46P1 Stock Chart & Stats
€9.60
-€0.15(-1.58%)
At close: 4:00 PM EDT
€9.60
-€0.15(-1.58%)
Day’s Range― - ―
52-Week Range€8.20 - €10.80
Previous CloseN/A
Volume0.00
Average Volume (3M)176.00
Market Cap
€1.49B
Enterprise Value€10.00T>
Total Cash (Recent Filing)€1.64B
Total Debt (Recent Filing)€2.54B
Price to Earnings (P/E)7.7
Beta0.86
Next Earnings
Dec 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.92
Shares Outstanding182,159,970
10 Day Avg. Volume283
30 Day Avg. Volume176
Financial Highlights & Ratios
PEG Ratio4.24
Price to Book (P/B)1.21
Price to Sales (P/S)1.38
P/FCF Ratio5.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€12.66Price Target Upside31.88% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)0.01
Revenue Forecast (FY)€6.06M
Bulls Say, Bears Say
Bulls Say
Solid ProfitabilityParagon remains meaningfully profitable in its latest annual period, providing an established earnings base for a specialist lender. Operating and net margins indicate that its lending and deposit activities can generate substantial profit, although future results still depend on sustaining this performance.
Strong Earnings QualityFree cash flow broadly tracking net income supports the quality of reported earnings and indicates that profits have generally translated into cash. This improves the company’s capacity to fund operations and capital needs internally, even though the level of cash generation can fluctuate between periods.
Specialist Lending ModelParagon operates a focused banking model spanning buy-to-let mortgages, SME lending and deposit-taking. This gives the group multiple lending and funding channels within its specialist franchise, while recurring interest income remains the core mechanism through which these activities generate value.
Bears Say
Higher LeverageThe sharp increase in debt-to-equity signals greater reliance on debt funding than in the prior year. Higher leverage can reduce financial flexibility and make the balance sheet more sensitive to changes in funding conditions, while leaving less capacity to absorb weaker lending or profitability outcomes.
Volatile Revenue And MarginsUnstable revenue performance and a lower margin profile make it harder to assess Paragon’s sustainable earnings power. If revenue and profitability continue to vary materially between years, operating efficiency and returns may be less predictable, complicating capital planning and reducing confidence in future growth.
Weaker Cash GenerationThe sharp year-on-year decline in operating and free cash flow highlights volatility in cash generation, even though the company remained cash-flow positive. Persistently uneven conversion could constrain internally funded investment and make financial resilience more dependent on funding conditions.
Paragon Banking Group PLC News
46P1 FAQ
What was Paragon Banking Group PLC’s price range in the past 12 months?
Paragon Banking Group PLC lowest stock price was €8.20 and its highest was €10.80 in the past 12 months.
What is Paragon Banking Group PLC’s market cap?
Paragon Banking Group PLC’s market cap is €1.49B.
When is Paragon Banking Group PLC’s upcoming earnings report date?
Paragon Banking Group PLC’s upcoming earnings report date is Dec 01, 2026 which is in 54 days.
How were Paragon Banking Group PLC’s earnings last quarter?
Paragon Banking Group PLC released its earnings results on Jun 02, 2026. The company reported €0.659 earnings per share for the quarter.
Is Paragon Banking Group PLC overvalued?
According to Wall Street analysts Paragon Banking Group PLC’s price is currently Undervalued.
Does Paragon Banking Group PLC pay dividends?
Paragon Banking Group PLC does not currently pay dividends.
What is Paragon Banking Group PLC’s EPS estimate?
Paragon Banking Group PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paragon Banking Group PLC have?
Paragon Banking Group PLC has 182,159,970 shares outstanding.
What happened to Paragon Banking Group PLC’s price movement after its last earnings report?
Paragon Banking Group PLC reported an EPS of €0.659 in its last earnings report. Following the earnings report the stock price went down -2.259%.
Which hedge fund is a major shareholder of Paragon Banking Group PLC?
Currently, no hedge funds are holding shares in DE:46P1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paragon Banking Group PLC Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€12.66 (31.88% Upside)
€12.66 (31.88% Upside)
Blogger Sentiment
Bullish
DE:46P1 Sentiment 100%
Sector Average 63%
Sector Average 63%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-12.60%
12-Months-Change
Fundamentals
Return on Equity
11.98%
Trailing 12-Months
Asset Growth
4.02%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Paragon Banking Group PLC
Paragon Banking Group PLC is a leading provider of diverse financial solutions across the United Kingdom. The company's operations are structured into three distinct divisions: Mortgage Lending, Commercial Lending, and Idem Capital. The Mortgage Lending division specializes in property-backed finance, encompassing both buy-to-let mortgages for investors and owner-occupied residential loans, including first and second charges, along with related services. Meanwhile, Commercial Lending caters to businesses with a diverse suite of financial products, such as funding for small and medium-sized enterprises (SMEs), development finance for property projects, structured lending solutions, and vehicle financing. The Idem Capital segment's activities involve the acquisition and management of various credit assets, including equipment leases, motor finance agreements, residential mortgages, and unsecured personal loans. Furthermore, Idem Capital extends its expertise to managing loan portfolios on behalf of institutional clients like banks, private equity firms, and specialist lenders. Beyond its lending operations, Paragon Banking Group also offers a comprehensive range of savings accounts to household customers. Established in 1985, the company is headquartered in Solihull, United Kingdom. It adopted its current name, Paragon Banking Group PLC, in September 2017, having previously been known as The Paragon Group of Companies PLC.
46P1 Stock 12 Month Forecast
Average Price Target
€12.66
▲(31.88% Upside)
Technical Analysis
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