9KH Stock Chart & Stats
€21.60
€0.40(1.79%)
At close: 4:00 PM EDT
€21.60
€0.40(1.79%)
Day’s Range― - ―
52-Week Range€15.50 - €24.60
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€168.83M
Enterprise Value€134.34M
Total Cash (Recent Filing)€317.18M
Total Debt (Recent Filing)€59.30M
Price to Earnings (P/E)11.3
Beta0.28
Next Earnings
Jan 28, 2027EPS Estimate
0.52Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.68
Shares Outstanding6,252,992
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)1.00
Price to Sales (P/S)1.56
P/FCF Ratio6.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.28
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Loan Growth And PipelineConsistent loan expansion demonstrates durable demand for SBFG’s commercial and consumer banking relationships. The active commercial and construction pipeline provides a foundation for continued asset growth, supporting future net interest income while broadening the company’s presence across its markets.
Diversified Fee-based RevenueGrowing fee income gives SBFG a broader earnings base beyond traditional lending spreads. Mortgage servicing, title services and wealth-related activities can strengthen customer relationships and provide recurring revenue diversification when lending margins or loan growth become less favorable.
Strong Asset QualityVery low nonperforming assets, charge-offs and delinquencies indicate disciplined credit performance across the loan book. Strong reserve coverage provides resilience against deterioration and helps protect capital and earnings, supporting the sustainability of SBFG’s regional banking model.
Bears Say
Persistent Operating Expense PressureExpense growth materially outpaced recent revenue growth in the quarter, creating pressure on efficiency and operating margins. Although management expects normalization, ongoing personnel, benefits and technology costs could limit earnings conversion if revenue growth moderates.
Deposit Funding VolatilitySequential deposit contraction highlights sensitivity in SBFG’s funding mix, particularly when large or rate-sensitive balances move elsewhere. Continued runoff could increase funding costs, constrain balance-sheet growth or require greater use of wholesale sources despite current liquidity.
Net Interest Margin SensitivityNet interest margin remains exposed to the relationship between asset yields and deposit pricing. Even with recent improvement, future rate competition could compress spreads, making earnings growth more dependent on loan expansion and fee income to offset weaker margin contribution.
SB Financial Group News
9KH FAQ
What was SB Financial Group Inc’s price range in the past 12 months?
SB Financial Group Inc lowest stock price was €15.50 and its highest was €24.60 in the past 12 months.
What is SB Financial Group Inc’s market cap?
SB Financial Group Inc’s market cap is €168.83M.
When is SB Financial Group Inc’s upcoming earnings report date?
SB Financial Group Inc’s upcoming earnings report date is Jan 28, 2027 which is in 93 days.
How were SB Financial Group Inc’s earnings last quarter?
SB Financial Group Inc released its earnings results on Oct 22, 2026. The company reported €0.561 earnings per share for the quarter, beating the consensus estimate of €0.552 by €0.009.
Is SB Financial Group Inc overvalued?
According to Wall Street analysts SB Financial Group Inc’s price is currently Overvalued.
Does SB Financial Group Inc pay dividends?
SB Financial Group Inc does not currently pay dividends.
What is SB Financial Group Inc’s EPS estimate?
SB Financial Group Inc’s EPS estimate is 0.52.
How many shares outstanding does SB Financial Group Inc have?
SB Financial Group Inc has 6,252,992 shares outstanding.
What happened to SB Financial Group Inc’s price movement after its last earnings report?
SB Financial Group Inc reported an EPS of €0.561 in its last earnings report, beating expectations of €0.552. Following the earnings report the stock price went down -0.826%.
Which hedge fund is a major shareholder of SB Financial Group Inc?
Currently, no hedge funds are holding shares in DE:9KH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SB Financial Group Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Neutral
DE:9KH Sentiment 50%
Sector Average 60%
Sector Average 60%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
61.60%
12-Months-Change
Fundamentals
Return on Equity
11.57%
Trailing 12-Months
Asset Growth
7.90%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
SB Financial Group Inc
SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit. The firm also extends diverse lending options, covering commercial, consumer, agricultural, and home mortgage loans. Complementary services offered encompass automated teller machines, personal and corporate trust administration, commercial equipment leasing, credit cards, safe deposit facilities, online banking, specialized private client group offerings, and other customized financial products. Beyond its core banking operations, SB Financial Group provides extensive wealth management services. These feature asset management for individuals and corporate employee benefit plans, alongside brokerage capabilities. Additionally, the company markets insurance policies to both retail and commercial clientele. As of the end of 2021, SB Financial Group operated a network of 22 banking branches across multiple Ohio counties (Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams), plus one banking center in Allen County, Indiana. Its strategic presence further included five loan production offices situated in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan.
9KH Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly constructive, with sustained loan and revenue growth, stronger net interest margin performance, diversified fee income, robust liquidity, strong capital, and exceptionally low credit losses. These strengths outweighed the year-over-year earnings decline, linked-quarter deposit runoff, mortgage-market constraints, below-expectation SBA production, and elevated operating expenses tied to personnel and technology investments.View all DE:9KH earnings summariesTechnical Analysis
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