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Banco Santander (ES:SAN)
BME:SAN
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Banco Santander (SAN) Price & Analysis

369 Followers

SAN Stock Chart & Stats

€12.71
€0.08(0.64%)
At close: 4:00 PM EDT
€12.71
€0.08(0.64%)

Bulls Say, Bears Say

Bulls Say
Global Customer ScaleSantander’s expanding 182 million-customer franchise supports durable distribution advantages across retail, payments, wealth and commercial banking. Greater scale can deepen customer relationships, improve cross-selling opportunities and spread technology and operating costs across a broad international platform.
Diversified Revenue GrowthGrowth across net interest income, fees and payments indicates that earnings are not dependent on a single product or revenue stream. Faster fee and payments growth can make the business mix more resilient over time while supporting recurring income beyond lending spreads.
Capital And Efficiency StrengthStrong capital generation, attractive operating returns and improving efficiency provide a durable foundation for reinvestment and distributions. Lower costs and a better efficiency ratio can help Santander protect profitability through changing rates and credit conditions while funding strategic growth.
Bears Say
Higher Balance-sheet LeverageThe higher leverage profile increases Santander’s sensitivity to credit cycles, funding conditions and balance-sheet shocks. Although bank leverage is structurally high, the recent increase reduces financial flexibility and can make earnings and capital planning more vulnerable during adverse conditions.
Regional Credit And Margin PressureCredit pressure in Argentina and Brazil, combined with intense UK deposit and mortgage competition, creates several structural obstacles to consistent profitability. Higher provisions can absorb operating gains, while competitive pricing may constrain lending spreads and weaken returns in important markets.
Material Integration CostsTSB integration and broader transformation require substantial additional spending before expected synergies are realized. These costs can weigh on near-term earnings and execution capacity, while simultaneous acquisitions and platform changes increase the importance of disciplined integration and delivery.

Banco Santander News

SAN FAQ

What was Banco Santander’s price range in the past 12 months?
Banco Santander lowest stock price was €8.31 and its highest was €13.12 in the past 12 months.
    What is Banco Santander’s market cap?
    Banco Santander’s market cap is €170.54B.
      When is Banco Santander’s upcoming earnings report date?
      Banco Santander’s upcoming earnings report date is Oct 28, 2026 which is in 5 days.
        How were Banco Santander’s earnings last quarter?
        Banco Santander released its earnings results on Jul 22, 2026. The company reported €0.23 earnings per share for the quarter, missing the consensus estimate of €0.238 by -€0.008.
          Is Banco Santander overvalued?
          According to Wall Street analysts Banco Santander’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Banco Santander pay dividends?
            Banco Santander pays a Semiannually dividend of €0.127 which represents an annual dividend yield of 2.01%. See more information on Banco Santander dividends here
              What is Banco Santander’s EPS estimate?
              Banco Santander’s EPS estimate is 0.23.
                How many shares outstanding does Banco Santander have?
                Banco Santander has 14,556,482,000 shares outstanding.
                  What happened to Banco Santander’s price movement after its last earnings report?
                  Banco Santander reported an EPS of €0.23 in its last earnings report, missing expectations of €0.238. Following the earnings report the stock price went up 1.445%.
                    Which hedge fund is a major shareholder of Banco Santander?
                    Currently, no hedge funds are holding shares in ES:SAN
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Banco Santander

                      Founded in 1856 and headquartered in Madrid, Spain, Banco Santander, S.A. is a prominent global financial services provider. The institution caters to a broad spectrum of clients, from individual consumers and small and medium-sized businesses to large multinational corporations, delivering an extensive range of retail and commercial banking products and services worldwide. Its deposit facilities include current, savings, demand, and time accounts. The bank also extends various lending and financial instruments, such as mortgages, consumer credit, syndicated corporate financing, structured funding arrangements, cash management services, export and agency finance, trade and working capital provisions, and corporate financial advisory. Additionally, Banco Santander offers insurance products, along with comprehensive asset, wealth, and private banking management services. The group's activities further encompass corporate banking, treasury operations, risk hedging strategies, international trade services, confirming, custody, and investment banking. The company, which was known as Banco Santander Central Hispano S.A. until its name change in June 2007, operates through an expansive network of 9,879 branches.

                      Banco Santander (SAN) Earnings & Revenues

                      SAN Stock 12 Month Forecast

                      Average Price Target

                      €13.87
                      ▲(9.10% Upside)
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27,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":10.146,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 31,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 7, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":9.89,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 31,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 6, \t&nbsp;</span>\n    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