ZB1 Stock Chart & Stats
€59.50
-€1.50(-2.46%)
At close: 4:00 PM EDT
€59.50
-€1.50(-2.46%)
Day’s Range― - ―
52-Week Range€39.69 - €63.50
Previous CloseN/A
Volume0.00
Average Volume (3M)2.00
Market Cap
€8.79B
Enterprise Value€12.56K
Total Cash (Recent Filing)€21.37B
Total Debt (Recent Filing)€3.17B
Price to Earnings (P/E)8.9
Beta0.60
Next Earnings
Oct 19, 2026EPS Estimate
1.45Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.89
Shares Outstanding145,939,000
10 Day Avg. Volume1
30 Day Avg. Volume2
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.20
Price to Sales (P/S)1.74
P/FCF Ratio8.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€65.10Price Target Upside9.41% Upside
Rating ConsensusHold
Number of Analyst Covering16
EPS Forecast (FY)6.96
Revenue Forecast (FY)€3.10B
Bulls Say, Bears Say
Bulls Say
Improved Balance-sheet LeverageMaterial reduction in leverage meaningfully strengthens capital posture and loss-absorbing capacity. Lower debt-to-equity improves resilience to interest-rate and credit cycles, supports regulatory ratios and gives management room for buybacks/dividends and strategic investment over coming quarters.
Strong Cash-generation And ConversionHigh free-cash-flow conversion indicates earnings translate into real liquidity, supporting capital allocation flexibility. Consistent cash generation enables dividends, buybacks and reinvestment even if revenue growth lags, reducing reliance on external funding across the next several quarters.
Sustained Profitability And Margin ExpansionImproving net margin and healthy ROE signal structural operating strength and expense discipline. Even with revenue headwinds, the franchise is generating attractive internal returns, supporting durable earnings power and the ability to absorb periodic credit or reinvestment costs over the medium term.
Bears Say
Material Revenue ContractionA roughly one-third drop in trailing revenue erodes the growth base and limits operating leverage potential. Persistent top-line weakness forces greater dependency on margin gains and one-offs to hit targets, making sustainable EPS growth more difficult absent a clear, sustained revenue recovery.
Expense Inflation And Tech/professional CostsRising noninterest expenses from tech and outsourced services compress near-term operating leverage and require sustained revenue improvement to offset. If expense inflation persists, margin gains from NII may be absorbed, pressuring medium-term profitability unless cost control improves.
Funding Sensitivity And Deposit CompetitionHeavy reliance on short-term funding and elevated borrowings makes NIM and liquidity sensitive to competitive deposit pricing and market funding conditions. Structural deposit competition can erode low-cost funding mix, increasing funding costs and pressuring margins across multiple quarters.
Zions Bancorporation National Association News
ZB1 FAQ
What was Zions Bancorporation National Association’s price range in the past 12 months?
Zions Bancorporation National Association lowest stock price was €39.69 and its highest was €63.50 in the past 12 months.
What is Zions Bancorporation National Association’s market cap?
Zions Bancorporation National Association’s market cap is €8.79B.
When is Zions Bancorporation National Association’s upcoming earnings report date?
Zions Bancorporation National Association’s upcoming earnings report date is Oct 19, 2026 which is in 78 days.
How were Zions Bancorporation National Association’s earnings last quarter?
Zions Bancorporation National Association released its earnings results on Jul 20, 2026. The company reported €2.682 earnings per share for the quarter, beating the consensus estimate of €1.38 by €1.301.
Is Zions Bancorporation National Association overvalued?
According to Wall Street analysts Zions Bancorporation National Association’s price is currently Undervalued.
Does Zions Bancorporation National Association pay dividends?
Zions Bancorporation National Association does not currently pay dividends.
What is Zions Bancorporation National Association’s EPS estimate?
Zions Bancorporation National Association’s EPS estimate is 1.45.
How many shares outstanding does Zions Bancorporation National Association have?
Zions Bancorporation National Association has 145,939,000 shares outstanding.
What happened to Zions Bancorporation National Association’s price movement after its last earnings report?
Zions Bancorporation National Association reported an EPS of €2.682 in its last earnings report, beating expectations of €1.38. Following the earnings report the stock price went down -0.8%.
Which hedge fund is a major shareholder of Zions Bancorporation National Association?
Currently, no hedge funds are holding shares in DE:ZB1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zions Bancorporation National Association Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
€65.10 (9.41% Upside)
€65.10 (9.41% Upside)
Blogger Sentiment
Bullish
DE:ZB1 Sentiment 87%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $360.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.62%
12-Months-Change
Fundamentals
Return on Equity
2.52%
Trailing 12-Months
Asset Growth
0.17%
Trailing 12-Months
Company Description
Zions Bancorporation National Association
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
ZB1 Company Deck
ZB1 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed predominantly positive operating momentum: adjusted earnings grew 10% year-over-year, net interest income and NIM showed improvement, loan and deposit trends were constructive, credit metrics remain strong, capital ratios improved and management has clear strategic initiatives (capital markets build, acquisition, product launches). Headline results were augmented by sizable one-time gains, and key near-term risks include deposit competition, expense inflation (notably technology), legal costs, and some funding sensitivity. On balance, the company appears well-positioned but faces manageable near-term execution and funding challenges.View all DE:ZB1 earnings summariesZB1 Net revenue Breakdown
77.61% Net interest income
22.39% Noninterest income
ZB1 Stock 12 Month Forecast
Average Price Target
€65.10
▲(9.41% Upside)
Technical Analysis
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Cullen/Frost Bankers
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Old National Bancorp Capital
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Popular
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Wintrust Financial
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