LE0 Stock Chart & Stats
€60.40
-€3.44(-9.25%)
At close: 4:00 PM EST
€60.40
-€3.44(-9.25%)
Day’s Range― - ―
52-Week Range€31.04 - €82.66
Previous CloseN/A
Volume354.00
Average Volume (3M)119.00
Market Cap
€4.05B
Enterprise Value€4.98K
Total Cash (Recent Filing)€577.80M
Total Debt (Recent Filing)€200.40M
Price to Earnings (P/E)―
Beta0.88
Next Earnings
Jul 29, 2026EPS Estimate
-0.5Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.91
Shares Outstanding76,820,786
10 Day Avg. Volume41
30 Day Avg. Volume119
Financial Highlights & Ratios
PEG Ratio1.60
Price to Book (P/B)9.58
Price to Sales (P/S)6.93
P/FCF Ratio-197.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€62.16Price Target Upside2.92% Upside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)-1.53
Revenue Forecast (FY)€1.06B
Bulls Say, Bears Say
Bulls Say
Revenue & Margin ScalingSustained revenue scaling and material gross margin expansion show the business is moving from growth toward durable unit economics. Higher retained premiums and improved underwriting mix increase ability to fund growth and absorb operating costs over the next 2–6 months.
Improving Cash GenerationA recent turn to positive operating and free cash flow, combined with a sizable cash and investment position, provides a structural buffer to finance marketing and product investment. Positive FCF makes the growth plan more self-sustaining and reduces near-term capital risk.
Structured Growth FinancingA committed financing facility with Hannover Re supplies disciplined, cohort‑linked capital for scaled customer acquisition. This lowers dilution and funding risk for marketing-led growth, enabling faster expansion without immediately tapping equity markets.
Bears Say
High Combined RatioA combined ratio far above peers indicates underwriting and expense pressure that cannot be fixed by growth alone. Unless loss ratios and expense loads normalize, sustained profitability will remain elusive and underwriting must improve structurally to reach industry norms.
Equity Erosion & Negative ROEPersistent GAAP losses have materially reduced shareholders' equity, weakening the balance sheet buffer. Continued negative returns on equity constrain capital flexibility and raise the probability the firm may need additional external capital over the medium term.
Rising Opex & Stock-Based CompGrowing operating spend and large equity grants increase fixed costs and potential dilution. If marketing and tech spend do not convert into durable margin improvement, elevated opex can slow the transition to sustainable profitability and pressure future free cash flow.
Lemonade News
LE0 FAQ
What was Lemonade Inc’s price range in the past 12 months?
Lemonade Inc lowest stock price was €31.04 and its highest was €82.66 in the past 12 months.
What is Lemonade Inc’s market cap?
Lemonade Inc’s market cap is €4.05B.
When is Lemonade Inc’s upcoming earnings report date?
Lemonade Inc’s upcoming earnings report date is Jul 29, 2026 which is in 2 days.
How were Lemonade Inc’s earnings last quarter?
Lemonade Inc released its earnings results on Apr 29, 2026. The company reported -€0.413 earnings per share for the quarter, beating the consensus estimate of -€0.497 by €0.084.
Is Lemonade Inc overvalued?
According to Wall Street analysts Lemonade Inc’s price is currently Undervalued.
Does Lemonade Inc pay dividends?
Lemonade Inc does not currently pay dividends.
What is Lemonade Inc’s EPS estimate?
Lemonade Inc’s EPS estimate is -0.5.
How many shares outstanding does Lemonade Inc have?
Lemonade Inc has 76,820,786 shares outstanding.
What happened to Lemonade Inc’s price movement after its last earnings report?
Lemonade Inc reported an EPS of -€0.413 in its last earnings report, beating expectations of -€0.497. Following the earnings report the stock price went down -12.676%.
Which hedge fund is a major shareholder of Lemonade Inc?
Currently, no hedge funds are holding shares in DE:LE0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
€62.16 (2.92% Upside)
€62.16 (2.92% Upside)
Blogger Sentiment
Bullish
DE:LE0 Sentiment 70%
Sector Average 59%
Sector Average 59%
Insider Transactions
Sold Shares
Worth €242.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.27%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
19.68%
Trailing 12-Months
Company Description
Lemonade Inc
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.
LE0 Company Deck
LE0 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong and accelerating top-line growth (IFP +32% YoY, revenue +71% YoY), substantial expansion in gross profit (+159%) and improving profitability measures (adjusted EBITDA loss narrowed 64% and adjusted free cash flow positive). Management highlighted sustainable unit economics (LTV:CAC >3), operational leverage from AI-driven automation (IFP per employee >$1M, LAE ~6%), and material progress in key product lines (Pet IFP $500M). Key challenges remain: a relatively high gross loss/combined ratio (~138% combined per analyst), rising operating expenses and stock-based comp, ADR pressure from prior book clean-up, and remaining GAAP net losses. Given the pronounced improvements in growth, margins, cash flow, and explicit targets toward breakeven (positive EBITDA quarter expected in Q4), the positive developments materially outweigh the lingering lowlights.View all DE:LE0 earnings summariesLE0 Stock 12 Month Forecast
Average Price Target
€62.16
▲(2.92% Upside)