ZB1 Stock Chart & Stats
€57.50
-€1.50(-2.46%)
At close: 4:00 PM EDT
€57.50
-€1.50(-2.46%)
Day’s Range― - ―
52-Week Range€39.69 - €63.50
Previous CloseN/A
Volume0.00
Average Volume (3M)12.00
Market Cap
€8.66B
Enterprise Value€12.82K
Total Cash (Recent Filing)€21.37B
Total Debt (Recent Filing)€3.17B
Price to Earnings (P/E)8.3
Beta0.55
Next Earnings
Oct 19, 2026EPS Estimate
1.45Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.89
Shares Outstanding145,953,350
10 Day Avg. Volume13
30 Day Avg. Volume12
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.20
Price to Sales (P/S)1.74
P/FCF Ratio8.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€65.55Price Target Upside14.00% Upside
Rating ConsensusHold
Number of Analyst Covering17
EPS Forecast (FY)6.99
Revenue Forecast (FY)€3.10B
Bulls Say, Bears Say
Bulls Say
Profitability And Cash GenerationThe TTM recovery shows stronger earnings power and substantial cash generation, with free cash flow converting at approximately 93% of net income. This provides capacity to support lending, technology investment, dividends, and other strategic priorities over the coming quarters.
Loan, Deposit, And Fee GrowthGrowth in both loans and customer deposits indicates ongoing relationship activity across the commercial banking franchise, while rising fee income broadens revenue beyond interest spreads. A larger client base and deeper operating relationships can support recurring revenue and funding stability.
Improved Balance-sheet Returns And LeverageLower leverage alongside a larger equity base and stronger ROE indicates improved balance-sheet efficiency and financial resilience. Solid returns can strengthen internal capital generation, supporting continued lending growth and shareholder distributions while preserving flexibility.
Bears Say
Deposit Competition And Funding PressureIntense competition for deposits can raise funding costs and compress the spread between loan yields and deposit rates, directly challenging net interest income. Greater use of brokered deposits and short-term borrowings also makes funding more sensitive to market conditions.
Persistent Expense InflationHigher operating expenses can offset revenue gains and make the bank’s positive operating-leverage target harder to achieve. Technology and professional-service spending may reflect necessary investment, but sustained cost growth would limit margin expansion and earnings scalability.
Earnings Sensitivity To The Rate And Credit CycleThe uneven multi-year revenue profile shows that results remain exposed to changes in interest rates, loan repricing, and credit conditions. This cyclicality can make net interest income and provisioning less predictable, complicating durable earnings growth across quarters.
Zions Bancorporation National Association News
ZB1 FAQ
What was Zions Bancorporation National Association’s price range in the past 12 months?
Zions Bancorporation National Association lowest stock price was €39.69 and its highest was €63.50 in the past 12 months.
What is Zions Bancorporation National Association’s market cap?
Zions Bancorporation National Association’s market cap is €8.66B.
When is Zions Bancorporation National Association’s upcoming earnings report date?
Zions Bancorporation National Association’s upcoming earnings report date is Oct 19, 2026 which is in 32 days.
How were Zions Bancorporation National Association’s earnings last quarter?
Zions Bancorporation National Association released its earnings results on Jul 20, 2026. The company reported €2.661 earnings per share for the quarter, beating the consensus estimate of €1.37 by €1.291.
Is Zions Bancorporation National Association overvalued?
According to Wall Street analysts Zions Bancorporation National Association’s price is currently Undervalued.
Does Zions Bancorporation National Association pay dividends?
Zions Bancorporation National Association does not currently pay dividends.
What is Zions Bancorporation National Association’s EPS estimate?
Zions Bancorporation National Association’s EPS estimate is 1.45.
How many shares outstanding does Zions Bancorporation National Association have?
Zions Bancorporation National Association has 145,953,350 shares outstanding.
What happened to Zions Bancorporation National Association’s price movement after its last earnings report?
Zions Bancorporation National Association reported an EPS of €2.661 in its last earnings report, beating expectations of €1.37. Following the earnings report the stock price went down -0.799%.
Which hedge fund is a major shareholder of Zions Bancorporation National Association?
Currently, no hedge funds are holding shares in DE:ZB1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zions Bancorporation National Association Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€65.55 (14.00% Upside)
€65.55 (14.00% Upside)
Blogger Sentiment
Bullish
DE:ZB1 Sentiment 67%
Sector Average 59%
Sector Average 59%
Insider Transactions
Sold Shares
Worth €5.4M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.41%
12-Months-Change
Fundamentals
Return on Equity
2.64%
Trailing 12-Months
Asset Growth
0.17%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Zions Bancorporation National Association
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
ZB1 Company Deck
ZB1 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed predominantly positive operating momentum: adjusted earnings grew 10% year-over-year, net interest income and NIM showed improvement, loan and deposit trends were constructive, credit metrics remain strong, capital ratios improved and management has clear strategic initiatives (capital markets build, acquisition, product launches). Headline results were augmented by sizable one-time gains, and key near-term risks include deposit competition, expense inflation (notably technology), legal costs, and some funding sensitivity. On balance, the company appears well-positioned but faces manageable near-term execution and funding challenges.View all DE:ZB1 earnings summariesZB1 Net revenue Breakdown
77.61% Net interest income
22.39% Noninterest income

ZB1 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€65.55
▲(14.00% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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