sequential new GPU 3,260→3,313, used GPUs down ~3% but PRU and adjusted F&I GPUs up ~4% with US same‑store customer pay gross ~+6% and UK same‑store parts & service gross +20%; same‑store F&I PRU 1,128 +8%); management reiterated mid‑single‑digit after‑sales growth expectations and ongoing rollout of virtual F&I (installed in 1/3 of US stores doing 20% of deals) with continued benefits into 2027.

Group 1 Automotive Financial Statement Overview

Summary
Financials reflect post-peak normalization. Revenue is slightly down (-1.4% TTM) and profitability has compressed materially (TTM net margin ~1.5% vs ~2.5% in 2024; TTM EBIT margin ~3.4% vs ~5.4% in 2023). Leverage is elevated (debt-to-equity ~2.0) for a cyclical model, and cash flow flexibility is reduced with TTM operating cash flow modest versus debt and free cash flow down ~48% YoY, despite remaining positive.
Income Statement
56
Neutral
Balance Sheet
52
Neutral
Cash Flow
47
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue22.15B22.57B19.93B17.87B16.22B13.48B
Gross Profit3.47B3.50B3.24B3.02B2.97B2.44B
EBITDA824.70M881.90M1.02B1.06B1.18B963.20M
Net Income289.60M323.70M498.20M601.60M751.50M552.10M
Balance Sheet
Total Assets10.29B10.35B9.82B7.77B6.72B5.75B
Cash, Cash Equivalents and Short-Term Investments164.50M32.50M34.40M57.20M47.90M14.90M
Total Debt5.98B5.87B5.24B3.89B3.35B2.85B
Total Liabilities7.33B7.56B6.85B5.10B4.48B3.92B
Stockholders Equity2.95B2.79B2.97B2.67B2.24B1.83B
Cash Flow
Free Cash Flow138.10M374.90M221.60M-121.90M422.90M1.21B
Operating Cash Flow411.00M644.90M466.70M63.50M578.40M1.35B
Investing Cash Flow-277.80M-671.30M-1.28B-366.10M-484.60M-1.25B
Financing Cash Flow-20.50M18.50M800.70M311.90M-59.80M-164.70M

Group 1 Automotive Technical Analysis

Technical Analysis Sentiment
Negative
Last Price330.87
Price Trends
50DMA
310.90
Negative
100DMA
321.14
Negative
200DMA
350.32
Negative
Market Momentum
MACD
-7.12
Positive
RSI
36.03
Neutral
STOCH
5.12
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GPI, the sentiment is Negative. The current price of 330.87 is above the 20-day moving average (MA) of 311.54, above the 50-day MA of 310.90, and below the 200-day MA of 350.32, indicating a bearish trend. The MACD of -7.12 indicates Positive momentum. The RSI at 36.03 is Neutral, neither overbought nor oversold. The STOCH value of 5.12 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GPI.

Group 1 Automotive Risk Analysis

Group 1 Automotive disclosed 24 risk factors in its most recent earnings report. Group 1 Automotive reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Group 1 Automotive Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
$7.11B9.8033.18%-0.06%35.87%
66
Neutral
$8.47B12.7210.91%0.65%1.97%-10.60%
65
Neutral
$4.31B8.6513.04%4.12%-2.47%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
60
Neutral
$8.13B35.573.67%-1.69%-58.01%
56
Neutral
$2.89B14.3520.45%1.55%5.25%37.36%
52
Neutral
$3.42B11.929.96%0.63%0.81%-33.60%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GPI
Group 1 Automotive
277.60
-135.29
-32.77%
ABG
Asbury
219.47
-4.52
-2.02%
AN
AutoNation
215.78
21.38
11.00%
KMX
CarMax
56.67
1.42
2.57%
LAD
Lithia Motors
368.57
78.02
26.85%
SAH
Sonic Automotive
86.81
15.32
21.43%

Group 1 Automotive Corporate Events

Business Operations and StrategyStock BuybackFinancial DisclosuresM&A TransactionsPrivate Placements and Financing
Group 1 Automotive to Acquire Hennessy Dealership Assets
Neutral
Jul 30, 2026
On July 30, 2026, Group 1 Automotive reported second-quarter 2026 results showing a decline in revenue to $5.4 billion and net income from continuing operations to $103.0 million versus the prior year, reflecting softer consumer affordability and ...
Business Operations and StrategyExecutive/Board Changes
Group 1 Automotive Names CFO to Lead U.K. Operations
Positive
May 21, 2026
On May 19, 2026, Group 1 Automotive appointed its chief financial officer, Daniel McHenry, as president and chief executive of its U.K. business, succeeding Mark Raban, who departs after two years leading the unit. McHenry, a long-time executive w...
Business Operations and StrategyExecutive/Board ChangesDividendsShareholder Meetings
Group 1 Automotive boosts dividend, enhances shareholder rights
Positive
May 15, 2026
At its annual meeting held on May 12, 2026, Group 1 Automotive stockholders elected nine director nominees to serve until the 2027 annual meeting and approved, on an advisory basis, the compensation of the company’s named executive officers....
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 31, 2026