Want to see ES:SAB full AI Analyst Report?
SAB Stock Chart & Stats
€3.36
€0.00(0.00%)
At close: 4:00 PM EST
€3.36
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€2.79 - €3.52
Previous CloseN/A
Volume3.15M
Average Volume (3M)16.12M
Market Cap
€15.96B
Enterprise Value€52.87K
Total Cash (Recent Filing)€9.54B
Total Debt (Recent Filing)€46.99B
Price to Earnings (P/E)7.0
Beta1.23
Next Earnings
Jul 24, 2026EPS Estimate
0.11Next Dividend Ex-DateN/A
Dividend Yield7.05%
Share Statistics
EPS (TTM)0.47
Shares Outstanding4,888,211,400
10 Day Avg. Volume18,836,257
30 Day Avg. Volume16,119,384
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)1.33
Price to Sales (P/S)2.40
P/FCF Ratio13.54
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€3.05Price Target Upside-9.23% Downside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)0.29
Revenue Forecast (FY)€5.21B
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityNet income rising to €1.77B and sustained strong margins across 2022–2025 indicate the franchise has restored meaningful earnings power. Durable profits improve internal capital formation, support provisioning buffers and dividend capacity, and signal operational resilience beyond cyclical swings.
Strong Recent Cash GenerationOperating cash flow of ~€9.9B and free cash flow ~€9.6B in 2025 shows the bank can convert earnings into liquidity. Reliable cash generation supports lending, regulatory liquidity, deleveraging or capital returns and provides flexibility to fund strategic priorities through economic cycles if sustained.
Diversified Retail/SME Banking ModelA universal banking model serving retail customers, SMEs and corporates provides diversified deposit funding and multiple fee streams. This customer mix reduces concentration risk, supports stable deposit franchises, and anchors long-term lending and cross-sell opportunities critical to durable net interest income.
Bears Say
Elevated And Variable LeverageDebt-to-equity swinging from ~1.9x to ~5.4x historically and ~3.7x in 2025 highlights elevated, unstable leverage. High leverage increases sensitivity to loan losses and market stress, limits balance sheet flexibility for growth or buybacks, and raises refinancing and regulatory capital risks over the medium term.
Top-line Volatility And Recent Revenue DeclineAn 18.9% revenue drop in 2025 and broader top-line volatility undermine confidence in sustaining current profit levels. For a spread-driven bank, falling revenue constrains net interest income and fee growth, pressures margins and reduces scope for absorption of higher provisions or reinvestment over the coming quarters.
Inconsistent Cash Flow And Operating ProfitabilityMaterial swings in cash flow—deeply negative operating/free cash flow in 2022–2023 then a sharp rebound—together with inconsistent operating profitability (including a 2020 loss) indicate earnings and cash generation are not yet reliably stable, complicating long-term planning and capital allocation.
Banco de Sabadell News
SAB FAQ
What was Banco de Sabadell SA’s price range in the past 12 months?
Banco de Sabadell SA lowest stock price was €2.79 and its highest was €3.52 in the past 12 months.
What is Banco de Sabadell SA’s market cap?
Banco de Sabadell SA’s market cap is €15.96B.
When is Banco de Sabadell SA’s upcoming earnings report date?
Banco de Sabadell SA’s upcoming earnings report date is Jul 24, 2026 which is tomorrow.
How were Banco de Sabadell SA’s earnings last quarter?
Banco de Sabadell SA released its earnings results on May 05, 2026. The company reported €0.062 earnings per share for the quarter, missing the consensus estimate of €0.075 by -€0.013.
Is Banco de Sabadell SA overvalued?
According to Wall Street analysts Banco de Sabadell SA’s price is currently Overvalued.
Does Banco de Sabadell SA pay dividends?
Banco de Sabadell SA pays a Quarterly dividend of €0.5 which represents an annual dividend yield of 7.05%. See more information on Banco de Sabadell SA dividends here
What is Banco de Sabadell SA’s EPS estimate?
Banco de Sabadell SA’s EPS estimate is 0.11.
How many shares outstanding does Banco de Sabadell SA have?
Banco de Sabadell SA has 4,888,211,400 shares outstanding.
What happened to Banco de Sabadell SA’s price movement after its last earnings report?
Banco de Sabadell SA reported an EPS of €0.062 in its last earnings report, missing expectations of €0.075. Following the earnings report the stock price went up 0.662%.
Which hedge fund is a major shareholder of Banco de Sabadell SA?
Currently, no hedge funds are holding shares in ES:SAB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco de Sabadell Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€3.05 (-9.23% Downside)
€3.05 (-9.23% Downside)
Insider Transactions
Bought Shares
Worth €89.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
73.87%
12-Months-Change
Fundamentals
Return on Equity
7.05%
Trailing 12-Months
Asset Growth
-0.12%
Trailing 12-Months
Company Description
Banco de Sabadell SA
Established in Alicante, Spain, in 1881, Banco de Sabadell, S.A. offers a comprehensive suite of banking and financial services to a diverse clientele, including individuals, businesses, and private customers, both within Spain and globally. Its retail banking portfolio features common products such as checking and savings accounts, various loan types (including personal and mortgages), and payment cards. The institution also provides specialized financial solutions to a wide range of enterprises, from small and medium-sized businesses (SMEs) to larger corporations, as well as shops and self-employed professionals. Additionally, it engages in consumer lending, asset management, and bancassurance services. For corporate clients, the bank delivers sophisticated financing options, transactional banking support, and customized financial, treasury, and import/export solutions. Furthermore, Banco de Sabadell supplies insurance and pension products. As of December 31, 2021, the company operated a network of 1,593 branches.
SAB Stock 12 Month Forecast
Average Price Target
€3.05
▼(-9.23% Downside)





