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Kb Financial Group (DE:KBIA)
FRANKFURT:KBIA

Kb Financial Group (KBIA) Price & Analysis

1 Followers

KBIA Stock Chart & Stats

€99.00
€0.00(0.00%)
At close: 4:00 PM EDT
€99.00
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Profitability And ROEStrong profit growth and improved ROE indicate effective capital deployment and resilient earnings capacity. Sustained returns above historical levels could support internal capital generation and strengthen the group’s competitive position.
Fee Income DiversificationRapid growth in fee income and a larger noninterest contribution reduce reliance on spread income alone. Broader revenue sources from securities and fee businesses can improve earnings diversification across changing interest-rate cycles.
Capital StrengthRobust regulatory capital provides a durable buffer against credit and market losses while supporting measured loan growth and investment in securities. It also gives management flexibility to fund shareholder distributions without weakening solvency.
Bears Say
Negative Cash GenerationDeeply negative TTM operating and free cash flow weakens cash conversion and makes internally generated liquidity less dependable. Volatility across periods suggests reported profitability may not consistently translate into available financial resources.
Elevated LeverageHigh leverage increases sensitivity to credit losses, funding conditions and regulatory capital requirements. Missing annual debt and asset fields also limit transparency, making it harder to assess the durability of balance-sheet expansion and risk trends.
Margin And Credit-Cost PressureNIM compression from funding costs and loan competition can constrain core banking earnings, while conservative provisioning points to continued credit-cycle risk. Together, these pressures may offset fee growth and limit margin sustainability.

Kb Financial Group News

KBIA FAQ

What was Kb Financial Group’s price range in the past 12 months?
Kb Financial Group lowest stock price was €65.50 and its highest was €109.00 in the past 12 months.
    What is Kb Financial Group’s market cap?
    Kb Financial Group’s market cap is €34.75B.
      When is Kb Financial Group’s upcoming earnings report date?
      Kb Financial Group’s upcoming earnings report date is Oct 27, 2026 which is in 67 days.
        How were Kb Financial Group’s earnings last quarter?
        Kb Financial Group released its earnings results on Aug 14, 2026. The company reported €3.268 earnings per share for the quarter, beating the consensus estimate of €3.041 by €0.227.
          Is Kb Financial Group overvalued?
          According to Wall Street analysts Kb Financial Group’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Kb Financial Group pay dividends?
            Kb Financial Group does not currently pay dividends.
            What is Kb Financial Group’s EPS estimate?
            Kb Financial Group’s EPS estimate is 3.02.
              How many shares outstanding does Kb Financial Group have?
              Kb Financial Group has 354,687,740 shares outstanding.
                What happened to Kb Financial Group’s price movement after its last earnings report?
                Kb Financial Group reported an EPS of €3.268 in its last earnings report, beating expectations of €3.041. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Kb Financial Group?
                  Currently, no hedge funds are holding shares in DE:KBIA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Kb Financial Group

                    KB Financial Group Inc. is a prominent financial conglomerate offering a diverse array of banking and associated financial services to both individual consumers and corporate entities, both domestically in South Korea and across international markets. The company's operations are strategically organized into distinct divisions: Corporate Banking, Retail Banking, Other Banking Services, Securities Business, Non-life Insurance Business, Credit Card Business, and Life Insurance Business. It supplies various lending products, deposit accounts, and related financial instruments to a broad client base, including large corporations, small and medium-sized enterprises, home offices, and private households. Additionally, the group provides expert investment banking and brokerage services, alongside a comprehensive suite of life and non-life insurance products. Credit card facilities such as sales, cash advance services, and card loans, along with other support, are also part of its offering. KB Financial Group actively participates in securities and derivatives trading, manages funding initiatives, and conducts various ancillary financial activities. Its extensive portfolio further includes foreign exchange dealings, financial investment consultation, installment financing, financial leasing, real estate trust administration, capital infusion, debt collection and credit assessment, software advisory, development, and supply, investment guidance, claims processing, asset management, savings banking, information and communication technology solutions, and general business advisory services. The company was founded in 2008 and is headquartered in Seoul, South Korea.

                    Kb Financial Group (KBIA) Earnings & Revenues

                    KBIA Company Deck

                    KBIA Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The earnings call conveyed a broadly positive performance: strong H1 profit growth (+13.1% YoY), record first-half operating income (above KRW 10 trillion), materially higher fee income (+33.3% YoY) and improved ROE (14.09%), supported by a stronger contribution from securities subsidiaries and solid capital ratios (CET1 13.74%). Management also committed to substantial shareholder returns (KRW 700 billion buyback, target ~KRW 3.7 trillion for 2026). Noted headwinds include modest QoQ NIM compression (bank NIM down ~3 bp, group NIM down ~5 bp), one-off provisioning in Q2, insurance loss ratio pressures, higher G&A driven by compensation and taxes, and macro/FX/ELS-related uncertainties. On balance, positives (profitability, fee growth, capital and shareholder returns, improving credit cost YoY) outweigh the challenges, though management highlighted conservative provisioning and caution on sustainability of fee levels given market volatility.View all DE:KBIA earnings summaries

                    KBIA Stock 12 Month Forecast

                    Average Price Target

                    €140.69
                    ▲(42.11% Upside)
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