UI2 Stock Chart & Stats
€22.80
€0.40(1.72%)
At close: 4:00 PM EDT
€22.80
€0.40(1.72%)
Day’s Range― - ―
52-Week Range€19.40 - €43.20
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.35B
Enterprise Value€2.52B
Total Cash (Recent Filing)€352.00
Total Debt (Recent Filing)€944.50M
Price to Earnings (P/E)―
Beta0.44
Next Earnings
Nov 04, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-8.41
Shares Outstanding58,923,153
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.94
Price to Sales (P/S)0.52
P/FCF Ratio4.54
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€33.57Price Target Upside47.25% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)1.73
Revenue Forecast (FY)€3.71B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationStrong operating and free cash flow provide Kemper with internal funding for claims, operations, and strategic actions. This liquidity is especially valuable while reported earnings are volatile, helping the insurer maintain financial flexibility and support ongoing profitability improvements.
Commercial Auto MomentumCommercial auto is showing attractive underlying profitability alongside meaningful policy growth, suggesting Kemper can expand in a segment with stronger economics than personal auto. Continued underwriting discipline could make this business an important contributor to mix and earnings recovery.
Cost Reduction ProgressMore than $80 million of annualized savings can structurally lower operating and loss-adjustment expenses, improving the earnings conversion of premiums. The additional progress reported since the prior quarter indicates management is actively executing rather than relying only on pricing to restore profitability.
Bears Say
Sharp Profitability DeteriorationThe sharp move from profitability to a substantial TTM loss demonstrates that Kemper's earnings remain highly sensitive to underwriting and claims outcomes. Persistent volatility can weaken shareholder returns, constrain capital allocation, and make sustained operating improvement harder to establish.
Personal Auto Underwriting PressureA combined ratio above 100% means the personal auto book remains unprofitable before investment income, leaving Kemper dependent on further rate increases, underwriting tightening, or expense reductions. California challenges and declining policies there may also hinder scale in a core line.
Commercial Reserve Adverse DevelopmentRepeated adverse reserve development indicates that prior loss estimates have been insufficient, creating risk that reported underwriting results will be pressured by additional strengthening. Bodily injury exposure can develop over long periods, making this a durable uncertainty for commercial auto earnings.
Kemper News
UI2 FAQ
What was Kemper Corp’s price range in the past 12 months?
Kemper Corp lowest stock price was €19.40 and its highest was €43.20 in the past 12 months.
What is Kemper Corp’s market cap?
Kemper Corp’s market cap is €1.35B.
When is Kemper Corp’s upcoming earnings report date?
Kemper Corp’s upcoming earnings report date is Nov 04, 2026 which is in 28 days.
How were Kemper Corp’s earnings last quarter?
Kemper Corp released its earnings results on Aug 05, 2026. The company reported €0.4 earnings per share for the quarter, beating the consensus estimate of €0.303 by €0.097.
Is Kemper Corp overvalued?
According to Wall Street analysts Kemper Corp’s price is currently Undervalued.
Does Kemper Corp pay dividends?
Kemper Corp does not currently pay dividends.
What is Kemper Corp’s EPS estimate?
Kemper Corp’s EPS estimate is 0.5.
How many shares outstanding does Kemper Corp have?
Kemper Corp has 58,923,153 shares outstanding.
What happened to Kemper Corp’s price movement after its last earnings report?
Kemper Corp reported an EPS of €0.4 in its last earnings report, beating expectations of €0.303. Following the earnings report the stock price went up 1.639%.
Which hedge fund is a major shareholder of Kemper Corp?
Currently, no hedge funds are holding shares in DE:UI2
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kemper Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€33.57 (47.25% Upside)
€33.57 (47.25% Upside)
Blogger Sentiment
Bullish
DE:UI2 Sentiment 60%
Sector Average 63%
Sector Average 63%
Insider Transactions
Bought Shares
Worth €326.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-45.80%
12-Months-Change
Fundamentals
Return on Equity
4.78%
Trailing 12-Months
Asset Growth
-5.36%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Kemper Corp
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.
UI2 Company Deck
UI2 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The quarter shows a mixed outcome: underlying operating trends improved across P&C (sequential combined-ratio improvements), commercial auto had strong underlying performance, life remained stable and cash-generative, and cost savings are accelerating. Offsetting these positives were significant GAAP charges — a $460 million goodwill impairment and a surplus-note allowance — plus ongoing personal auto profitability challenges (particularly in California) and prior-year reserve strengthening in commercial auto. Management has prioritized restoring profitability, tightened organizational accountability, and signaled further rate and underwriting discipline.View all DE:UI2 earnings summariesUI2 Stock 12 Month Forecast
Average Price Target
€33.57
▲(47.25% Upside)
Technical Analysis
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