FLN Stock Chart & Stats
€43.00
€0.84(1.99%)
At close: 4:00 PM EDT
€43.00
€0.84(1.99%)
Day’s Range― - ―
52-Week Range€30.40 - €44.84
Previous CloseN/A
Volume224.00
Average Volume (3M)69.00
Market Cap
€13.50B
Enterprise Value€11.62K
Total Cash (Recent Filing)€301.10M
Total Debt (Recent Filing)€1.89B
Price to Earnings (P/E)15.2
Beta0.36
Next Earnings
Aug 06, 2026EPS Estimate
1.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.48
Shares Outstanding306,304,700
10 Day Avg. Volume55
30 Day Avg. Volume69
Financial Highlights & Ratios
PEG Ratio0.97
Price to Book (P/B)6.63
Price to Sales (P/S)1.72
P/FCF Ratio14.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€42.55Price Target Upside-1.05% Downside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)0.03
Revenue Forecast (FY)€59.36M
Bulls Say, Bears Say
Bulls Say
Balance-sheet De-riskingA dramatic reduction in leverage and a stable equity base materially lowers financial risk and increases strategic optionality. This durable de‑risking strengthens capacity to sustain dividends, fund buybacks or M&A, and absorb underwriting shocks or capital stress over the medium term.
Stronger Cash GenerationSignificant improvement in operating and free cash flow demonstrates a reliable internal funding source. Durable FCF supports shareholder returns, reinvestment in technology and geographic expansion, and reduces the need for external financing across business cycles.
AI-driven Efficiency & DiversificationMeaningful and scalable AI initiatives provide a structural cost and underwriting advantage. Persistent efficiency gains and improved pricing/claims prediction can sustainably lower loss ratios and operating costs, strengthening margins and competitive position long term.
Bears Say
Margin Compression Vs Prior YearsA pronounced fall in net margins versus earlier years signals weaker underwriting economics as the business scaled. If competitive pricing, cost inflation or claims trends persist, sustainable return on capital may remain depressed relative to historical peaks, constraining long‑term profitability.
U.K. Motor Cyclical HeadwindsOngoing motor pricing lags and elevated loss ratios reflect structural sector cyclicality. Delayed or insufficient price recovery versus claims inflation can cap underwriting margins and limit earnings growth, reducing visibility on sustainable profit expansion over the medium term.
Reserve/Ogden And European Reinsurance ImpactsReserve release timing, Ogden-related comparatives and one‑off reinsurance/accounting impacts in Europe create lasting volatility in underwriting result and capital. These structural reserve and regulatory sensitivities can swing earnings and solvency metrics over multiple reporting periods.
Admiral News
FLN FAQ
What was Admiral Group PLC’s price range in the past 12 months?
Admiral Group PLC lowest stock price was €30.40 and its highest was €44.84 in the past 12 months.
What is Admiral Group PLC’s market cap?
Admiral Group PLC’s market cap is €13.50B.
When is Admiral Group PLC’s upcoming earnings report date?
Admiral Group PLC’s upcoming earnings report date is Aug 06, 2026 which is in 4 days.
How were Admiral Group PLC’s earnings last quarter?
Admiral Group PLC released its earnings results on Mar 05, 2026. The company reported €1.302 earnings per share for the quarter, beating the consensus estimate of €1.236 by €0.065.
Is Admiral Group PLC overvalued?
According to Wall Street analysts Admiral Group PLC’s price is currently Overvalued.
Does Admiral Group PLC pay dividends?
Admiral Group PLC does not currently pay dividends.
What is Admiral Group PLC’s EPS estimate?
Admiral Group PLC’s EPS estimate is 1.16.
How many shares outstanding does Admiral Group PLC have?
Admiral Group PLC has 306,304,700 shares outstanding.
What happened to Admiral Group PLC’s price movement after its last earnings report?
Admiral Group PLC reported an EPS of €1.302 in its last earnings report, beating expectations of €1.236. Following the earnings report the stock price went up 6.559%.
Which hedge fund is a major shareholder of Admiral Group PLC?
Currently, no hedge funds are holding shares in DE:FLN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Admiral Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€42.55 (-1.05% Downside)
€42.55 (-1.05% Downside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.71%
12-Months-Change
Fundamentals
Return on Equity
5.35%
Trailing 12-Months
Asset Growth
13.58%
Trailing 12-Months
Company Description
Admiral Group PLC
Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
FLN Stock 12 Month Forecast
Average Price Target
€42.55
▼(-1.05% Downside)
Technical Analysis
Beazley
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