Confident Investing Starts With TipRanks Premium

Get 55% Off
TipRanks
Go Ultimate55% OFF

Renta 4 Banco, S.A. (R4) Stock Price & Analysis

8 Followers

R4 Stock Chart & Stats

€21.50€0.10(0.47%)
At close: 5:30 PM GMT+1
€19€20€21€22Aug 10Aug 24Sep 7Sep 21Oct 5Oct 19Nov 2
Day’s Range
EUR 21.50 - EUR 22.30
52-Week Range
EUR 17.70 - EUR 23.70
Previous Close
EUR 21.40
Volume
N/A
Average Volume (3M)
4,144
Market Cap
EUR 869.28M
Enterprise Value
-EUR 568.07M
Total Cash (Recent Filing)
EUR 1.34B
Total Debt (Recent Filing)
EUR 0
Price to Earnings (P/E)
15.4
Beta
0.11
Next Earnings
Apr 28, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Nov 02, 2026
Dividend Yield
4.42%

Bulls Say, Bears Say

Bulls Say

Conservative Leverage And Strong ROE

Conservative leverage gives Renta 4 financial flexibility while strong returns on equity indicate efficient use of shareholder capital. Together, these characteristics support resilience, reduce balance-sheet strain, and provide capacity to sustain investment or distributions over the next several quarters.

Strong Profitability And 2025 Revenue Rebound

Persistent profitability combined with a sharp 2025 revenue rebound demonstrates meaningful earnings capacity and renewed business momentum. Although growth has fluctuated historically, the higher revenue and profit base can strengthen reinvestment capacity and support operating leverage if maintained.

Focused Investment-services Business Model

Renta 4 operates in specialized brokerage and wealth-management services rather than relying on mass-market commercial lending. Its focused model aligns revenue with client assets, advisory relationships, custody accounts, and investment activity, supporting a differentiated position in investor services.

Bears Say

Volatile And Less Predictable Cash Generation

Large year-to-year cash-flow swings reduce confidence in consistent cash conversion, even though generation was strong across much of 2021–2024. Less predictable operating cash can complicate planning, capital allocation, and the ability to fund growth internally through weaker periods.

2025 Margin Compression And Uneven Growth

The combination of lower 2025 gross and net profitability and earlier revenue declines weakens the quality and durability of the recent growth rebound. If margins remain pressured, stronger revenue may translate less effectively into earnings and reduce operating resilience.

Sensitivity To Market And Asset-value Swings

A large asset base relative to equity can make reported financial performance more sensitive to changes in market or asset values, even when stated debt remains modest. This structural exposure may amplify earnings or balance-sheet variability during adverse investment-market conditions.

Renta 4 Banco, S.A. News

R4 FAQ

What was Renta 4 Banco, S.A.’s price range in the past 12 months?
Renta 4 Banco, S.A. lowest stock price was €17.70 and its highest was €23.70 in the past 12 months.
What is Renta 4 Banco, S.A.’s market cap?
Renta 4 Banco, S.A.’s market cap is €869.28M.
When is Renta 4 Banco, S.A.’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Renta 4 Banco, S.A.’s earnings last quarter?
Renta 4 Banco, S.A. released its earnings results on Oct 27, 2026. The company reported €0.361 earnings per share for the quarter.
Is Renta 4 Banco, S.A. overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Renta 4 Banco, S.A. pay dividends?
Renta 4 Banco, S.A. pays a Semiannually dividend of €0.7 which represents an annual dividend yield of 4.42%. See more information on Renta 4 Banco, S.A. dividends here
What is Renta 4 Banco, S.A.’s EPS estimate?
Renta 4 Banco, S.A.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Renta 4 Banco, S.A. have?
Renta 4 Banco, S.A. has 40,693,203 shares outstanding.
What happened to Renta 4 Banco, S.A.’s price movement after its last earnings report?
Renta 4 Banco, S.A. reported an EPS of €0.361 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Renta 4 Banco, S.A.?
Currently, no hedge funds are holding shares in ES:R4
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology