KBIA Stock Chart & Stats
€110.00
€0.00(0.00%)
At close: 4:00 PM EDT
€110.00
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€66.50 - €115.00
Previous CloseN/A
Volume0.00
Average Volume (3M)7.00
Market Cap
€37.49B
Enterprise Value€127.49B
Total Cash (Recent Filing)€0.00
Total Debt (Recent Filing)€10.00T>
Price to Earnings (P/E)9.7
Beta0.68
Next Earnings
Oct 27, 2026EPS Estimate
3.23Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)17263.72
Shares Outstanding354,687,740
10 Day Avg. Volume0
30 Day Avg. Volume7
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)0.76
Price to Sales (P/S)0.93
P/FCF Ratio12.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€144.68Price Target Upside31.53% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)11.59
Revenue Forecast (FY)€12.21B
Bulls Say, Bears Say
Bulls Say
Profit Growth And Income DiversificationStrong first-half profit growth alongside sharply higher fee income and a larger securities contribution indicates KB Financial is diversifying beyond traditional lending. A broader earnings mix can improve resilience and support sustained profitability when bank margins face pressure.
Strong Capital Position And Shareholder ReturnsCapital ratios above management’s trigger provide a meaningful buffer for ongoing operations and planned expansion, while substantial dividends and buybacks demonstrate disciplined capital allocation. Together, these factors support financial resilience and reinforce management’s commitment to shareholder returns.
Investment In Securities GrowthReinvesting capital into the securities subsidiary gives KB Financial additional capacity to pursue wealth management and capital-markets opportunities. This strengthens a growing earnings contributor and could broaden the group’s long-term business platform beyond its core banking franchise.
Bears Say
Negative Cash Generation And High LeverageDeeply negative trailing cash flows weaken internal funding capacity and make cash conversion a material concern despite reported profitability. Combined with elevated leverage, this can reduce financial flexibility and constrain the group’s ability to absorb stress or fund growth without relying on balance-sheet resources.
Net Interest Margin CompressionNIM compression directly pressures the profitability of KB Financial’s core lending franchise, particularly when funding costs, marketable deposits and corporate-loan competition intensify. Although management expects improvement in the second half, margin recovery remains important to sustaining earnings quality.
Provisioning And Market-sensitive Income RisksHigher expected provisioning could offset operating gains by increasing credit costs, while fee income is partly linked to favorable markets and brokerage volumes. This combination makes a portion of future earnings more sensitive to credit normalization and financial-market conditions.
Kb Financial Group News
KBIA FAQ
What was Kb Financial Group’s price range in the past 12 months?
Kb Financial Group lowest stock price was €66.50 and its highest was €115.00 in the past 12 months.
What is Kb Financial Group’s market cap?
Kb Financial Group’s market cap is €37.49B.
When is Kb Financial Group’s upcoming earnings report date?
Kb Financial Group’s upcoming earnings report date is Oct 27, 2026 which is in 21 days.
How were Kb Financial Group’s earnings last quarter?
Kb Financial Group released its earnings results on Jul 23, 2026. The company reported €3.374 earnings per share for the quarter, beating the consensus estimate of €3.014 by €0.36.
Is Kb Financial Group overvalued?
According to Wall Street analysts Kb Financial Group’s price is currently Undervalued.
Does Kb Financial Group pay dividends?
Kb Financial Group does not currently pay dividends.
What is Kb Financial Group’s EPS estimate?
Kb Financial Group’s EPS estimate is 3.23.
How many shares outstanding does Kb Financial Group have?
Kb Financial Group has 354,687,740 shares outstanding.
What happened to Kb Financial Group’s price movement after its last earnings report?
Kb Financial Group reported an EPS of €3.374 in its last earnings report, beating expectations of €3.014. Following the earnings report the stock price went down -0.961%.
Which hedge fund is a major shareholder of Kb Financial Group?
Currently, no hedge funds are holding shares in DE:KBIA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kb Financial Group Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€144.68 (31.53% Upside)
€144.68 (31.53% Upside)
Blogger Sentiment
Bullish
DE:KBIA Sentiment 100%
Sector Average 63%
Sector Average 63%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
50.60%
12-Months-Change
Fundamentals
Return on Equity
2.58%
Trailing 12-Months
Asset Growth
-3.26%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Kb Financial Group
KB Financial Group Inc. is a prominent financial conglomerate offering a diverse array of banking and associated financial services to both individual consumers and corporate entities, both domestically in South Korea and across international markets. The company's operations are strategically organized into distinct divisions: Corporate Banking, Retail Banking, Other Banking Services, Securities Business, Non-life Insurance Business, Credit Card Business, and Life Insurance Business. It supplies various lending products, deposit accounts, and related financial instruments to a broad client base, including large corporations, small and medium-sized enterprises, home offices, and private households. Additionally, the group provides expert investment banking and brokerage services, alongside a comprehensive suite of life and non-life insurance products. Credit card facilities such as sales, cash advance services, and card loans, along with other support, are also part of its offering. KB Financial Group actively participates in securities and derivatives trading, manages funding initiatives, and conducts various ancillary financial activities. Its extensive portfolio further includes foreign exchange dealings, financial investment consultation, installment financing, financial leasing, real estate trust administration, capital infusion, debt collection and credit assessment, software advisory, development, and supply, investment guidance, claims processing, asset management, savings banking, information and communication technology solutions, and general business advisory services. The company was founded in 2008 and is headquartered in Seoul, South Korea.
KBIA Company Deck
KBIA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call conveyed a broadly positive performance: strong H1 profit growth (+13.1% YoY), record first-half operating income (above KRW 10 trillion), materially higher fee income (+33.3% YoY) and improved ROE (14.09%), supported by a stronger contribution from securities subsidiaries and solid capital ratios (CET1 13.74%). Management also committed to substantial shareholder returns (KRW 700 billion buyback, target ~KRW 3.7 trillion for 2026). Noted headwinds include modest QoQ NIM compression (bank NIM down ~3 bp, group NIM down ~5 bp), one-off provisioning in Q2, insurance loss ratio pressures, higher G&A driven by compensation and taxes, and macro/FX/ELS-related uncertainties. On balance, positives (profitability, fee growth, capital and shareholder returns, improving credit cost YoY) outweigh the challenges, though management highlighted conservative provisioning and caution on sustainability of fee levels given market volatility.View all DE:KBIA earnings summariesKBIA Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€144.68
▲(31.53% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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